openapi: 3.0.3 info: title: 'Fee Navigator' description: 'Fee Navigator API offers a suite of technology components to automate merchant statement analysis and comparison.' version: 1.0.0 servers: - url: 'https://developer.feenavigator.com' paths: /api/v1/get-fee-library: get: summary: '1.1 Fee Library - GET' operationId: 11FeeLibraryGET description: "

Returns the current fee library.

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These are custom fees in your account, set up based on rate, per transaction, or as an individual fee.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 4 name: 'Statement Fee' - id: 6 name: 'Monthly Fee' 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' /api/v1/get-pricing-regimens: get: summary: '1.2 Pricing Regimens - GET' operationId: 12PricingRegimensGET description: "

Returns the pricing regimens.

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These are pricing structures defined in your plan, which may include one or more of the following: Interchange Plus, Interchange Plus with Pass-Through AMEX, Flat, Cash Discount, Surcharge, Tier.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 66 name: 'Sample Flat' type: Flat - id: 67 name: 'Sample IC Plus' type: 'IC Plus' 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' '/api/v1/get-pricing-regimens/{id}': get: summary: '1.3 Pricing Regimen (id) - GET' operationId: 13PricingRegimenidGET description: "

Returns a specific pricing regimen identified by its id.

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This returns all the details (definition) of the selected pricing regimen.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: name: 'Sample Flat' type: Flat minMargin: 50 minMarginLevels: - minLevel: 0 minMargin: 50 minMarginPeriod: Monthly targetMargin: 500 targetPercent: null targetType: fixed targetMarginPeriod: Monthly datapoints: 'Visa Debit nrTransactions': 0.23 'Visa Auth nrTransactions': 2 'Mastercard Credit amount': 3 serviceFees: - idServiceFee: 22 networkType: - Credit - Debit rate: 0.0001 per_tx: 0 fixedAmount: 0 - idServiceFee: 4 networkType: [] rate: 0 perTx: 0 fixedAmount: 10 - idServiceFee: 8 networkType: - Credit rate: 0 perTx: 0.02 fixedAmount: 3 tiers: - name: Qualified network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.75 rate: 0.0169 perTx: 0.2 - name: MidQual network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.1 rate: 0.028 perTx: 0.2 - name: NonQual network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.15 rate: 0.033 perTx: 0.2 - name: Debit network: - Visa - Mastercard - Discover - 'American Express' networkType: - Debit volumePercentage: 1 rate: 0.0169 perTx: 0.2 properties: name: type: string example: 'Sample Flat' type: type: string example: Flat minMargin: type: integer example: 50 minMarginLevels: type: array example: - minLevel: 0 minMargin: 50 items: type: object properties: minLevel: type: integer example: 0 minMargin: type: integer example: 50 minMarginPeriod: type: string example: Monthly targetMargin: type: integer example: 500 targetPercent: type: string example: null targetType: type: string example: fixed targetMarginPeriod: type: string example: Monthly datapoints: type: object properties: 'Visa Debit nrTransactions': type: number example: 0.23 'Visa Auth nrTransactions': type: integer example: 2 'Mastercard Credit amount': type: integer example: 3 serviceFees: type: array example: - idServiceFee: 22 networkType: - Credit - Debit rate: 0.0001 per_tx: 0 fixedAmount: 0 - idServiceFee: 4 networkType: [] rate: 0 perTx: 0 fixedAmount: 10 - idServiceFee: 8 networkType: - Credit rate: 0 perTx: 0.02 fixedAmount: 3 items: type: object properties: idServiceFee: type: integer example: 22 networkType: type: array example: - Credit - Debit items: type: string rate: type: number example: 0.0001 per_tx: type: integer example: 0 fixedAmount: type: integer example: 0 tiers: type: array example: - name: Qualified network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.75 rate: 0.0169 perTx: 0.2 - name: MidQual network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.1 rate: 0.028 perTx: 0.2 - name: NonQual network: - Visa - Mastercard - Discover - 'American Express' network_type: - Credit volumePercentage: 0.15 rate: 0.033 perTx: 0.2 - name: Debit network: - Visa - Mastercard - Discover - 'American Express' networkType: - Debit volumePercentage: 1 rate: 0.0169 perTx: 0.2 items: type: object properties: name: type: string example: Qualified network: type: array example: - Visa - Mastercard - Discover - 'American Express' items: type: string network_type: type: array example: - Credit items: type: string volumePercentage: type: number example: 0.75 rate: type: number example: 0.0169 perTx: type: number example: 0.2 400: description: '' content: application/json: schema: type: object example: errors: 'Pricing regimen not found' code: 400 properties: errors: type: string example: 'Pricing regimen not found' code: type: integer example: 400 tags: - '1. Admin' parameters: - in: path name: id description: 'A valid pricing regimen ID previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/get-cost-schedules: get: summary: '1.4 Cost Schedules - GET' operationId: 14CostSchedulesGET description: '

Returns a list of the available cost/commission schedules.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 113 name: 'Sample Schedule A' - id: 145 name: 'AT Sample Schedule A' 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' '/api/v1/get-cost-schedules/{id}': get: summary: '1.5 Cost Schedule (id) - GET' operationId: 15CostScheduleidGET description: "

Returns the details of a specific cost/commission schedule.

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This will include buy and sell rates for each revenue source, as well as revenue shares.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: name: 'Sample Schedule A' datapoints: 'Visa Debit nrTransactions': buyRate: 0.0001 buyRevShare: 80 sellRate: 0.0001 sellRevShare: 40 serviceFees: - idServiceFee: 4 buyRate: 1 buyRevShare: 100 sellRate: 1 sellRevShare: 100 properties: name: type: string example: 'Sample Schedule A' datapoints: type: object properties: 'Visa Debit nrTransactions': type: object properties: buyRate: type: number example: 0.0001 buyRevShare: type: integer example: 80 sellRate: type: number example: 0.0001 sellRevShare: type: integer example: 40 serviceFees: type: array example: - idServiceFee: 4 buyRate: 1 buyRevShare: 100 sellRate: 1 sellRevShare: 100 items: type: object properties: idServiceFee: type: integer example: 4 buyRate: type: integer example: 1 buyRevShare: type: integer example: 100 sellRate: type: integer example: 1 sellRevShare: type: integer example: 100 400: description: '' content: application/json: schema: type: object example: errors: 'Commission not found' code: 400 properties: errors: type: string example: 'Commission not found' code: type: integer example: 400 tags: - '1. Admin' parameters: - in: path name: id description: 'A valid Commission ID previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/get-proposal-templates: get: summary: '1.6 Proposal Templates - GET' operationId: 16ProposalTemplatesGET description: '

Returns a list with the available proposal templates.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 34 name: FN_Sample_EXCEL_Proposal.xlsx - id: 85 name: Sample_Excel_Second_Proposal.xlsx 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' '/api/v1/get-proposal-templates/{id}': get: summary: '1.7 Proposal Template (id) - GET' operationId: 17ProposalTemplateidGET description: '

Returns the proposal template identified by the specific id

' parameters: [] responses: 400: description: '' content: application/json: schema: type: object example: errors: 'Proposal template not found' code: 400 properties: errors: type: string example: 'Proposal template not found' code: type: integer example: 400 500: description: '' content: application/json: schema: type: object example: message: 'Server Error' properties: message: type: string example: 'Server Error' tags: - '1. Admin' parameters: - in: path name: id description: 'A valid proposal template ID previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/get-usable-tokens: get: summary: '1.8 Usable Tokens - GET' operationId: 18UsableTokensGET description: "

Returns the available data point tokens, including the ones extracted and calculated from the statement, as well as the ones generated by the proposal.

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The tokens may be used in Excel and Word templates, and they will be replaced at runtime with their actual values.

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Tokens may be used to create calculations in Excel, and they also may be formatted for display as desired.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - term: VisaAuthorizations definition: 'Number of authorizations for Visa' - id: VisaPerAuthCurrent name: 'Per authorization cost for Visa (Current)' tags: - '1. Admin' /api/v1/get-plans: get: summary: '1.9 Plans - GET' operationId: 19PlansGET description: "

Returns a list of the available proposal plans.

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A proposal plan includes (1) pricing regimen, (1) cost schedule, and (1) Excel/Word template file that will format the generated data.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 102 name: 'Sample IC Plus Fixed' isDefault: 0 - id: 103 name: 'Sample IC Plus Dynamic' isDefault: 1 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' '/api/v1/get-plans/{id}': get: summary: '1.10 Plan (id) - GET' operationId: 110PlanidGET description: '

Returns the details of a specific proposal plan.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: name: Name pricingRegimen: '68': 'pricing regimen name' commission: '113': 'commission name' template: '36': template.docx onboardUrl: 'https://www.your-onboarding-url.com' targetMcc: '5399' supportsICOptimization: 1 dynamicPricing: 0 isDefault: 0 showResiduals: 1 maxDiscRate: 0.0399 maxTransactionFee: 0.49 distributionOrder: rateThenTxFee hideWordExport: 0 properties: name: type: string example: Name pricingRegimen: type: object properties: 68: type: string example: 'pricing regimen name' commission: type: object properties: 113: type: string example: 'commission name' template: type: object properties: 36: type: string example: template.docx onboardUrl: type: string example: 'https://www.your-onboarding-url.com' targetMcc: type: string example: '5399' supportsICOptimization: type: integer example: 1 dynamicPricing: type: integer example: 0 isDefault: type: integer example: 0 showResiduals: type: integer example: 1 maxDiscRate: type: number example: 0.0399 maxTransactionFee: type: number example: 0.49 distributionOrder: type: string example: rateThenTxFee hideWordExport: type: integer example: 0 400: description: '' content: application/json: schema: type: object example: errors: 'Proposal template not found' code: 400 properties: errors: type: string example: 'Proposal template not found' code: type: integer example: 400 tags: - '1. Admin' parameters: - in: path name: id description: 'A valid plan ID previously obtained.' example: '175' required: true schema: type: string /api/v1/get-assignments: get: summary: '1.11 Assignments - GET' operationId: 111AssignmentsGET description: '

Returns the users that are part of the team and their roles.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 1 name: 'Example User' role: manager - id: 2 name: 'Example User two' role: member 400: description: '' content: text/plain: schema: type: string example: "{\n\"error\": [\n],\n\"code\": 400 {\n}" tags: - '1. Admin' '/api/v1/get-assignments/{id}': get: summary: '1.12 Assignment (id) - GET' operationId: 112AssignmentidGET description: '

Returns the proposal plans assigned to the specified user, including the default plan.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: name: 'A7 User' role: owner idDefaultPlan: 105 assignedPlans: '102': 'Sample IC Plus Fixed' '103': 'Sample IC Plus Dynamic' properties: name: type: string example: 'A7 User' role: type: string example: owner idDefaultPlan: type: integer example: 105 assignedPlans: type: object properties: 102: type: string example: 'Sample IC Plus Fixed' 103: type: string example: 'Sample IC Plus Dynamic' 400: description: '' content: application/json: schema: type: object example: errors: 'Proposal template not found' code: 400 properties: errors: type: string example: 'Proposal template not found' code: type: integer example: 400 tags: - '1. Admin' parameters: - in: path name: id description: 'A valid assignment ID previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/statements/upload: post: summary: '2.1 Submit Statement - POST' operationId: 21SubmitStatementPOST description: '

Upload a PDF statement (native or scanned) and get an id as a result. You will use this id to perform functions on this statement.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: id: 1755002352774017576 properties: id: type: integer example: 1755002352774017576 404: description: '' content: application/json: schema: type: object example: errors: - 'Not Found -- The specified resource could not be found' properties: errors: type: array example: - 'Not Found -- The specified resource could not be found' items: type: string tags: - '2. Proposal' requestBody: required: true content: multipart/form-data: schema: type: object properties: pdf: type: string format: binary description: 'Statement PDF file.' merchantId: type: string description: 'The ID of the existing Merchant to whom the statement belongs to.
Note: If it is not provided it means that a new Merchant must be created and therefore the below section (merchantData) is required.' example: 95b7a4b5-da9a-43bf-bd4a-b6d158d9e6f6 'merchantData[merchantName]': type: string description: "The Merchant's name.
Note: It is required if merchantId was not provided." example: 'Acme Inc.' 'merchantData[industry]': type: string description: "The Merchant's MCC industry code.
Note: It is required if merchantId was not provided." example: '5712' 'merchantData[firstName]': type: string description: "Merchant's first name." example: John 'merchantData[lastName]': type: string description: "Merchant's last name." example: Smith 'merchantData[phone]': type: string description: "Merchant's mobile phone number." example: quis 'merchantData[email]': type: string description: "Merchant's email address." example: john@smith.com 'merchantData[zip]': type: string description: "Merchant's ZIP." example: '23456' withDatapoints: type: integer description: 'Append all data points to the response. Default value = 0.
Possible values: [1 = true, 0 = false].' example: 0 required: - pdf '/api/v1/statements/delete/{id}': delete: summary: '2.2 Delete Statement (id) - DEL' operationId: 22DeleteStatementidDEL description: '

Deletes a statement and all extracted or processed information, including any associated analyses.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: [] tags: - '2. Proposal' parameters: - in: path name: id description: 'A valid statement ID previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/submit-quote: post: summary: '2.3 Submit Quote - POST' operationId: 23SubmitQuotePOST description: "

When no statement is available, you may generate a proposal using generated data.

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Submit a quote by entering just a few data points.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: message: 'The given data was invalid.' errors: merchantData.merchantName: - 'The merchant data.merchant name field is required.' merchantData.industry: - 'The merchant data.industry field is required.' properties: message: type: string example: 'The given data was invalid.' errors: type: object properties: merchantData.merchantName: type: array example: - 'The merchant data.merchant name field is required.' items: type: string merchantData.industry: type: array example: - 'The merchant data.industry field is required.' items: type: string tags: - '2. Proposal' requestBody: required: true content: application/json: schema: type: object properties: debitVsCredit: type: integer description: 'Debit vs credit percentage.' example: 50 cpVsCnp: type: integer description: 'Card present vs card not present percentage.' example: 80 volume: type: number description: '' example: 100000.0 averageTransaction: type: number description: '' example: 45.0 fees: type: number description: '' example: 2500.0 idPlan: type: string description: '' example: '100' merchantId: type: string description: 'The ID of the existing Merchant for whom the quick quote is done for.
Note: If it is not provided it means that a new Merchant must be created and therefore the below section (merchantData) is required.' example: 95b7a4b5-da9a-43bf-bd4a-b6d158d9e6f6 'merchantData[merchantName]': type: string description: "The Merchant's name.
Note: It is required if merchantId is missing." example: 'Acme Inc' 'merchantData[industry]': type: string description: "The Merchant's MCC industry code.
Note: It is required if merchantId is missing." example: '5712' 'merchantData[firstName]': type: string description: "Merchant's first name." example: John 'merchantData[lastName]': type: string description: "Merchant's last name." example: Smith 'merchantData[phone]': type: string description: "Merchant's mobile phone number." example: '23456785' 'merchantData[email]': type: string description: "Merchant's email address." example: john@smith.com 'merchantData[zip]': type: string description: "Merchant's ZIP." example: '52343' withDatapoints: type: integer description: 'Append all data points to the response. Default value = 0.
Possible values: [1 = true, 0 = false].' example: 0 required: - debitVsCredit - cpVsCnp - volume - averageTransaction - fees '/api/v1/submit-quote/{id}': delete: summary: '2.4 Delete Quote (id) - DEL' operationId: 24DeleteQuoteidDEL description: '

Deletes a specified quote, and all the data associated with it.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: [] tags: - '2. Proposal' parameters: - in: path name: id description: 'A valid statement ID previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/statement/download/pdf/{id}': get: summary: '2.5 Get Statement (id) - GET' operationId: 25GetStatementidGET description: '

Returns the uploaded statement with the specified id.

' parameters: [] responses: 500: description: '' content: application/json: schema: type: object example: message: 'Server Error' properties: message: type: string example: 'Server Error' tags: - '2. Proposal' parameters: - in: path name: id description: 'A valid statement ID previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/statements/get-extracted-text/{id}': get: summary: '2.6 Get Extracted Text (id) - GET' operationId: 26GetExtractedTextidGET description: "

Returns the textual representation after performing optical-character-recognition (OCR) on the PDF statement.

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Depending on the quality of the document itself, this may not match 100% the PDF content.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: extractedText: '.... extracted text as a string ...' properties: extractedText: type: string example: '.... extracted text as a string ...' tags: - '2. Proposal' parameters: - in: path name: id description: 'A valid statement ID previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/statements/get-datapoints/{id}': get: summary: '2.7 Get Data Points (id)- GET' operationId: 27GetDataPointsidGET description: '

Returns the extracted and processed elements from the statement and proposal.

' parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: 'EBT discRate': null 'Pricing Type': 'IC Plus' 'Merchant Name': GRILLE 'Merchant Address': null 'Merchant Number': '496' 'Statement Period Start': 05/01/18 'Statement Period End': 05/31/18 'Third Party Transactions': null 'Visa Credit amount': 22517.51 'Visa Credit discRate': 0.0015 'Visa Credit nrTransactions': 436 'Visa Credit transactionFee': null 'Visa Credit discRateProposed': 0.0027 'Visa Credit transactionFeeProposed': 0 'Visa Debit amount': 25568.33 'Visa Debit discRate': 0.0015 'Visa Debit nrTransactions': 553 'Visa Debit transactionFee': null 'Visa Debit discRateProposed': 0.0027 'Visa Debit transactionFeeProposed': 0 'Visa Auth nrTransactions': 1031 'Visa Auth transactionFee': 0.05 'Visa Auth transactionFeeProposed': 0 'Mastercard Credit amount': 15250.57 'Mastercard Credit discRate': 0.0015 'Mastercard Credit nrTransactions': 316 'Mastercard Credit transactionFee': null 'Mastercard Credit discRateProposed': 0.0027 'Mastercard Credit transactionFeeProposed': 0 'Mastercard Debit amount': 5275.82 'Mastercard Debit discRate': 0.0015 'Mastercard Debit nrTransactions': 103 'Mastercard Debit transactionFee': null 'Mastercard Debit discRateProposed': 0.0027 'Mastercard Debit transactionFeeProposed': 0 'Mastercard Auth nrTransactions': 435 'Mastercard Auth transactionFee': 0.05 'Mastercard Auth transactionFeeProposed': 0 'Discover Credit amount': 3609.83 'Discover Credit discRate': 0.0015 'Discover Credit nrTransactions': 64 'Discover Credit transactionFee': null 'Discover Credit discRateProposed': 0.0027 'Discover Credit transactionFeeProposed': 0 'Discover Debit amount': 152.31 'Discover Debit discRate': 0.0015 'Discover Debit nrTransactions': null 'Discover Debit transactionFee': null 'Discover Debit discRateProposed': 0.0027 'Discover Debit transactionFeeProposed': null 'Discover Auth nrTransactions': 64 'Discover Auth transactionFee': 0.05 'Discover Auth transactionFeeProposed': 0 'American Express amount': 13237.43 'American Express discRate': 0.0025 'American Express nrTransactions': 238 'American Express transactionFee': null 'American Express discRateProposed': 0.0027 'American Express transactionFeeProposed': 0 'American Express Auth nrTransactions': 242 'American Express Auth transactionFee': 0.05 'American Express Auth transactionFeeProposed': 0 'PIN Debit amount': null 'PIN Debit discRate': null 'PIN Debit nrTransactions': null 'PIN Debit transactionFee': null 'PIN Debit discRateProposed': null 'PIN Debit transactionFeeProposed': null 'EBT amount': null 'EBT nrTransactions': null 'EBT transactionFee': null 'EBT transactionFeeProposed': null 'Fleet Cards / Other amount': null 'Fleet Cards / Other discRate': null 'Fleet Cards / Other nrTransactions': null 'Fleet Cards / Other transactionFee': null 'Fleet Cards / Other discRateProposed': null 'Fleet Cards / Other transactionFeeProposed': null 'Interchange & downgrades': 1606.9 'Dues & Assessments': 153.86 'PIN debit interchange': null 'AVS nrTransactions': null 'AVS transactionFee': null 'PCI compliance': null 'Non-PCI compliance': null 'Batch nrTransactions': 24 'Batch transactionFee': 0.05 Monthly: 13.5 Chargeback: null Surcharging: null 'Total Volume': 85611.8 'Total Fees': 2013.2 Industry: '5399' 'Representative First Name': null 'Representative Last Name': null 'Representative Phone': null 'Representative Email': null 'Card brands / other': null 'Processing Fees': 252.44 'Pass-Through Fees': 1760.76 'Other fees': 7.48 'Calculated Other Fees': null 'Total Calculated Fees': 2013.2 'Monthly Fees': 2013.2 '1-Year Fees': 24158.4 '3-Year Fees': 72475.2 'Effective Rate': 0.0235 'Avoidable Fees': null 'Potential Savings': 820.71 'Statement Period': 'May 2018' 'Total nrTransactions': 1710 'Average Ticket': 50.07 'Processing Fees Proposed': 239.84 'Interchange & downgrades Proposed': 1577.23 'Interchange optimization Proposed': -26.12 'PIN debit interchange Proposed': null 'AVS transactionFee Proposed': null 'PCI compliance Proposed': null 'Non-PCI compliance Proposed': null 'Batch transactionFee Proposed': 0.05 'Monthly Proposed': null 'Chargeback Proposed': null 'Other fees Proposed': 7.48 'Total Fees Proposed': 1944.81 'Effective Rate Proposed': 0.0227 'Monthly Savings': 68.39 '3 Year Savings': 2462.14 'Pass-Through Fees Proposed': 1704.97 'Percent Processing Fees': 0.0029 'Percent Processing Fees Proposed': 0.0028 'Percent Pass-Through Fees': 0.0206 'Percent Pass-Through Fees Proposed': 0.0199 'Calculated Other Fees Proposed': null 'Percent Other Fees': null 'Percent Other Fees Proposed': null 'Calculated Total Volume': 85611.8 'Card brands / other Proposed': null 'Dues & Assessments Proposed': 153.86 'Surcharging Proposed': null 'Tiers Proposed': null 'Custom Service Proposed': null 'Other Processing Fees': null 'Margin Proposed Company': 161.99 'Company Residual Proposed': 81 'Agent Residual Proposed': 81 'Potential Margin Company': 218.97 'Potential Margin Agent': 218.97 'Processor Cost Proposed': 69.16 'Margin Proposed Agent': 161.99 'Pass-through Fees To Substract': 0 Interchange: - term: 'MC-WORLDCARD RESTAURANT' normalized: 'Restaurant - World' network: Mastercard amount: 1320.32 countTx: 44 rate: 0.0173 perTx: 0.1 fee: 27.24 standardRate: 0.0173 standardPerTx: 0.1 standardFee: 27.241536 padding: 0 - term: 'MC-COM T & E I(US) FLEET' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1199.97 countTx: 32 rate: 0.0275 perTx: 0 fee: 33 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 34.999205 padding: 0 - term: 'MC-CORP T & E I(US) BUS' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1352.58 countTx: 29 rate: 0.025 perTx: 0 fee: 33.82 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 38.74337 padding: 0 - term: 'MC-CORP PURCHASING INTL PUR' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 40 countTx: 1 rate: 0.0285 perTx: 0 fee: 1.14 standardRate: 0.02 standardPerTx: 0 standardFee: 0.8 padding: 0.34 - term: 'MC-CORP T & E I(US) CORP' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1237.1 countTx: 27 rate: 0.0275 perTx: 0 fee: 34.02 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 35.48315 padding: 0 - term: 'MC-CORP BUSINESS INTL FLT' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 153.13 countTx: 3 rate: 0.0285 perTx: 0 fee: 4.36 standardRate: 0.02 standardPerTx: 0 standardFee: 3.0626 padding: 1.2974 - term: 'MC-WORLD ELITE RESTAURANT' normalized: 'Restaurant - World Elite' network: Mastercard amount: 1460.21 countTx: 44 rate: 0.022 perTx: 0.1 fee: 36.52 standardRate: 0.022 standardPerTx: 0.1 standardFee: 36.52462 padding: 0 - term: 'MC-WORLD ELITE - OTHER' normalized: 'Merit I - World Elite ' network: Mastercard amount: 1855.57 countTx: 19 rate: 0.0275 perTx: 0.1 fee: 52.93 standardRate: 0.025 standardPerTx: 0.1 standardFee: 48.28925 padding: 4.64075 - term: 'MC-BUS LEVEL 2 T&E I' normalized: 'Commercial T&E Business Level 2' network: Mastercard amount: 71 countTx: 4 rate: 0.0266 perTx: 0 fee: 1.89 standardRate: 0.025 standardPerTx: 0.1 standardFee: 2.175 padding: 0 - term: 'MC-SMALL TICKET (DB)' normalized: 'Small Ticket Debit/Prepaid - Non-Regulated Consumer Debit' network: Mastercard amount: 55.24 countTx: 6 rate: 0.0155 perTx: 0.04 fee: 1.1 standardRate: 0.0155 standardPerTx: 0.04 standardFee: 1.09622 padding: 0 - term: 'MC-RESTAURANT (DB)' normalized: null network: null amount: 308.38 countTx: 12 rate: 0.0119 perTx: 0.1 fee: 4.87 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-INT SPR PREM ELECTRONIC(US)' normalized: null network: null amount: 25.14 countTx: 1 rate: 0.0283 perTx: 0 fee: 0.71 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-COM T & E I(US) PURCH' normalized: null network: null amount: 449.72 countTx: 7 rate: 0.0275 perTx: 0 fee: 12.37 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-BUS LEVEL 3 T&E I' normalized: null network: null amount: 122.06 countTx: 2 rate: 0.0271 perTx: 0 fee: 3.31 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-BUS LEVEL 4 T&E I' normalized: 'Commercial T&E Business Level 4' network: Mastercard amount: 30.78 countTx: 1 rate: 0.0281 perTx: 0 fee: 0.86 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 0.91567 padding: 0 - term: 'MC-REG INCENT FRF ADJ POS (DB)' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 3268.01 countTx: 60 rate: 0.0005 perTx: 0.22 fee: 14.83 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 14.834005 padding: 0 - term: 'MC-REGULATED FRD ADJ COMM (DB)' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 103 countTx: 1 rate: 0.0005 perTx: 0.22 fee: 0.27 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 0.2715 padding: 0 - term: 'MC-PREM CON ELEC ACQUSISSCAN' normalized: null network: null amount: 197.24 countTx: 3 rate: 0.027 perTx: 0 fee: 5.33 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ENHANCED MERIT III BASE' normalized: 'Merit III Base - Enhanced (=Card Present)' network: Mastercard amount: 1280.19 countTx: 32 rate: 0.0173 perTx: 0.1 fee: 25.35 standardRate: 0.0173 standardPerTx: 0.1 standardFee: 25.347287 padding: 0 - term: 'MC-PREM CON ELEC ACQUSISSLAC' normalized: null network: null amount: 30.1 countTx: 2 rate: 0.027 perTx: 0 fee: 0.81 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-HIGH VAL RESTAURANT' normalized: 'Restaurant - World High Value' network: Mastercard amount: 84.32 countTx: 2 rate: 0.022 perTx: 0.1 fee: 2.06 standardRate: 0.022 standardPerTx: 0.1 standardFee: 2.05504 padding: 0 - term: 'MC-DOMESTIC MERIT III (DB)' normalized: 'Merit III Base (Card Present) - Non-Regulated Consumer Debit' network: Mastercard amount: 1541.19 countTx: 24 rate: 0.0105 perTx: 0.15 fee: 19.78 standardRate: 0.0105 standardPerTx: 0.15 standardFee: 19.782495 padding: 0 - term: 'MC-FOREIGN ELECTRONIC PLUS' normalized: null network: null amount: 73.05 countTx: 4 rate: 0.0195 perTx: 0 fee: 1.42 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-DOMESTIC MERIT III' normalized: 'Merit III Base - Core (=Card Present) | Consumer Credit' network: Mastercard amount: 1882.57 countTx: 38 rate: 0.0158 perTx: 0.1 fee: 33.54 standardRate: 0.0158 standardPerTx: 0.1 standardFee: 33.544606 padding: 0 - term: 'MC-WORLDCARD - OTHER' normalized: 'Merit III Base - World (=Card Present)' network: Mastercard amount: 2385.52 countTx: 21 rate: 0.023 perTx: 0.1 fee: 56.97 standardRate: 0.0177 standardPerTx: 0.1 standardFee: 44.323704 padding: 12.646296 - term: VISA normalized: null network: null amount: -25 countTx: 1 rate: 0 perTx: 0 fee: 0 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-US REGULATED (DB)' normalized: 'CPS/Supermarket, Debit - Regulated (CP)' network: Visa amount: 17032.88 countTx: 326 rate: 0.0005 perTx: 0.22 fee: 80.24 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 80.23644 padding: 0 - term: 'VI-CPS SMALL TICKET (PP)' normalized: 'CPS/Small Ticket, Prepaid - Exempt (CP)' network: Visa amount: 55.46 countTx: 6 rate: 0.016 perTx: 0.05 fee: 1.19 standardRate: 0.016 standardPerTx: 0.05 standardFee: 1.18736 padding: 0 - term: 'VI-BUSINESS CARD CP (DB)' normalized: 'Business Debit Card Present CP - Exempt' network: Visa amount: 57.72 countTx: 2 rate: 0.017 perTx: 0.1 fee: 1.18 standardRate: 0.017 standardPerTx: 0.1 standardFee: 1.18124 padding: 0 - term: 'VI-US REGULATED COMM (DB)' normalized: 'Interregional Regulated Debit - All Commercial Products' network: Visa amount: 510.5 countTx: 8 rate: 0.0005 perTx: 0.22 fee: 2.02 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 2.01525 padding: 0 - term: 'VI-US CPS/SMALL TCKT REG (DB)' normalized: 'CPS/Small Ticket, Debit - Regulated (CP)' network: Visa amount: 498.36 countTx: 53 rate: 0.0005 perTx: 0.22 fee: 11.91 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 11.90918 padding: 0 - term: 'VI-CPS/SMALL TICKET' normalized: 'Small Ticket - All Other' network: Visa amount: 264.38 countTx: 25 rate: 0.0165 perTx: 0.04 fee: 5.36 standardRate: 0.019 standardPerTx: 0 standardFee: 5.02322 padding: 0.33678 - term: 'VI-CPS/REWARDS 2' normalized: null network: null amount: 1780.83 countTx: 24 rate: 0.0195 perTx: 0.1 fee: 37.13 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS/RESTAURANT CREDIT' normalized: null network: null amount: 1304.7 countTx: 27 rate: 0.0154 perTx: 0.1 fee: 22.79 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-INTREG BUS/CORP/PURCH (US)' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 334.68 countTx: 10 rate: 0.0245 perTx: 0 fee: 8.2 standardRate: 0.02 standardPerTx: 0 standardFee: 6.6936 padding: 1.5064 - term: 'VI-ELECTRONIC (US ACQ)' normalized: 'Electronic Program - All Commerical Products' network: Visa amount: 248.93 countTx: 10 rate: 0.0155 perTx: 0 fee: 3.86 standardRate: 0.02 standardPerTx: 0 standardFee: 4.9786 padding: 0 - term: 'VI-INTREG CHIP ISS (US)' normalized: 'Issuer Chip Card - All Commerical Products' network: Visa amount: 114.82 countTx: 4 rate: 0.0165 perTx: 0 fee: 1.89 standardRate: 0.02 standardPerTx: 0 standardFee: 2.2964 padding: 0 - term: 'VI-EIRF NON CPS ALL OTHER' normalized: null network: null amount: 181 countTx: 1 rate: 0.023 perTx: 0.1 fee: 4.26 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE CARD ELECTRONIC' normalized: null network: null amount: 5682.82 countTx: 101 rate: 0.023 perTx: 0.1 fee: 140.81 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-INTER PREM CAN ISS US ACQ' normalized: null network: null amount: 111.49 countTx: 3 rate: 0.0225 perTx: 0 fee: 2.51 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-BUSINESS CARD TR1 ELEC T&E' normalized: null network: null amount: 246.88 countTx: 4 rate: 0.024 perTx: 0.1 fee: 6.33 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE PREFERRED CRP ELC' normalized: null network: null amount: 8346.52 countTx: 158 rate: 0.024 perTx: 0.1 fee: 216.12 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE PREFERRED CRP STD' normalized: null network: null amount: 86.63 countTx: 1 rate: 0.0295 perTx: 0.1 fee: 2.66 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SUPER PREMIUM LAC ISS US AC' normalized: 'Issuer Chip Card - Infinite' network: Visa amount: 86.2 countTx: 4 rate: 0.0242 perTx: 0 fee: 2.09 standardRate: 0.0197 standardPerTx: 0 standardFee: 1.69814 padding: 0.39186 - term: 'VI-BUSINESS CARD TR2 ELEC T&E' normalized: 'Commercial/Corporate/Purchasing Level II' network: Visa amount: 36 countTx: 1 rate: 0.0275 perTx: 0.15 fee: 1.14 standardRate: 0.025 standardPerTx: 0.1 standardFee: 1 padding: 0.14 - term: 'VI-BUSINESS CARD TR3 ELEC T&E' normalized: null network: null amount: 281.19 countTx: 5 rate: 0.0285 perTx: 0.2 fee: 9.01 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS SMALL TICKET (DB)' normalized: 'CPS/Small Ticket, Debit - Exempt (CP)' network: Visa amount: 248.33 countTx: 22 rate: 0.0155 perTx: 0.04 fee: 4.73 standardRate: 0.0155 standardPerTx: 0.04 standardFee: 4.729115 padding: 0 - term: 'VI-CPS/RESTAURANT (DB)' normalized: 'CPS/Restaurant, Debit - Exempt (CP)' network: Visa amount: 6826.5 countTx: 123 rate: 0.0119 perTx: 0.1 fee: 93.54 standardRate: 0.0119 standardPerTx: 0.1 standardFee: 93.53535 padding: 0 - term: 'VI-CORPORATE TRAVEL SVC' normalized: 'Commercial/Corporate/Purchasing Travel Service' network: Visa amount: 1881.49 countTx: 28 rate: 0.0265 perTx: 0.1 fee: 52.66 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 52.659485 padding: 0 - term: 'VI-PURCHASING TRAVEL SVC' normalized: 'Commercial/Corporate/Purchasing Travel Service' network: Visa amount: 830.56 countTx: 12 rate: 0.0265 perTx: 0.1 fee: 23.21 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 23.20984 padding: 0 - term: 'VI-US HNW CONSUMER ELECT' normalized: null network: null amount: 159.79 countTx: 7 rate: 0.024 perTx: 0.1 fee: 4.54 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-BUSINESS CARD TR4 ELEC' normalized: null network: null amount: 563.6 countTx: 11 rate: 0.0295 perTx: 0.2 fee: 18.83 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS/RESTAURANT (PP)' normalized: 'CPS/Restaurant, Prepaid - Exempt (CP)' network: Visa amount: 338.58 countTx: 13 rate: 0.0115 perTx: 0.15 fee: 5.84 standardRate: 0.0115 standardPerTx: 0.15 standardFee: 5.84367 padding: 0 - term: 'DSCVR INTL CONSUMER CREDIT' normalized: 'PSL US International Commercial' network: Discover amount: 58 countTx: 2 rate: 0.0215 perTx: 0 fee: 1.25 standardRate: 0.024 standardPerTx: 0.1 standardFee: 1.592 padding: 0 - term: 'DSCVR PSL REST DB' normalized: 'PSL Restaurants - Premium Plus' network: Discover amount: 152.31 countTx: 1 rate: 0.011 perTx: 0.16 fee: 1.84 standardRate: 0.024 standardPerTx: 0.1 standardFee: 3.75544 padding: 0 - term: 'DSCVR COMML ELECT OTHER' normalized: 'PSL Commercial Electronic' network: Discover amount: 978.02 countTx: 17 rate: 0.023 perTx: 0.1 fee: 24.19 standardRate: 0.0235 standardPerTx: 0.1 standardFee: 24.68347 padding: 0 - term: 'DSCVR PSL REST PR' normalized: 'PSL Restaurants - Rewards' network: Discover amount: 894.54 countTx: 10 rate: 0.022 perTx: 0.1 fee: 20.68 standardRate: 0.0195 standardPerTx: 0.1 standardFee: 18.44353 padding: 2.23647 - term: 'DSCVR PSL REST RW' normalized: 'PSL Restaurants - Core' network: Discover amount: 1666.27 countTx: 32 rate: 0.019 perTx: 0.1 fee: 34.86 standardRate: 0.0156 standardPerTx: 0.1 standardFee: 29.193812 padding: 5.666188 - term: 'DSCVR PSL EXP SVC RW' normalized: 'PSL Express Services - Core' network: Discover amount: 13 countTx: 2 rate: 0.0195 perTx: 0 fee: 0.25 standardRate: 0.0195 standardPerTx: 0 standardFee: 0.2535 padding: 0 - term: 'AXP RESTAURANT BASE T1' normalized: 'Restaurant Tier 1' network: AMEX amount: 987.3 countTx: 55 rate: 0.0185 perTx: 0.1 fee: 23.77 standardRate: 0.0185 standardPerTx: 0.1 standardFee: 23.76505 padding: 0 - term: 'AXP RESTAURANT NONUS T1' normalized: 'Restaurant Non-U.S. Tier 1' network: AMEX amount: 93.8 countTx: 4 rate: 0.0225 perTx: 0.1 fee: 2.51 standardRate: 0.0225 standardPerTx: 0.1 standardFee: 2.5105 padding: 0 - term: 'AXP RESTAURANT BASE T2' normalized: 'Restaurant Tier 2' network: AMEX amount: 9111.85 countTx: 166 rate: 0.0245 perTx: 0.1 fee: 239.84 standardRate: 0.025 standardPerTx: 0.1 standardFee: 244.39625 padding: 0 - term: 'AXP RESTAURANT NONSWIPE T2' normalized: 'Restaurant Non-Swipe Tier 2' network: AMEX amount: 41.2 countTx: 1 rate: 0.0275 perTx: 0.1 fee: 1.23 standardRate: 0.028 standardPerTx: 0.1 standardFee: 1.2536 padding: 0 - term: 'AXP RESTAURANT NONUS T2' normalized: 'Restaurant Non-U.S. Tier 2' network: AMEX amount: 131.43 countTx: 3 rate: 0.0285 perTx: 0.1 fee: 4.05 standardRate: 0.025 standardPerTx: 0.1 standardFee: 3.58575 padding: 0.46425 - term: 'AXP RESTAURANT BASE T3' normalized: 'Restaurant Tier 3' network: AMEX amount: 2871.85 countTx: 9 rate: 0.0275 perTx: 0.1 fee: 79.88 standardRate: 0.0285 standardPerTx: 0.1 standardFee: 82.747725 padding: 0 'Total Interchange padding': 29.666394 'Interchange optimization': totalSavings: 189.54499 items: - term: 'MC-CORP DATA RATE I (US) BUS' normalized: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1' network: Mastercard amount: 15303.97 rate: 0.0265 countTx: 48 perTx: 0.1 fee: 410.36 padding: 0 paddingPercentage: 0 standardCost: 410.35521 standardRate: 0.0265 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 295.57543 savings: 114.77978 maxOptimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 295.57543 maxOptimizedSavings: 114.77978 - term: 'VI-PURCHASING CARD CNP' normalized: 'Commercial/Corporate/Purchasing Card Not Present' network: Visa amount: 5297.85 rate: 0.027 countTx: 11 perTx: 0.1 fee: 144.14 padding: 0 paddingPercentage: 0 standardCost: 144.14195 standardRate: 0.027 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Commercial/Corporate/Purchasing Level II' optimizedRate: 0.025 optimizedPerTx: 0.1 optimizedCost: 133.54625 savings: 10.5957 - level: 3 optimizedCategory: 'Commercial/Corporate/Purchasing Level III' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 101.75915 savings: 42.3828 maxOptimizedCategory: 'Commercial/Corporate/Purchasing Level III' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 101.75915 maxOptimizedSavings: 42.3828 - term: 'MC-WORLD ELITE MERIT I' normalized: 'Merit I - World Elite ' network: Mastercard amount: 1671.82 rate: 0.026 countTx: 7 perTx: 0.1 fee: 44.17 padding: 0 paddingPercentage: 0 standardCost: 44.16732 standardRate: 0.026 standardPerTx: 0.1 availableOptimizations: - level: 3 optimizedCategory: 'MC World Elite Merit 1 (3D Secure)' optimizedRate: 0.022 optimizedPerTx: 0.1 optimizedCost: 37.48004 savings: 6.68728 maxOptimizedCategory: 'MC World Elite Merit 1 (3D Secure)' maxOptimizedRate: 0.022 maxOptimizedPerTx: 0.1 maxOptimizedCost: 37.48004 maxOptimizedSavings: 6.68728 - term: 'VI-EIRF NON CPS ALL OTHER (PP)' normalized: 'Electronic Interchange Reimbursement Fee (EIRF) - Exempt' network: Visa amount: 1825 rate: 0.018 countTx: 5 perTx: 0.2 fee: 33.85 padding: 0 paddingPercentage: 0 standardCost: 33.85 standardRate: 0.018 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)' optimizedRate: 0.0175 optimizedPerTx: 0.2 optimizedCost: 32.9375 savings: 0.9125 maxOptimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)' maxOptimizedRate: 0.0175 maxOptimizedPerTx: 0.2 maxOptimizedCost: 32.9375 maxOptimizedSavings: 0.9125 - term: 'MC-COM DATA RATE I FLT NFUEL' normalized: 'Data Rate I - Large Market Credit | Commercial Data Rate I Large Market' network: Mastercard amount: 1118.8 rate: 0.027 countTx: 8 perTx: 0.1 fee: 31.01 padding: 0 paddingPercentage: 0 standardCost: 31.0076 standardRate: 0.027 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II - Large Market Credit | Commercial Data Rate II Large Market' optimizedRate: 0.025 optimizedPerTx: 0.1 optimizedCost: 28.77 savings: 2.2376 - level: 3 optimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 22.0572 savings: 8.9504 maxOptimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 22.0572 maxOptimizedSavings: 8.9504 - term: 'MC-DOMESTIC MERIT I (DB)' normalized: 'Merit I - Debit Rate | Non-Regulated Consumer Debit' network: Mastercard amount: 1067.32 rate: 0.0165 countTx: 9 perTx: 0.15 fee: 18.96 padding: 0 paddingPercentage: 0 standardCost: 18.96078 standardRate: 0.0165 standardPerTx: 0.15 availableOptimizations: - level: 3 optimizedCategory: 'MC Merit 1 Debit (3D Secure)' optimizedRate: 0.011 optimizedPerTx: 0.15 optimizedCost: 13.09052 savings: 5.87026 maxOptimizedCategory: 'MC Merit 1 Debit (3D Secure)' maxOptimizedRate: 0.011 maxOptimizedPerTx: 0.15 maxOptimizedCost: 13.09052 maxOptimizedSavings: 5.87026 - term: 'MC-BUS LEVEL 2 DATA RATE I' normalized: 'Data Rate I Level 2 Business World | Commercial Data Rate I Business Level 2' network: Mastercard amount: 550 rate: 0.028 countTx: 1 perTx: 0.1 fee: 15.5 padding: 0 paddingPercentage: 0 standardCost: 15.5 standardRate: 0.028 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2' optimizedRate: 0.0205 optimizedPerTx: 0.1 optimizedCost: 11.375 savings: 4.125 maxOptimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2' maxOptimizedRate: 0.0205 maxOptimizedPerTx: 0.1 maxOptimizedCost: 11.375 maxOptimizedSavings: 4.125 - term: 'VI-EIRF NON CPS ALL OTHER (DB)' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 558.22 rate: 0.0175 countTx: 5 perTx: 0.2 fee: 10.77 padding: 0 paddingPercentage: 0 standardCost: 10.76885 standardRate: 0.0175 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' optimizedRate: 0.0165 optimizedPerTx: 0.15 optimizedCost: 9.96063 savings: 0.80822 maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' maxOptimizedRate: 0.0165 maxOptimizedPerTx: 0.15 maxOptimizedCost: 9.96063 maxOptimizedSavings: 0.80822 - term: 'VI-US BUS TR4 PRD 1' normalized: 'Business Product 1 - Tier 4' network: Visa amount: 254.5 rate: 0.0295 countTx: 2 perTx: 0.1 fee: 7.71 padding: 0 paddingPercentage: 0 standardCost: 7.70775 standardRate: 0.0295 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 4' optimizedRate: 0.022 optimizedPerTx: 0.1 optimizedCost: 5.799 savings: 1.90875 maxOptimizedCategory: 'Business Level II - Tier 4' maxOptimizedRate: 0.022 maxOptimizedPerTx: 0.1 maxOptimizedCost: 5.799 maxOptimizedSavings: 1.90875 - term: 'VI-NON QUAL BUS CR' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 200 rate: 0.0315 countTx: 1 perTx: 0.2 fee: 6.5 padding: 0 paddingPercentage: 0 standardCost: 6.5 standardRate: 0.0315 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 3.9 savings: 2.6 maxOptimizedCategory: 'Business Level II - Tier 1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 3.9 maxOptimizedSavings: 2.6 - term: 'MC-ENHANCED MERIT I' normalized: 'Merit I - Enhanced ' network: Mastercard amount: 130 rate: 0.021 countTx: 1 perTx: 0.1 fee: 2.83 padding: 0 paddingPercentage: 0 standardCost: 2.83 standardRate: 0.021 standardPerTx: 0.1 availableOptimizations: - level: 3 optimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)' optimizedRate: 0.017 optimizedPerTx: 0.1 optimizedCost: 2.31 savings: 0.52 maxOptimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)' maxOptimizedRate: 0.017 maxOptimizedPerTx: 0.1 maxOptimizedCost: 2.31 maxOptimizedSavings: 0.52 'Card Brands Dues and Assessments': - term: 'MASTERCARD ASSESSMENT FEE' normalized: 'Assessment %' network: Mastercard amount: 20526.39 countTx: 1 rate: 0.0013 perTx: 0 fee: 26.68 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC LICENSE VOLUME FEE' normalized: 'MC Acquirer License Fee' network: Mastercard amount: 20526.39 countTx: 1 rate: 6.1E-5 perTx: 0 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC NETWORK ACCESS AUTH FEE' normalized: 'Assessment PI (NABU Fee)' network: Mastercard amount: 0 countTx: 416 rate: 0 perTx: 0.0195 fee: 8.11 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA ASSESSMENT FEE CR' normalized: 'Assessments %' network: Visa amount: 22542.51 countTx: 1 rate: 0.0013 perTx: 0 fee: 29.31 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA ASSESSMENT FEE DB' normalized: 'Visa Debit Assessments' network: Visa amount: 25568.33 countTx: 1 rate: 0.0013 perTx: 0 fee: 33.24 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'ACQUIRER PROCESSOR FEE CREDIT' normalized: null network: null amount: 0 countTx: 448 rate: 0 perTx: 0.0195 fee: 8.74 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'ACQUIRER PROCESSOR FEE DB/PP' normalized: null network: null amount: 0 countTx: 573 rate: 0 perTx: 0.0155 fee: 8.88 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DISCOVER ASSESSMENT FEE' normalized: 'Assessment %' network: Discover amount: 3762.14 countTx: 1 rate: 0.0013 perTx: 0 fee: 4.89 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DISCOVER DATA USAGE FEE' normalized: 'Assessment PI (Network Authorization Fee)† ' network: Discover amount: 0 countTx: 64 rate: 0 perTx: 0.0195 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'NETWORK AUTHORIZATION FEE' normalized: null network: null amount: 0 countTx: 64 rate: 0 perTx: 0.0025 fee: 0.16 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'AMEX NETWORK FEE' normalized: 'Amex Network Fees' network: AMEX amount: 13237.43 countTx: 1 rate: 0.0015 perTx: 0 fee: 19.86 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI BASE II SYSTEM FILE FEE' normalized: 'Clearing Access' network: Visa amount: 0 countTx: 990 rate: 0 perTx: 0.0018 fee: 1.78 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI BASE II CR VOUCHER FEE CR' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.0195 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA INTL SERVICE FEE - BASE' normalized: null network: null amount: 797.21 countTx: 28 rate: 0 perTx: 0 fee: 6.38 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'US CROSS BORDER FEE' normalized: null network: null amount: 518.66 countTx: 14 rate: 0 perTx: 0 fee: 3.11 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI TRANSACTION INTEGRITY FEE' normalized: 'Visa Transaction Integrity Fee (TIF)' network: Visa amount: 0 countTx: 2 rate: 0 perTx: 0.1 fee: 0.2 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 'Total Card Brands Dues and Assessments padding': 0 'Processor-Specific Fees': - term: 'MASTERCARD SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 15250.57 rate: 0.0015 countTx: 1 perTx: 0 fee: 22.88 - term: 'MASTERCARD DEBIT SALES DISC' category: 'Processing fee' network: Processor amount: 5275.82 rate: 0.0015 countTx: 1 perTx: 0 fee: 7.91 - term: 'MASTERCARD AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 435 perTx: 0.05 fee: 21.75 - term: 'VISA DEBIT SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 25568.33 rate: 0.0015 countTx: 1 perTx: 0 fee: 38.35 - term: 'VISA SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 22542.51 rate: 0.0015 countTx: 1 perTx: 0 fee: 33.81 - term: 'VISA AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 1031 perTx: 0.05 fee: 51.55 - term: 'DISCOVER SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 3609.83 rate: 0.0015 countTx: 1 perTx: 0 fee: 5.41 - term: 'DISCOVER DEBIT SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 152.31 rate: 0.0015 countTx: 1 perTx: 0 fee: 0.23 - term: 'DISCOVER AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 64 perTx: 0.05 fee: 3.2 - term: 'AMEX AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 242 perTx: 0.05 fee: 12.1 - term: 'AMEX SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 13237.43 rate: 0.0025 countTx: 1 perTx: 0 fee: 33.09 - term: 'BATCH SETTLEMENT FEE' category: Batch network: Processor amount: 0 rate: 0 countTx: 24 perTx: 0.05 fee: 1.2 - term: 'REGULATORY PRODUCT FEE' category: Service network: Processor amount: 0 rate: 0 countTx: 1 perTx: 0 fee: 3.5 - term: 'MONTHLY STATEMENT FEE' category: Service network: Processor amount: 0 rate: 0 countTx: 1 perTx: 0 fee: 10 'Unknown Fees': - term: 'MASTERCARD KILOBYTE TRANS FEE' normalized: null network: null amount: 0 rate: 0 countTx: 213 perTx: 0.035 fee: 7.46 properties: 'EBT discRate': type: string example: null 'Pricing Type': type: string example: 'IC Plus' 'Merchant Name': type: string example: GRILLE 'Merchant Address': type: string example: null 'Merchant Number': type: string example: '496' 'Statement Period Start': type: string example: 05/01/18 'Statement Period End': type: string example: 05/31/18 'Third Party Transactions': type: string example: null 'Visa Credit amount': type: number example: 22517.51 'Visa Credit discRate': type: number example: 0.0015 'Visa Credit nrTransactions': type: integer example: 436 'Visa Credit transactionFee': type: string example: null 'Visa Credit discRateProposed': type: number example: 0.0027 'Visa Credit transactionFeeProposed': type: integer example: 0 'Visa Debit amount': type: number example: 25568.33 'Visa Debit discRate': type: number example: 0.0015 'Visa Debit nrTransactions': type: integer example: 553 'Visa Debit transactionFee': type: string example: null 'Visa Debit discRateProposed': type: number example: 0.0027 'Visa Debit transactionFeeProposed': type: integer example: 0 'Visa Auth nrTransactions': type: integer example: 1031 'Visa Auth transactionFee': type: number example: 0.05 'Visa Auth transactionFeeProposed': type: integer example: 0 'Mastercard Credit amount': type: number example: 15250.57 'Mastercard Credit discRate': type: number example: 0.0015 'Mastercard Credit nrTransactions': type: integer example: 316 'Mastercard Credit transactionFee': type: string example: null 'Mastercard Credit discRateProposed': type: number example: 0.0027 'Mastercard Credit transactionFeeProposed': type: integer example: 0 'Mastercard Debit amount': type: number example: 5275.82 'Mastercard Debit discRate': type: number example: 0.0015 'Mastercard Debit nrTransactions': type: integer example: 103 'Mastercard Debit transactionFee': type: string example: null 'Mastercard Debit discRateProposed': type: number example: 0.0027 'Mastercard Debit transactionFeeProposed': type: integer example: 0 'Mastercard Auth nrTransactions': type: integer example: 435 'Mastercard Auth transactionFee': type: number example: 0.05 'Mastercard Auth transactionFeeProposed': type: integer example: 0 'Discover Credit amount': type: number example: 3609.83 'Discover Credit discRate': type: number example: 0.0015 'Discover Credit nrTransactions': type: integer example: 64 'Discover Credit transactionFee': type: string example: null 'Discover Credit discRateProposed': type: number example: 0.0027 'Discover Credit transactionFeeProposed': type: integer example: 0 'Discover Debit amount': type: number example: 152.31 'Discover Debit discRate': type: number example: 0.0015 'Discover Debit nrTransactions': type: string example: null 'Discover Debit transactionFee': type: string example: null 'Discover Debit discRateProposed': type: number example: 0.0027 'Discover Debit transactionFeeProposed': type: string example: null 'Discover Auth nrTransactions': type: integer example: 64 'Discover Auth transactionFee': type: number example: 0.05 'Discover Auth transactionFeeProposed': type: integer example: 0 'American Express amount': type: number example: 13237.43 'American Express discRate': type: number example: 0.0025 'American Express nrTransactions': type: integer example: 238 'American Express transactionFee': type: string example: null 'American Express discRateProposed': type: number example: 0.0027 'American Express transactionFeeProposed': type: integer example: 0 'American Express Auth nrTransactions': type: integer example: 242 'American Express Auth transactionFee': type: number example: 0.05 'American Express Auth transactionFeeProposed': type: integer example: 0 'PIN Debit amount': type: string example: null 'PIN Debit discRate': type: string example: null 'PIN Debit nrTransactions': type: string example: null 'PIN Debit transactionFee': type: string example: null 'PIN Debit discRateProposed': type: string example: null 'PIN Debit transactionFeeProposed': type: string example: null 'EBT amount': type: string example: null 'EBT nrTransactions': type: string example: null 'EBT transactionFee': type: string example: null 'EBT transactionFeeProposed': type: string example: null 'Fleet Cards / Other amount': type: string example: null 'Fleet Cards / Other discRate': type: string example: null 'Fleet Cards / Other nrTransactions': type: string example: null 'Fleet Cards / Other transactionFee': type: string example: null 'Fleet Cards / Other discRateProposed': type: string example: null 'Fleet Cards / Other transactionFeeProposed': type: string example: null 'Interchange & downgrades': type: number example: 1606.9 'Dues & Assessments': type: number example: 153.86 'PIN debit interchange': type: string example: null 'AVS nrTransactions': type: string example: null 'AVS transactionFee': type: string example: null 'PCI compliance': type: string example: null 'Non-PCI compliance': type: string example: null 'Batch nrTransactions': type: integer example: 24 'Batch transactionFee': type: number example: 0.05 Monthly: type: number example: 13.5 Chargeback: type: string example: null Surcharging: type: string example: null 'Total Volume': type: number example: 85611.8 'Total Fees': type: number example: 2013.2 Industry: type: string example: '5399' 'Representative First Name': type: string example: null 'Representative Last Name': type: string example: null 'Representative Phone': type: string example: null 'Representative Email': type: string example: null 'Card brands / other': type: string example: null 'Processing Fees': type: number example: 252.44 'Pass-Through Fees': type: number example: 1760.76 'Other fees': type: number example: 7.48 'Calculated Other Fees': type: string example: null 'Total Calculated Fees': type: number example: 2013.2 'Monthly Fees': type: number example: 2013.2 '1-Year Fees': type: number example: 24158.4 '3-Year Fees': type: number example: 72475.2 'Effective Rate': type: number example: 0.0235 'Avoidable Fees': type: string example: null 'Potential Savings': type: number example: 820.71 'Statement Period': type: string example: 'May 2018' 'Total nrTransactions': type: integer example: 1710 'Average Ticket': type: number example: 50.07 'Processing Fees Proposed': type: number example: 239.84 'Interchange & downgrades Proposed': type: number example: 1577.23 'Interchange optimization Proposed': type: number example: -26.12 'PIN debit interchange Proposed': type: string example: null 'AVS transactionFee Proposed': type: string example: null 'PCI compliance Proposed': type: string example: null 'Non-PCI compliance Proposed': type: string example: null 'Batch transactionFee Proposed': type: number example: 0.05 'Monthly Proposed': type: string example: null 'Chargeback Proposed': type: string example: null 'Other fees Proposed': type: number example: 7.48 'Total Fees Proposed': type: number example: 1944.81 'Effective Rate Proposed': type: number example: 0.0227 'Monthly Savings': type: number example: 68.39 '3 Year Savings': type: number example: 2462.14 'Pass-Through Fees Proposed': type: number example: 1704.97 'Percent Processing Fees': type: number example: 0.0029 'Percent Processing Fees Proposed': type: number example: 0.0028 'Percent Pass-Through Fees': type: number example: 0.0206 'Percent Pass-Through Fees Proposed': type: number example: 0.0199 'Calculated Other Fees Proposed': type: string example: null 'Percent Other Fees': type: string example: null 'Percent Other Fees Proposed': type: string example: null 'Calculated Total Volume': type: number example: 85611.8 'Card brands / other Proposed': type: string example: null 'Dues & Assessments Proposed': type: number example: 153.86 'Surcharging Proposed': type: string example: null 'Tiers Proposed': type: string example: null 'Custom Service Proposed': type: string example: null 'Other Processing Fees': type: string example: null 'Margin Proposed Company': type: number example: 161.99 'Company Residual Proposed': type: integer example: 81 'Agent Residual Proposed': type: integer example: 81 'Potential Margin Company': type: number example: 218.97 'Potential Margin Agent': type: number example: 218.97 'Processor Cost Proposed': type: number example: 69.16 'Margin Proposed Agent': type: number example: 161.99 'Pass-through Fees To Substract': type: integer example: 0 Interchange: type: array example: - term: 'MC-WORLDCARD RESTAURANT' normalized: 'Restaurant - World' network: Mastercard amount: 1320.32 countTx: 44 rate: 0.0173 perTx: 0.1 fee: 27.24 standardRate: 0.0173 standardPerTx: 0.1 standardFee: 27.241536 padding: 0 - term: 'MC-COM T & E I(US) FLEET' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1199.97 countTx: 32 rate: 0.0275 perTx: 0 fee: 33 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 34.999205 padding: 0 - term: 'MC-CORP T & E I(US) BUS' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1352.58 countTx: 29 rate: 0.025 perTx: 0 fee: 33.82 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 38.74337 padding: 0 - term: 'MC-CORP PURCHASING INTL PUR' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 40 countTx: 1 rate: 0.0285 perTx: 0 fee: 1.14 standardRate: 0.02 standardPerTx: 0 standardFee: 0.8 padding: 0.34 - term: 'MC-CORP T & E I(US) CORP' normalized: 'Commercial T&E Large Market' network: Mastercard amount: 1237.1 countTx: 27 rate: 0.0275 perTx: 0 fee: 34.02 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 35.48315 padding: 0 - term: 'MC-CORP BUSINESS INTL FLT' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 153.13 countTx: 3 rate: 0.0285 perTx: 0 fee: 4.36 standardRate: 0.02 standardPerTx: 0 standardFee: 3.0626 padding: 1.2974 - term: 'MC-WORLD ELITE RESTAURANT' normalized: 'Restaurant - World Elite' network: Mastercard amount: 1460.21 countTx: 44 rate: 0.022 perTx: 0.1 fee: 36.52 standardRate: 0.022 standardPerTx: 0.1 standardFee: 36.52462 padding: 0 - term: 'MC-WORLD ELITE - OTHER' normalized: 'Merit I - World Elite ' network: Mastercard amount: 1855.57 countTx: 19 rate: 0.0275 perTx: 0.1 fee: 52.93 standardRate: 0.025 standardPerTx: 0.1 standardFee: 48.28925 padding: 4.64075 - term: 'MC-BUS LEVEL 2 T&E I' normalized: 'Commercial T&E Business Level 2' network: Mastercard amount: 71 countTx: 4 rate: 0.0266 perTx: 0 fee: 1.89 standardRate: 0.025 standardPerTx: 0.1 standardFee: 2.175 padding: 0 - term: 'MC-SMALL TICKET (DB)' normalized: 'Small Ticket Debit/Prepaid - Non-Regulated Consumer Debit' network: Mastercard amount: 55.24 countTx: 6 rate: 0.0155 perTx: 0.04 fee: 1.1 standardRate: 0.0155 standardPerTx: 0.04 standardFee: 1.09622 padding: 0 - term: 'MC-RESTAURANT (DB)' normalized: null network: null amount: 308.38 countTx: 12 rate: 0.0119 perTx: 0.1 fee: 4.87 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-INT SPR PREM ELECTRONIC(US)' normalized: null network: null amount: 25.14 countTx: 1 rate: 0.0283 perTx: 0 fee: 0.71 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-COM T & E I(US) PURCH' normalized: null network: null amount: 449.72 countTx: 7 rate: 0.0275 perTx: 0 fee: 12.37 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-BUS LEVEL 3 T&E I' normalized: null network: null amount: 122.06 countTx: 2 rate: 0.0271 perTx: 0 fee: 3.31 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-BUS LEVEL 4 T&E I' normalized: 'Commercial T&E Business Level 4' network: Mastercard amount: 30.78 countTx: 1 rate: 0.0281 perTx: 0 fee: 0.86 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 0.91567 padding: 0 - term: 'MC-REG INCENT FRF ADJ POS (DB)' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 3268.01 countTx: 60 rate: 0.0005 perTx: 0.22 fee: 14.83 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 14.834005 padding: 0 - term: 'MC-REGULATED FRD ADJ COMM (DB)' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 103 countTx: 1 rate: 0.0005 perTx: 0.22 fee: 0.27 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 0.2715 padding: 0 - term: 'MC-PREM CON ELEC ACQUSISSCAN' normalized: null network: null amount: 197.24 countTx: 3 rate: 0.027 perTx: 0 fee: 5.33 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ENHANCED MERIT III BASE' normalized: 'Merit III Base - Enhanced (=Card Present)' network: Mastercard amount: 1280.19 countTx: 32 rate: 0.0173 perTx: 0.1 fee: 25.35 standardRate: 0.0173 standardPerTx: 0.1 standardFee: 25.347287 padding: 0 - term: 'MC-PREM CON ELEC ACQUSISSLAC' normalized: null network: null amount: 30.1 countTx: 2 rate: 0.027 perTx: 0 fee: 0.81 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-HIGH VAL RESTAURANT' normalized: 'Restaurant - World High Value' network: Mastercard amount: 84.32 countTx: 2 rate: 0.022 perTx: 0.1 fee: 2.06 standardRate: 0.022 standardPerTx: 0.1 standardFee: 2.05504 padding: 0 - term: 'MC-DOMESTIC MERIT III (DB)' normalized: 'Merit III Base (Card Present) - Non-Regulated Consumer Debit' network: Mastercard amount: 1541.19 countTx: 24 rate: 0.0105 perTx: 0.15 fee: 19.78 standardRate: 0.0105 standardPerTx: 0.15 standardFee: 19.782495 padding: 0 - term: 'MC-FOREIGN ELECTRONIC PLUS' normalized: null network: null amount: 73.05 countTx: 4 rate: 0.0195 perTx: 0 fee: 1.42 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-DOMESTIC MERIT III' normalized: 'Merit III Base - Core (=Card Present) | Consumer Credit' network: Mastercard amount: 1882.57 countTx: 38 rate: 0.0158 perTx: 0.1 fee: 33.54 standardRate: 0.0158 standardPerTx: 0.1 standardFee: 33.544606 padding: 0 - term: 'MC-WORLDCARD - OTHER' normalized: 'Merit III Base - World (=Card Present)' network: Mastercard amount: 2385.52 countTx: 21 rate: 0.023 perTx: 0.1 fee: 56.97 standardRate: 0.0177 standardPerTx: 0.1 standardFee: 44.323704 padding: 12.646296 - term: VISA normalized: null network: null amount: -25 countTx: 1 rate: 0 perTx: 0 fee: 0 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-US REGULATED (DB)' normalized: 'CPS/Supermarket, Debit - Regulated (CP)' network: Visa amount: 17032.88 countTx: 326 rate: 0.0005 perTx: 0.22 fee: 80.24 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 80.23644 padding: 0 - term: 'VI-CPS SMALL TICKET (PP)' normalized: 'CPS/Small Ticket, Prepaid - Exempt (CP)' network: Visa amount: 55.46 countTx: 6 rate: 0.016 perTx: 0.05 fee: 1.19 standardRate: 0.016 standardPerTx: 0.05 standardFee: 1.18736 padding: 0 - term: 'VI-BUSINESS CARD CP (DB)' normalized: 'Business Debit Card Present CP - Exempt' network: Visa amount: 57.72 countTx: 2 rate: 0.017 perTx: 0.1 fee: 1.18 standardRate: 0.017 standardPerTx: 0.1 standardFee: 1.18124 padding: 0 - term: 'VI-US REGULATED COMM (DB)' normalized: 'Interregional Regulated Debit - All Commercial Products' network: Visa amount: 510.5 countTx: 8 rate: 0.0005 perTx: 0.22 fee: 2.02 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 2.01525 padding: 0 - term: 'VI-US CPS/SMALL TCKT REG (DB)' normalized: 'CPS/Small Ticket, Debit - Regulated (CP)' network: Visa amount: 498.36 countTx: 53 rate: 0.0005 perTx: 0.22 fee: 11.91 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 11.90918 padding: 0 - term: 'VI-CPS/SMALL TICKET' normalized: 'Small Ticket - All Other' network: Visa amount: 264.38 countTx: 25 rate: 0.0165 perTx: 0.04 fee: 5.36 standardRate: 0.019 standardPerTx: 0 standardFee: 5.02322 padding: 0.33678 - term: 'VI-CPS/REWARDS 2' normalized: null network: null amount: 1780.83 countTx: 24 rate: 0.0195 perTx: 0.1 fee: 37.13 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS/RESTAURANT CREDIT' normalized: null network: null amount: 1304.7 countTx: 27 rate: 0.0154 perTx: 0.1 fee: 22.79 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-INTREG BUS/CORP/PURCH (US)' normalized: 'T&E Large Ticket - World High Value' network: Mastercard amount: 334.68 countTx: 10 rate: 0.0245 perTx: 0 fee: 8.2 standardRate: 0.02 standardPerTx: 0 standardFee: 6.6936 padding: 1.5064 - term: 'VI-ELECTRONIC (US ACQ)' normalized: 'Electronic Program - All Commerical Products' network: Visa amount: 248.93 countTx: 10 rate: 0.0155 perTx: 0 fee: 3.86 standardRate: 0.02 standardPerTx: 0 standardFee: 4.9786 padding: 0 - term: 'VI-INTREG CHIP ISS (US)' normalized: 'Issuer Chip Card - All Commerical Products' network: Visa amount: 114.82 countTx: 4 rate: 0.0165 perTx: 0 fee: 1.89 standardRate: 0.02 standardPerTx: 0 standardFee: 2.2964 padding: 0 - term: 'VI-EIRF NON CPS ALL OTHER' normalized: null network: null amount: 181 countTx: 1 rate: 0.023 perTx: 0.1 fee: 4.26 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE CARD ELECTRONIC' normalized: null network: null amount: 5682.82 countTx: 101 rate: 0.023 perTx: 0.1 fee: 140.81 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-INTER PREM CAN ISS US ACQ' normalized: null network: null amount: 111.49 countTx: 3 rate: 0.0225 perTx: 0 fee: 2.51 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-BUSINESS CARD TR1 ELEC T&E' normalized: null network: null amount: 246.88 countTx: 4 rate: 0.024 perTx: 0.1 fee: 6.33 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE PREFERRED CRP ELC' normalized: null network: null amount: 8346.52 countTx: 158 rate: 0.024 perTx: 0.1 fee: 216.12 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SIGNATURE PREFERRED CRP STD' normalized: null network: null amount: 86.63 countTx: 1 rate: 0.0295 perTx: 0.1 fee: 2.66 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-SUPER PREMIUM LAC ISS US AC' normalized: 'Issuer Chip Card - Infinite' network: Visa amount: 86.2 countTx: 4 rate: 0.0242 perTx: 0 fee: 2.09 standardRate: 0.0197 standardPerTx: 0 standardFee: 1.69814 padding: 0.39186 - term: 'VI-BUSINESS CARD TR2 ELEC T&E' normalized: 'Commercial/Corporate/Purchasing Level II' network: Visa amount: 36 countTx: 1 rate: 0.0275 perTx: 0.15 fee: 1.14 standardRate: 0.025 standardPerTx: 0.1 standardFee: 1 padding: 0.14 - term: 'VI-BUSINESS CARD TR3 ELEC T&E' normalized: null network: null amount: 281.19 countTx: 5 rate: 0.0285 perTx: 0.2 fee: 9.01 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS SMALL TICKET (DB)' normalized: 'CPS/Small Ticket, Debit - Exempt (CP)' network: Visa amount: 248.33 countTx: 22 rate: 0.0155 perTx: 0.04 fee: 4.73 standardRate: 0.0155 standardPerTx: 0.04 standardFee: 4.729115 padding: 0 - term: 'VI-CPS/RESTAURANT (DB)' normalized: 'CPS/Restaurant, Debit - Exempt (CP)' network: Visa amount: 6826.5 countTx: 123 rate: 0.0119 perTx: 0.1 fee: 93.54 standardRate: 0.0119 standardPerTx: 0.1 standardFee: 93.53535 padding: 0 - term: 'VI-CORPORATE TRAVEL SVC' normalized: 'Commercial/Corporate/Purchasing Travel Service' network: Visa amount: 1881.49 countTx: 28 rate: 0.0265 perTx: 0.1 fee: 52.66 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 52.659485 padding: 0 - term: 'VI-PURCHASING TRAVEL SVC' normalized: 'Commercial/Corporate/Purchasing Travel Service' network: Visa amount: 830.56 countTx: 12 rate: 0.0265 perTx: 0.1 fee: 23.21 standardRate: 0.0265 standardPerTx: 0.1 standardFee: 23.20984 padding: 0 - term: 'VI-US HNW CONSUMER ELECT' normalized: null network: null amount: 159.79 countTx: 7 rate: 0.024 perTx: 0.1 fee: 4.54 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-BUSINESS CARD TR4 ELEC' normalized: null network: null amount: 563.6 countTx: 11 rate: 0.0295 perTx: 0.2 fee: 18.83 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI-CPS/RESTAURANT (PP)' normalized: 'CPS/Restaurant, Prepaid - Exempt (CP)' network: Visa amount: 338.58 countTx: 13 rate: 0.0115 perTx: 0.15 fee: 5.84 standardRate: 0.0115 standardPerTx: 0.15 standardFee: 5.84367 padding: 0 - term: 'DSCVR INTL CONSUMER CREDIT' normalized: 'PSL US International Commercial' network: Discover amount: 58 countTx: 2 rate: 0.0215 perTx: 0 fee: 1.25 standardRate: 0.024 standardPerTx: 0.1 standardFee: 1.592 padding: 0 - term: 'DSCVR PSL REST DB' normalized: 'PSL Restaurants - Premium Plus' network: Discover amount: 152.31 countTx: 1 rate: 0.011 perTx: 0.16 fee: 1.84 standardRate: 0.024 standardPerTx: 0.1 standardFee: 3.75544 padding: 0 - term: 'DSCVR COMML ELECT OTHER' normalized: 'PSL Commercial Electronic' network: Discover amount: 978.02 countTx: 17 rate: 0.023 perTx: 0.1 fee: 24.19 standardRate: 0.0235 standardPerTx: 0.1 standardFee: 24.68347 padding: 0 - term: 'DSCVR PSL REST PR' normalized: 'PSL Restaurants - Rewards' network: Discover amount: 894.54 countTx: 10 rate: 0.022 perTx: 0.1 fee: 20.68 standardRate: 0.0195 standardPerTx: 0.1 standardFee: 18.44353 padding: 2.23647 - term: 'DSCVR PSL REST RW' normalized: 'PSL Restaurants - Core' network: Discover amount: 1666.27 countTx: 32 rate: 0.019 perTx: 0.1 fee: 34.86 standardRate: 0.0156 standardPerTx: 0.1 standardFee: 29.193812 padding: 5.666188 - term: 'DSCVR PSL EXP SVC RW' normalized: 'PSL Express Services - Core' network: Discover amount: 13 countTx: 2 rate: 0.0195 perTx: 0 fee: 0.25 standardRate: 0.0195 standardPerTx: 0 standardFee: 0.2535 padding: 0 - term: 'AXP RESTAURANT BASE T1' normalized: 'Restaurant Tier 1' network: AMEX amount: 987.3 countTx: 55 rate: 0.0185 perTx: 0.1 fee: 23.77 standardRate: 0.0185 standardPerTx: 0.1 standardFee: 23.76505 padding: 0 - term: 'AXP RESTAURANT NONUS T1' normalized: 'Restaurant Non-U.S. Tier 1' network: AMEX amount: 93.8 countTx: 4 rate: 0.0225 perTx: 0.1 fee: 2.51 standardRate: 0.0225 standardPerTx: 0.1 standardFee: 2.5105 padding: 0 - term: 'AXP RESTAURANT BASE T2' normalized: 'Restaurant Tier 2' network: AMEX amount: 9111.85 countTx: 166 rate: 0.0245 perTx: 0.1 fee: 239.84 standardRate: 0.025 standardPerTx: 0.1 standardFee: 244.39625 padding: 0 - term: 'AXP RESTAURANT NONSWIPE T2' normalized: 'Restaurant Non-Swipe Tier 2' network: AMEX amount: 41.2 countTx: 1 rate: 0.0275 perTx: 0.1 fee: 1.23 standardRate: 0.028 standardPerTx: 0.1 standardFee: 1.2536 padding: 0 - term: 'AXP RESTAURANT NONUS T2' normalized: 'Restaurant Non-U.S. Tier 2' network: AMEX amount: 131.43 countTx: 3 rate: 0.0285 perTx: 0.1 fee: 4.05 standardRate: 0.025 standardPerTx: 0.1 standardFee: 3.58575 padding: 0.46425 - term: 'AXP RESTAURANT BASE T3' normalized: 'Restaurant Tier 3' network: AMEX amount: 2871.85 countTx: 9 rate: 0.0275 perTx: 0.1 fee: 79.88 standardRate: 0.0285 standardPerTx: 0.1 standardFee: 82.747725 padding: 0 items: type: object properties: term: type: string example: 'MC-WORLDCARD RESTAURANT' normalized: type: string example: 'Restaurant - World' network: type: string example: Mastercard amount: type: number example: 1320.32 countTx: type: integer example: 44 rate: type: number example: 0.0173 perTx: type: number example: 0.1 fee: type: number example: 27.24 standardRate: type: number example: 0.0173 standardPerTx: type: number example: 0.1 standardFee: type: number example: 27.241536 padding: type: integer example: 0 'Total Interchange padding': type: number example: 29.666394 'Interchange optimization': type: object properties: totalSavings: type: number example: 189.54499 items: type: array example: - term: 'MC-CORP DATA RATE I (US) BUS' normalized: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1' network: Mastercard amount: 15303.97 rate: 0.0265 countTx: 48 perTx: 0.1 fee: 410.36 padding: 0 paddingPercentage: 0 standardCost: 410.35521 standardRate: 0.0265 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 295.57543 savings: 114.77978 maxOptimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 295.57543 maxOptimizedSavings: 114.77978 - term: 'VI-PURCHASING CARD CNP' normalized: 'Commercial/Corporate/Purchasing Card Not Present' network: Visa amount: 5297.85 rate: 0.027 countTx: 11 perTx: 0.1 fee: 144.14 padding: 0 paddingPercentage: 0 standardCost: 144.14195 standardRate: 0.027 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Commercial/Corporate/Purchasing Level II' optimizedRate: 0.025 optimizedPerTx: 0.1 optimizedCost: 133.54625 savings: 10.5957 - level: 3 optimizedCategory: 'Commercial/Corporate/Purchasing Level III' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 101.75915 savings: 42.3828 maxOptimizedCategory: 'Commercial/Corporate/Purchasing Level III' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 101.75915 maxOptimizedSavings: 42.3828 - term: 'MC-WORLD ELITE MERIT I' normalized: 'Merit I - World Elite ' network: Mastercard amount: 1671.82 rate: 0.026 countTx: 7 perTx: 0.1 fee: 44.17 padding: 0 paddingPercentage: 0 standardCost: 44.16732 standardRate: 0.026 standardPerTx: 0.1 availableOptimizations: - level: 3 optimizedCategory: 'MC World Elite Merit 1 (3D Secure)' optimizedRate: 0.022 optimizedPerTx: 0.1 optimizedCost: 37.48004 savings: 6.68728 maxOptimizedCategory: 'MC World Elite Merit 1 (3D Secure)' maxOptimizedRate: 0.022 maxOptimizedPerTx: 0.1 maxOptimizedCost: 37.48004 maxOptimizedSavings: 6.68728 - term: 'VI-EIRF NON CPS ALL OTHER (PP)' normalized: 'Electronic Interchange Reimbursement Fee (EIRF) - Exempt' network: Visa amount: 1825 rate: 0.018 countTx: 5 perTx: 0.2 fee: 33.85 padding: 0 paddingPercentage: 0 standardCost: 33.85 standardRate: 0.018 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)' optimizedRate: 0.0175 optimizedPerTx: 0.2 optimizedCost: 32.9375 savings: 0.9125 maxOptimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)' maxOptimizedRate: 0.0175 maxOptimizedPerTx: 0.2 maxOptimizedCost: 32.9375 maxOptimizedSavings: 0.9125 - term: 'MC-COM DATA RATE I FLT NFUEL' normalized: 'Data Rate I - Large Market Credit | Commercial Data Rate I Large Market' network: Mastercard amount: 1118.8 rate: 0.027 countTx: 8 perTx: 0.1 fee: 31.01 padding: 0 paddingPercentage: 0 standardCost: 31.0076 standardRate: 0.027 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II - Large Market Credit | Commercial Data Rate II Large Market' optimizedRate: 0.025 optimizedPerTx: 0.1 optimizedCost: 28.77 savings: 2.2376 - level: 3 optimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 22.0572 savings: 8.9504 maxOptimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 22.0572 maxOptimizedSavings: 8.9504 - term: 'MC-DOMESTIC MERIT I (DB)' normalized: 'Merit I - Debit Rate | Non-Regulated Consumer Debit' network: Mastercard amount: 1067.32 rate: 0.0165 countTx: 9 perTx: 0.15 fee: 18.96 padding: 0 paddingPercentage: 0 standardCost: 18.96078 standardRate: 0.0165 standardPerTx: 0.15 availableOptimizations: - level: 3 optimizedCategory: 'MC Merit 1 Debit (3D Secure)' optimizedRate: 0.011 optimizedPerTx: 0.15 optimizedCost: 13.09052 savings: 5.87026 maxOptimizedCategory: 'MC Merit 1 Debit (3D Secure)' maxOptimizedRate: 0.011 maxOptimizedPerTx: 0.15 maxOptimizedCost: 13.09052 maxOptimizedSavings: 5.87026 - term: 'MC-BUS LEVEL 2 DATA RATE I' normalized: 'Data Rate I Level 2 Business World | Commercial Data Rate I Business Level 2' network: Mastercard amount: 550 rate: 0.028 countTx: 1 perTx: 0.1 fee: 15.5 padding: 0 paddingPercentage: 0 standardCost: 15.5 standardRate: 0.028 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2' optimizedRate: 0.0205 optimizedPerTx: 0.1 optimizedCost: 11.375 savings: 4.125 maxOptimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2' maxOptimizedRate: 0.0205 maxOptimizedPerTx: 0.1 maxOptimizedCost: 11.375 maxOptimizedSavings: 4.125 - term: 'VI-EIRF NON CPS ALL OTHER (DB)' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 558.22 rate: 0.0175 countTx: 5 perTx: 0.2 fee: 10.77 padding: 0 paddingPercentage: 0 standardCost: 10.76885 standardRate: 0.0175 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' optimizedRate: 0.0165 optimizedPerTx: 0.15 optimizedCost: 9.96063 savings: 0.80822 maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' maxOptimizedRate: 0.0165 maxOptimizedPerTx: 0.15 maxOptimizedCost: 9.96063 maxOptimizedSavings: 0.80822 - term: 'VI-US BUS TR4 PRD 1' normalized: 'Business Product 1 - Tier 4' network: Visa amount: 254.5 rate: 0.0295 countTx: 2 perTx: 0.1 fee: 7.71 padding: 0 paddingPercentage: 0 standardCost: 7.70775 standardRate: 0.0295 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 4' optimizedRate: 0.022 optimizedPerTx: 0.1 optimizedCost: 5.799 savings: 1.90875 maxOptimizedCategory: 'Business Level II - Tier 4' maxOptimizedRate: 0.022 maxOptimizedPerTx: 0.1 maxOptimizedCost: 5.799 maxOptimizedSavings: 1.90875 - term: 'VI-NON QUAL BUS CR' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 200 rate: 0.0315 countTx: 1 perTx: 0.2 fee: 6.5 padding: 0 paddingPercentage: 0 standardCost: 6.5 standardRate: 0.0315 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 3.9 savings: 2.6 maxOptimizedCategory: 'Business Level II - Tier 1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 3.9 maxOptimizedSavings: 2.6 - term: 'MC-ENHANCED MERIT I' normalized: 'Merit I - Enhanced ' network: Mastercard amount: 130 rate: 0.021 countTx: 1 perTx: 0.1 fee: 2.83 padding: 0 paddingPercentage: 0 standardCost: 2.83 standardRate: 0.021 standardPerTx: 0.1 availableOptimizations: - level: 3 optimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)' optimizedRate: 0.017 optimizedPerTx: 0.1 optimizedCost: 2.31 savings: 0.52 maxOptimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)' maxOptimizedRate: 0.017 maxOptimizedPerTx: 0.1 maxOptimizedCost: 2.31 maxOptimizedSavings: 0.52 items: type: object properties: term: type: string example: 'MC-CORP DATA RATE I (US) BUS' normalized: type: string example: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1' network: type: string example: Mastercard amount: type: number example: 15303.97 rate: type: number example: 0.0265 countTx: type: integer example: 48 perTx: type: number example: 0.1 fee: type: number example: 410.36 padding: type: integer example: 0 paddingPercentage: type: integer example: 0 standardCost: type: number example: 410.35521 standardRate: type: number example: 0.0265 standardPerTx: type: number example: 0.1 availableOptimizations: type: array example: - level: 2 optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 295.57543 savings: 114.77978 items: type: object properties: level: type: integer example: 2 optimizedCategory: type: string example: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' optimizedRate: type: number example: 0.019 optimizedPerTx: type: number example: 0.1 optimizedCost: type: number example: 295.57543 savings: type: number example: 114.77978 maxOptimizedCategory: type: string example: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1' maxOptimizedRate: type: number example: 0.019 maxOptimizedPerTx: type: number example: 0.1 maxOptimizedCost: type: number example: 295.57543 maxOptimizedSavings: type: number example: 114.77978 'Card Brands Dues and Assessments': type: array example: - term: 'MASTERCARD ASSESSMENT FEE' normalized: 'Assessment %' network: Mastercard amount: 20526.39 countTx: 1 rate: 0.0013 perTx: 0 fee: 26.68 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC LICENSE VOLUME FEE' normalized: 'MC Acquirer License Fee' network: Mastercard amount: 20526.39 countTx: 1 rate: 6.1E-5 perTx: 0 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC NETWORK ACCESS AUTH FEE' normalized: 'Assessment PI (NABU Fee)' network: Mastercard amount: 0 countTx: 416 rate: 0 perTx: 0.0195 fee: 8.11 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA ASSESSMENT FEE CR' normalized: 'Assessments %' network: Visa amount: 22542.51 countTx: 1 rate: 0.0013 perTx: 0 fee: 29.31 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA ASSESSMENT FEE DB' normalized: 'Visa Debit Assessments' network: Visa amount: 25568.33 countTx: 1 rate: 0.0013 perTx: 0 fee: 33.24 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'ACQUIRER PROCESSOR FEE CREDIT' normalized: null network: null amount: 0 countTx: 448 rate: 0 perTx: 0.0195 fee: 8.74 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'ACQUIRER PROCESSOR FEE DB/PP' normalized: null network: null amount: 0 countTx: 573 rate: 0 perTx: 0.0155 fee: 8.88 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DISCOVER ASSESSMENT FEE' normalized: 'Assessment %' network: Discover amount: 3762.14 countTx: 1 rate: 0.0013 perTx: 0 fee: 4.89 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DISCOVER DATA USAGE FEE' normalized: 'Assessment PI (Network Authorization Fee)† ' network: Discover amount: 0 countTx: 64 rate: 0 perTx: 0.0195 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'NETWORK AUTHORIZATION FEE' normalized: null network: null amount: 0 countTx: 64 rate: 0 perTx: 0.0025 fee: 0.16 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'AMEX NETWORK FEE' normalized: 'Amex Network Fees' network: AMEX amount: 13237.43 countTx: 1 rate: 0.0015 perTx: 0 fee: 19.86 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI BASE II SYSTEM FILE FEE' normalized: 'Clearing Access' network: Visa amount: 0 countTx: 990 rate: 0 perTx: 0.0018 fee: 1.78 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI BASE II CR VOUCHER FEE CR' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.0195 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VISA INTL SERVICE FEE - BASE' normalized: null network: null amount: 797.21 countTx: 28 rate: 0 perTx: 0 fee: 6.38 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'US CROSS BORDER FEE' normalized: null network: null amount: 518.66 countTx: 14 rate: 0 perTx: 0 fee: 3.11 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VI TRANSACTION INTEGRITY FEE' normalized: 'Visa Transaction Integrity Fee (TIF)' network: Visa amount: 0 countTx: 2 rate: 0 perTx: 0.1 fee: 0.2 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 items: type: object properties: term: type: string example: 'MASTERCARD ASSESSMENT FEE' normalized: type: string example: 'Assessment %' network: type: string example: Mastercard amount: type: number example: 20526.39 countTx: type: integer example: 1 rate: type: number example: 0.0013 perTx: type: integer example: 0 fee: type: number example: 26.68 standardRate: type: integer example: 0 standardPerTx: type: integer example: 0 standardFee: type: integer example: 0 padding: type: integer example: 0 'Total Card Brands Dues and Assessments padding': type: integer example: 0 'Processor-Specific Fees': type: array example: - term: 'MASTERCARD SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 15250.57 rate: 0.0015 countTx: 1 perTx: 0 fee: 22.88 - term: 'MASTERCARD DEBIT SALES DISC' category: 'Processing fee' network: Processor amount: 5275.82 rate: 0.0015 countTx: 1 perTx: 0 fee: 7.91 - term: 'MASTERCARD AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 435 perTx: 0.05 fee: 21.75 - term: 'VISA DEBIT SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 25568.33 rate: 0.0015 countTx: 1 perTx: 0 fee: 38.35 - term: 'VISA SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 22542.51 rate: 0.0015 countTx: 1 perTx: 0 fee: 33.81 - term: 'VISA AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 1031 perTx: 0.05 fee: 51.55 - term: 'DISCOVER SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 3609.83 rate: 0.0015 countTx: 1 perTx: 0 fee: 5.41 - term: 'DISCOVER DEBIT SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 152.31 rate: 0.0015 countTx: 1 perTx: 0 fee: 0.23 - term: 'DISCOVER AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 64 perTx: 0.05 fee: 3.2 - term: 'AMEX AUTH FEE' category: 'Processing fee' network: Processor amount: 0 rate: 0 countTx: 242 perTx: 0.05 fee: 12.1 - term: 'AMEX SALES DISCOUNT' category: 'Processing fee' network: Processor amount: 13237.43 rate: 0.0025 countTx: 1 perTx: 0 fee: 33.09 - term: 'BATCH SETTLEMENT FEE' category: Batch network: Processor amount: 0 rate: 0 countTx: 24 perTx: 0.05 fee: 1.2 - term: 'REGULATORY PRODUCT FEE' category: Service network: Processor amount: 0 rate: 0 countTx: 1 perTx: 0 fee: 3.5 - term: 'MONTHLY STATEMENT FEE' category: Service network: Processor amount: 0 rate: 0 countTx: 1 perTx: 0 fee: 10 items: type: object properties: term: type: string example: 'MASTERCARD SALES DISCOUNT' category: type: string example: 'Processing fee' network: type: string example: Processor amount: type: number example: 15250.57 rate: type: number example: 0.0015 countTx: type: integer example: 1 perTx: type: integer example: 0 fee: type: number example: 22.88 'Unknown Fees': type: array example: - term: 'MASTERCARD KILOBYTE TRANS FEE' normalized: null network: null amount: 0 rate: 0 countTx: 213 perTx: 0.035 fee: 7.46 items: type: object properties: term: type: string example: 'MASTERCARD KILOBYTE TRANS FEE' normalized: type: string example: null network: type: string example: null amount: type: integer example: 0 rate: type: integer example: 0 countTx: type: integer example: 213 perTx: type: number example: 0.035 fee: type: number example: 7.46 tags: - '2. Proposal' parameters: - in: path name: id description: 'A valid statement ID previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/analysis/download/excel/{id}': get: summary: '2.8 Get FeeNav Excel (id) - GET' operationId: 28GetFeeNavExcelidGET description: '

Returns the completed analysis in the Fee Navigator standard Excel .xlsx format. It will include multiple tabs, based on the options selected.

' parameters: - in: query name: analysis description: 'Whether to return full analysis (1) or not (0).' example: '1' required: true schema: type: string description: 'Whether to return full analysis (1) or not (0).' example: '1' - in: query name: summary description: 'Whether to return summary analysis (1) or not (0).' example: '0' required: true schema: type: string description: 'Whether to return summary analysis (1) or not (0).' example: '0' - in: query name: padding description: 'Whether to extract IC Padding (1) or not (0).' example: '1' required: true schema: type: string description: 'Whether to extract IC Padding (1) or not (0).' example: '1' - in: query name: optimization description: 'Whether to extract IC Optimization (1) or not (0).' example: '1' required: true schema: type: string description: 'Whether to extract IC Optimization (1) or not (0).' example: '1' responses: 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: message: 'Server Error' properties: message: type: string example: 'Server Error' tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '"xK1v5bvy"' required: true schema: type: string '/api/v1/get-proposal-pdf/{id}': get: summary: '2.9 Get Proposal PDF (id) - GET' operationId: 29GetProposalPDFidGET description: '

Returns the completed proposal in PDF format. That is, once generated in Word/Excel, it will be converted to PDF and returned.

' parameters: [] responses: 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: message: 'Server Error' properties: message: type: string example: 'Server Error' tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/get-proposal/{id}': get: summary: '2.10 Get Proposal - GET' operationId: 210GetProposalGET description: '

Returns the completed proposal in its source template format - either Word or Excel.

' parameters: [] responses: 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: message: 'Server Error' properties: message: type: string example: 'Server Error' tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/update-proposal/{id}': post: summary: '2.11 Update Proposal (id) - POST' operationId: 211UpdateProposalidPOST description: "\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
IDNameDescription
95Visa Credit discRateProposedDiscount Rate for Visa Credit (Proposed)
96Visa Credit transactionFeeProposedPer transaction cost for Visa Credit (Proposed)
97Visa Debit discRateProposedDiscount Rate for Visa Debit (Proposed)
98Visa Debit transactionFeeProposedPer transaction cost for Visa Debit (Proposed)
99Visa Auth transactionFeeProposedPer authorization cost for Visa (Proposed)
100Mastercard Credit discRateProposedDiscount Rate for Mastercard Credit (Proposed)
101Mastercard Credit transactionFeeProposedPer transaction cost for Mastercard Credit (Proposed)
102Mastercard Debit discRateProposedDiscount Rate for Mastercard Debit (Proposed)
103Mastercard Debit transactionFeeProposedPer transaction cost for Mastercard Debit (Proposed)
104Mastercard Auth transactionFeeProposedPer authorization cost for Mastercard (Proposed)
105Discover Credit discRateProposedDiscount Rate for Discover Credit (Proposed)
106Discover Credit transactionFeeProposedPer transaction cost for Discover Credit (Proposed)
107Discover Debit discRateProposedDiscount Rate for Discover Debit (Proposed)
108Discover Debit transactionFeeProposedPer transaction cost for Discover Debit (Proposed)
109Discover Auth transactionFeeProposedPer authorization cost for Discover (Proposed)
110American Express discRateProposedDiscount Rate for AMEX Credit (Proposed)
111American Express transactionFeeProposedPer transaction cost for AMEX Credit (Proposed)
112American Express Auth transactionFeeProposedPer authorization cost for AMEX (Proposed)
113PIN Debit discRateProposedDiscount Rate for PIN Debit (Proposed)
114PIN Debit transactionFeeProposedDiscount Rate for Discover Debit (Proposed)
115EBT transactionFeeProposedDiscount Rate for EBT (Proposed)
116Fleet Cards / Other discRateProposed
117Fleet Cards / Other transactionFeeProposed
122Interchange & downgrades ProposedInterchange & Amex Program (Proposed)
123Interchange optimization Proposed"Interchange optimization, if available"
125AVS transactionFee ProposedCost Per AVS transaction (Proposed)
126PCI compliance ProposedPCI Compliance Fee (Proposed)
127Non-PCI compliance ProposedPCI Non-Complince Fee (Proposed)
128Batch transactionFee ProposedPer batch transaction cost (Proposed)
129Monthly ProposedService/Custom fees (Proposed)
151Other fees Proposed
155Dues & Assessments ProposedDues & Assessments (Proposed)
162Chargeback ProposedChargeback (Proposed)
166Surcharging ProposedSurcharging (Proposed)
169Total Volume ProposedVolume amount for all card types (Proposed)
\n\n\n

Update proposed data points for a statement's proposal.

\n

If the plan is changed after setting the datapoints, all the custom datapoints entered will be overwritten.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: status: success affectedDataPoints: - id: 78 name: 'Potential Savings' type: number decimals: 2 isCorrect: null value: -21569.14 prettyValue: null - id: 121 name: 'Processing Fees Proposed' type: number decimals: 2 isCorrect: null value: 2233.82 prettyValue: null - id: 130 name: 'Total Fees Proposed' type: number decimals: 2 isCorrect: null value: 2884.62 prettyValue: null - id: 131 name: 'Effective Rate Proposed' type: percentage decimals: 2 isCorrect: null value: 0.0844 prettyValue: null - id: 132 name: 'Monthly Savings' type: number decimals: 2 isCorrect: null value: -1797.43 prettyValue: null - id: 133 name: '3 Year Savings' type: number decimals: 2 isCorrect: null value: -64707.42 prettyValue: null - id: 134 name: 'Pass-Through Fees Proposed' type: number decimals: 2 isCorrect: null value: 650.8 prettyValue: null - id: 136 name: 'Percent Processing Fees Proposed' type: percentage decimals: 2 isCorrect: null value: 0.0654 prettyValue: null - id: 138 name: 'Percent Pass-Through Fees Proposed' type: percentage decimals: 2 isCorrect: null value: 0.019 prettyValue: null - id: 80 name: Markup type: number decimals: 2 isCorrect: null value: 0.07 prettyValue: null - id: 142 name: 'Margin Proposed Company' type: number decimals: 2 isCorrect: null value: 1123.3 prettyValue: null - id: 146 name: 'Company Residual Proposed' type: number decimals: 2 isCorrect: null value: 561.65 prettyValue: null - id: 147 name: 'Agent Residual Proposed' type: number decimals: 2 isCorrect: null value: 561.65 prettyValue: null - id: 150 name: 'Processor Cost Proposed' type: number decimals: 2 isCorrect: null value: 464.14 prettyValue: null - id: 152 name: 'Margin Proposed Agent' type: number decimals: 2 isCorrect: null value: 1123.3 prettyValue: null properties: status: type: string example: success affectedDataPoints: type: array example: - id: 78 name: 'Potential Savings' type: number decimals: 2 isCorrect: null value: -21569.14 prettyValue: null - id: 121 name: 'Processing Fees Proposed' type: number decimals: 2 isCorrect: null value: 2233.82 prettyValue: null - id: 130 name: 'Total Fees Proposed' type: number decimals: 2 isCorrect: null value: 2884.62 prettyValue: null - id: 131 name: 'Effective Rate Proposed' type: percentage decimals: 2 isCorrect: null value: 0.0844 prettyValue: null - id: 132 name: 'Monthly Savings' type: number decimals: 2 isCorrect: null value: -1797.43 prettyValue: null - id: 133 name: '3 Year Savings' type: number decimals: 2 isCorrect: null value: -64707.42 prettyValue: null - id: 134 name: 'Pass-Through Fees Proposed' type: number decimals: 2 isCorrect: null value: 650.8 prettyValue: null - id: 136 name: 'Percent Processing Fees Proposed' type: percentage decimals: 2 isCorrect: null value: 0.0654 prettyValue: null - id: 138 name: 'Percent Pass-Through Fees Proposed' type: percentage decimals: 2 isCorrect: null value: 0.019 prettyValue: null - id: 80 name: Markup type: number decimals: 2 isCorrect: null value: 0.07 prettyValue: null - id: 142 name: 'Margin Proposed Company' type: number decimals: 2 isCorrect: null value: 1123.3 prettyValue: null - id: 146 name: 'Company Residual Proposed' type: number decimals: 2 isCorrect: null value: 561.65 prettyValue: null - id: 147 name: 'Agent Residual Proposed' type: number decimals: 2 isCorrect: null value: 561.65 prettyValue: null - id: 150 name: 'Processor Cost Proposed' type: number decimals: 2 isCorrect: null value: 464.14 prettyValue: null - id: 152 name: 'Margin Proposed Agent' type: number decimals: 2 isCorrect: null value: 1123.3 prettyValue: null items: type: object properties: id: type: integer example: 78 name: type: string example: 'Potential Savings' type: type: string example: number decimals: type: integer example: 2 isCorrect: type: string example: null value: type: number example: -21569.14 prettyValue: type: string example: null 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found.' properties: errors: type: array example: - 'Statement not found.' items: type: string tags: - '2. Proposal' requestBody: required: true content: application/json: schema: type: object properties: dataPoints: type: string description: 'An JSON encoded array containing some or all the proposed data points new values having the data point ID as key.' example: '{"95":"0.01990","162":"30"}' required: - dataPoints parameters: - in: path name: id description: 'Statement id previously obtained.' example: x236td5 required: true schema: type: string '/api/v1/new-proposal/{id}': get: summary: '2.12 New Proposal - GET' operationId: 212NewProposalGET description: '

Generates a new Proposal for existing analysed statement based on the specified plan.

' parameters: - in: query name: idPlan description: 'optional The new plan based on which to generate the new proposal.' example: '123' required: false schema: type: string description: 'optional The new plan based on which to generate the new proposal.' example: '123' responses: 200: description: '' content: application/json: schema: type: object example: idStatement: ccYrRdByO idCase: _NNN_ idMerchant: _UUID_ MerchantProposalLink: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_' AnalysisEditLink: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_' datapoints: merchant: id: _UUID_ company_id: 1234 merchant_name: 'SOME MERCHANT NAME' first_name: John last_name: Smith email: null mobile: null zip: 90670-5133 industry: 5713 crm_stage_id: null created_at: '2023-01-17T07:27:22.000000Z' updated_at: '2023-01-17T07:27:22.000000Z' MerchantProposalLink: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_' AnalysisEditLink: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_' 'EBT discRate': null 'Pricing Type': 'IC Plus' 'Merchant Name': 'SOME MERCHANT NAME' 'Merchant Address': "1234 BEST AVE\r\nSANTA FE SPGS CA 90670-1234" 'Merchant Number': '56220000005223' 'Statement Period Start': 10/01/22 'Statement Period End': 10/31/22 'Third Party Transactions': null 'Visa Credit amount': 430446.3 'Visa Credit discRate': 0.0055 'Visa Credit nrTransactions': 88 'Visa Credit transactionFee': null 'Visa Credit discRateProposed': 0.0121 'Visa Credit transactionFeeProposed': 0.18 'Visa Debit amount': null 'Visa Debit discRate': null 'Visa Debit nrTransactions': null 'Visa Debit transactionFee': null 'Visa Debit discRateProposed': null 'Visa Debit transactionFeeProposed': null 'Visa Auth nrTransactions': null 'Visa Auth transactionFee': null 'Visa Auth transactionFeeProposed': null 'Mastercard Credit amount': 39225.75 'Mastercard Credit discRate': 0.0055 'Mastercard Credit nrTransactions': 18 'Mastercard Credit transactionFee': null 'Mastercard Credit discRateProposed': 0.0121 'Mastercard Credit transactionFeeProposed': 0.18 'Mastercard Debit amount': null 'Mastercard Debit discRate': null 'Mastercard Debit nrTransactions': null 'Mastercard Debit transactionFee': null 'Mastercard Debit discRateProposed': null 'Mastercard Debit transactionFeeProposed': null 'Mastercard Auth nrTransactions': null 'Mastercard Auth transactionFee': null 'Mastercard Auth transactionFeeProposed': null 'Discover Credit amount': 2171.6 'Discover Credit discRate': 0.0055 'Discover Credit nrTransactions': 1 'Discover Credit transactionFee': null 'Discover Credit discRateProposed': 0.0121 'Discover Credit transactionFeeProposed': 0.18 'Discover Debit amount': null 'Discover Debit discRate': null 'Discover Debit nrTransactions': null 'Discover Debit transactionFee': null 'Discover Debit discRateProposed': null 'Discover Debit transactionFeeProposed': null 'Discover Auth nrTransactions': null 'Discover Auth transactionFee': null 'Discover Auth transactionFeeProposed': null 'American Express amount': 47138.3 'American Express discRate': 0.0055 'American Express nrTransactions': 16 'American Express transactionFee': null 'American Express discRateProposed': 0.0121 'American Express transactionFeeProposed': 0.18 'American Express Auth nrTransactions': null 'American Express Auth transactionFee': null 'American Express Auth transactionFeeProposed': null 'PIN Debit amount': null 'PIN Debit discRate': null 'PIN Debit nrTransactions': null 'PIN Debit transactionFee': null 'PIN Debit discRateProposed': null 'PIN Debit transactionFeeProposed': null 'EBT amount': null 'EBT nrTransactions': null 'EBT transactionFee': null 'EBT transactionFeeProposed': null 'Fleet Cards / Other amount': null 'Fleet Cards / Other discRate': null 'Fleet Cards / Other nrTransactions': null 'Fleet Cards / Other transactionFee': null 'Fleet Cards / Other discRateProposed': null 'Fleet Cards / Other transactionFeeProposed': null 'Interchange & downgrades': 12407 'Dues & Assessments': 747.84 'PIN debit interchange': null 'AVS nrTransactions': null 'AVS transactionFee': null 'PCI compliance': 3 'Non-PCI compliance': null 'Batch nrTransactions': 21 'Batch transactionFee': 0.25 Monthly: 153.44 Chargeback: null Surcharging: null 'Total Volume': 518981.95 'Total Fees': 16737.1 Industry: '5713' 'Representative First Name': null 'Representative Last Name': null 'Representative Phone': null 'Representative Email': null 'Card brands / other': null 'Processing Fees': 3582.26 'Pass-Through Fees': 13154.84 'Other fees': 566.17 'Calculated Other Fees': null 'Total Calculated Fees': 16737.1 'Monthly Fees': 16737.1 '1-Year Fees': 200845.2 '3-Year Fees': 602535.6 'Effective Rate': 0.0322 'Avoidable Fees': null 'Potential Savings': 7598.12 'Statement Period': 'Oct 2022' 'Total nrTransactions': 123 'Average Ticket': 4219.37 'Processing Fees Proposed': 6873.24 'Interchange & downgrades Proposed': 12406.99 'Interchange optimization Proposed': -3924.15 'PIN debit interchange Proposed': null 'AVS transactionFee Proposed': null 'PCI compliance Proposed': null 'Non-PCI compliance Proposed': null 'Batch transactionFee Proposed': 0.25 'Monthly Proposed': null 'Chargeback Proposed': null 'Other fees Proposed': 566.17 'Total Fees Proposed': 16103.92 'Effective Rate Proposed': 0.031 'Monthly Savings': 633.18 '3 Year Savings': 22794.37 'Pass-Through Fees Proposed': 9230.68 'Percent Processing Fees': 0.0069 'Percent Processing Fees Proposed': 0.0132 'Percent Pass-Through Fees': 0.0253 'Percent Pass-Through Fees Proposed': 0.0178 'Calculated Other Fees Proposed': null 'Percent Other Fees': null 'Percent Other Fees Proposed': null 'Calculated Total Volume': 518981.95 'Card brands / other Proposed': null 'Dues & Assessments Proposed': 747.84 'Surcharging Proposed': null 'Tiers Proposed': null 'Custom Service Proposed': null 'Other Processing Fees': null 'Margin Proposed Company': 4999.81 'Company Residual Proposed': 2499.91 'Agent Residual Proposed': 2499.91 'Potential Margin Company': 6166.42 'Potential Margin Agent': 6166.42 'Processor Cost Proposed': 1302.01 'Margin Proposed Agent': 4999.81 'Pass-through Fees To Substract': 0 Interchange: - term: 'VS Non-Qual Purchasing Credit' normalized: null network: null amount: 5299.95 countTx: 1 rate: 0.0295 perTx: 0.1 fee: 156.45 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS EIRF Debit' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 1387.22 countTx: 1 rate: 0.0175 perTx: 0.2 fee: 24.48 standardRate: 0.0175 standardPerTx: 0.2 standardFee: 24.47635 padding: 0 - term: 'VS Non Qual Cons Cr' normalized: 'Non-Qualified Consumer Credit - Signature Preferred (Visa Infinite)' network: Visa amount: 21581.19 countTx: 9 rate: 0.0315 perTx: 0.1 fee: 680.71 standardRate: 0.0315 standardPerTx: 0.1 standardFee: 680.707485 padding: 0 - term: 'VS Non Qual Bus Cr' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 298378.08 countTx: 28 rate: 0.0315 perTx: 0.2 fee: 9404.52 standardRate: 0.0315 standardPerTx: 0.2 standardFee: 9404.50952 padding: 0.01048 - term: 'VS US Regulated Debit' normalized: 'CPS/Retail, Debit - Regulated (CP)' network: Visa amount: 105031.36 countTx: 50 rate: 0.0005 perTx: 0.22 fee: 63.52 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 63.51568 padding: 0 - term: 'MC World Elite Key Entered' normalized: 'Key-entered - World Elite' network: Mastercard amount: 5541.63 countTx: 2 rate: 0.026 perTx: 0.1 fee: 144.29 standardRate: 0.026 standardPerTx: 0.1 standardFee: 144.28238 padding: 0 - term: 'MC Business Level 5 Data Rate I' normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5' network: Mastercard amount: 25357.9 countTx: 11 rate: 0.03 perTx: 0.1 fee: 761.84 standardRate: 0.03 standardPerTx: 0.1 standardFee: 761.837 padding: 0 - term: 'MC US Cons Regulated POS Debit w/Fraud Adj' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 8326.22 countTx: 5 rate: 0.0005 perTx: 0.22 fee: 5.27 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 5.26311 padding: 0 - term: 'AM Retail Tier 2' normalized: 'Retail Tier 2' network: AMEX amount: 2643.42 countTx: 4 rate: 0.0195 perTx: 0.1 fee: 51.94 standardRate: 0.0195 standardPerTx: 0.1 standardFee: 51.94669 padding: 0 - term: 'AM Retail Tier 3' normalized: 'Retail Tier 3' network: AMEX amount: 44502.81 countTx: 13 rate: 0.024 perTx: 0.1 fee: 1069.36 standardRate: 0.024 standardPerTx: 0.1 standardFee: 1069.36744 padding: 0 - term: 'DS PSL Key Entry PR' normalized: 'PSL Key Entry - Premium' network: Discover amount: 2171.6 countTx: 1 rate: 0.0205 perTx: 0.1 fee: 44.62 standardRate: 0.0205 standardPerTx: 0.1 standardFee: 44.6178 padding: 0 'Total Interchange padding': 0.01048 'Interchange optimization': totalSavings: 3924.14747 items: - type: Other term: 'VS Non Qual Bus Cr' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 298378.08 rate: 0.0315 countTx: 28 perTx: 0.2 fee: 9404.52 padding: 0.01048 paddingPercentage: 1.1143577767931E-6 standardCost: 9404.50952 standardRate: 0.0315 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 5671.98352 savings: 3732.526 maxOptimizedCategory: 'Business Level II - Tier 1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 5671.98352 maxOptimizedSavings: 3732.526 - type: Other term: 'MC Business Level 5 Data Rate I' normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5' network: Mastercard amount: 25357.9 rate: 0.03 countTx: 11 perTx: 0.1 fee: 761.84 padding: 0 paddingPercentage: 0 standardCost: 761.837 standardRate: 0.03 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5' optimizedRate: 0.0225 optimizedPerTx: 0.1 optimizedCost: 571.65275 savings: 190.18425 maxOptimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5' maxOptimizedRate: 0.0225 maxOptimizedPerTx: 0.1 maxOptimizedCost: 571.65275 maxOptimizedSavings: 190.18425 - type: Other term: 'VS EIRF Debit' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 1387.22 rate: 0.0175 countTx: 1 perTx: 0.2 fee: 24.48 padding: 0 paddingPercentage: 0 standardCost: 24.47635 standardRate: 0.0175 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' optimizedRate: 0.0165 optimizedPerTx: 0.15 optimizedCost: 23.03913 savings: 1.43722 maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' maxOptimizedRate: 0.0165 maxOptimizedPerTx: 0.15 maxOptimizedCost: 23.03913 maxOptimizedSavings: 1.43722 'Card Brands Dues and Assessments': - term: VS-NAPF-Credit normalized: null network: null amount: 0 countTx: 45 rate: 0 perTx: 0.0195 fee: 0.88 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-NAPFDOMCRAUTHREV normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.0195 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-VS FANF CP' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0 fee: 2 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-NAPF-Debit normalized: null network: null amount: 0 countTx: 55 rate: 0 perTx: 0.0155 fee: 0.85 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-TIF normalized: null network: null amount: 431677.8 countTx: 89 rate: 0 perTx: 0.1 fee: 8.9 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-ASSMNT CREDIT' normalized: 'Assessments %' network: Visa amount: 325259.22 countTx: 38 rate: 0.0014 perTx: 0 fee: 455.34 standardRate: 0.0014 standardPerTx: 0 standardFee: 455.362908 padding: 0 - term: 'VS-ASSMNT DEBIT' normalized: null network: null amount: 106418.58 countTx: 51 rate: 0.0013 perTx: 0 fee: 138.34 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-VS TRANSMFEE' normalized: null network: null amount: 432909.3 countTx: 90 rate: 0 perTx: 0.0018 fee: 0.16 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-VSCRVCHRFEEDB normalized: null network: null amount: 1231.5 countTx: 1 rate: 0 perTx: 0.0155 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ACQ Brnd Vol ABV' normalized: null network: null amount: 27791.75 countTx: 8 rate: 0.0014 perTx: 0 fee: 38.92 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ACQ Brand Volume' normalized: null network: null amount: 11434 countTx: 10 rate: 0.0013 perTx: 0 fee: 14.86 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-AVS CardPresent' normalized: null network: null amount: 0 countTx: 10 rate: 0 perTx: 0.01 fee: 0.1 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Acq Licn Fee' normalized: null network: null amount: 39225.75 countTx: 18 rate: 0.000125 perTx: 0 fee: 4.9 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Location Fee' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-NABU Auth' normalized: null network: null amount: 0 countTx: 21 rate: 0 perTx: 0.0195 fee: 0.41 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Sfe Nt Aq Fee' normalized: null network: null amount: 0 countTx: 21 rate: 0 perTx: 0.0007 fee: 0.01 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'AM-AM USASSMNTFEE' normalized: null network: null amount: 47146.23 countTx: 17 rate: 0.00165 perTx: 0 fee: 77.82 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DS-DS Assessment' normalized: null network: null amount: 2171.6 countTx: 1 rate: 0.0014 perTx: 0 fee: 3.04 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DS-DS Ntwk Auth Fee' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.019 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 'Total Card Brands Dues and Assessments padding': 0 'Processor-Specific Fees': - term: 'Discover Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 1 perTx: 0.1 fee: 0.1 - term: 'MasterCard Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 21 perTx: 0.1 fee: 2.1 - term: 'Visa Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 102 perTx: 0.1 fee: 10.2 - term: 'AMEX Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 19 perTx: 0.1 fee: 1.9 - term: 'AM-Non-Swiped Tr' category: 'Processing fee' amount: 49085.22 rate: 0.003 countTx: 18 perTx: 0 fee: 147.25 - term: 'AMEX Support Fee' category: Service amount: 47146.23 rate: 0.003 countTx: 1 perTx: 0 fee: 141.44 - term: 'Monthly Service Fee' category: Service amount: 5 rate: 0 countTx: 1 perTx: 0 fee: 5 - term: 'Regulatory Compliance Fee' category: 'PCI Compliance' amount: 3 rate: 0 countTx: 1 perTx: 0 fee: 3 - term: 'Gateway Access Fee' category: Service amount: 7 rate: 0 countTx: 1 perTx: 0 fee: 7 - term: 'Batch Fee' category: Batch amount: 0 rate: 0 countTx: 21 perTx: 0.25 fee: 5.25 'Unknown Fees': - term: 'Gateway Authorization' normalized: null network: null amount: 0 rate: 0 countTx: 143 perTx: 0.07 fee: 10.01 - term: 'VS-Visa US AVS' normalized: null network: null amount: 0 rate: 0 countTx: 70 perTx: 0.001 fee: 0.07 - term: 'AM-Amex AcqTransFee' normalized: null network: null amount: 49085.22 rate: 0 countTx: 18 perTx: 0.02 fee: 0.36 - term: 'DS-DS AVS' normalized: null network: null amount: 0 rate: 0 countTx: 1 perTx: 0.005 fee: 0.01 - term: 'DS-DS Dig Invt Fee' normalized: null network: null amount: 2171.6 rate: 0.0001 countTx: 1 perTx: 0 fee: 0.22 - term: 'TSS Network Fee' normalized: null network: null amount: 520221.38 rate: 0.0007 countTx: 125 perTx: 0 fee: 364.15 - term: 'Compass Reporting Fee' normalized: null network: null amount: 3 rate: 0 countTx: 1 perTx: 0 fee: 3 IsQuickQuote: 0 properties: idStatement: type: string example: ccYrRdByO idCase: type: string example: _NNN_ idMerchant: type: string example: _UUID_ MerchantProposalLink: type: string example: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_' AnalysisEditLink: type: string example: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_' datapoints: type: object properties: merchant: type: object properties: id: type: string example: _UUID_ company_id: type: integer example: 1234 merchant_name: type: string example: 'SOME MERCHANT NAME' first_name: type: string example: John last_name: type: string example: Smith email: type: string example: null mobile: type: string example: null zip: type: string example: 90670-5133 industry: type: integer example: 5713 crm_stage_id: type: string example: null created_at: type: string example: '2023-01-17T07:27:22.000000Z' updated_at: type: string example: '2023-01-17T07:27:22.000000Z' MerchantProposalLink: type: string example: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_' AnalysisEditLink: type: string example: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_' 'EBT discRate': type: string example: null 'Pricing Type': type: string example: 'IC Plus' 'Merchant Name': type: string example: 'SOME MERCHANT NAME' 'Merchant Address': type: string example: "1234 BEST AVE\r\nSANTA FE SPGS CA 90670-1234" 'Merchant Number': type: string example: '56220000005223' 'Statement Period Start': type: string example: 10/01/22 'Statement Period End': type: string example: 10/31/22 'Third Party Transactions': type: string example: null 'Visa Credit amount': type: number example: 430446.3 'Visa Credit discRate': type: number example: 0.0055 'Visa Credit nrTransactions': type: integer example: 88 'Visa Credit transactionFee': type: string example: null 'Visa Credit discRateProposed': type: number example: 0.0121 'Visa Credit transactionFeeProposed': type: number example: 0.18 'Visa Debit amount': type: string example: null 'Visa Debit discRate': type: string example: null 'Visa Debit nrTransactions': type: string example: null 'Visa Debit transactionFee': type: string example: null 'Visa Debit discRateProposed': type: string example: null 'Visa Debit transactionFeeProposed': type: string example: null 'Visa Auth nrTransactions': type: string example: null 'Visa Auth transactionFee': type: string example: null 'Visa Auth transactionFeeProposed': type: string example: null 'Mastercard Credit amount': type: number example: 39225.75 'Mastercard Credit discRate': type: number example: 0.0055 'Mastercard Credit nrTransactions': type: integer example: 18 'Mastercard Credit transactionFee': type: string example: null 'Mastercard Credit discRateProposed': type: number example: 0.0121 'Mastercard Credit transactionFeeProposed': type: number example: 0.18 'Mastercard Debit amount': type: string example: null 'Mastercard Debit discRate': type: string example: null 'Mastercard Debit nrTransactions': type: string example: null 'Mastercard Debit transactionFee': type: string example: null 'Mastercard Debit discRateProposed': type: string example: null 'Mastercard Debit transactionFeeProposed': type: string example: null 'Mastercard Auth nrTransactions': type: string example: null 'Mastercard Auth transactionFee': type: string example: null 'Mastercard Auth transactionFeeProposed': type: string example: null 'Discover Credit amount': type: number example: 2171.6 'Discover Credit discRate': type: number example: 0.0055 'Discover Credit nrTransactions': type: integer example: 1 'Discover Credit transactionFee': type: string example: null 'Discover Credit discRateProposed': type: number example: 0.0121 'Discover Credit transactionFeeProposed': type: number example: 0.18 'Discover Debit amount': type: string example: null 'Discover Debit discRate': type: string example: null 'Discover Debit nrTransactions': type: string example: null 'Discover Debit transactionFee': type: string example: null 'Discover Debit discRateProposed': type: string example: null 'Discover Debit transactionFeeProposed': type: string example: null 'Discover Auth nrTransactions': type: string example: null 'Discover Auth transactionFee': type: string example: null 'Discover Auth transactionFeeProposed': type: string example: null 'American Express amount': type: number example: 47138.3 'American Express discRate': type: number example: 0.0055 'American Express nrTransactions': type: integer example: 16 'American Express transactionFee': type: string example: null 'American Express discRateProposed': type: number example: 0.0121 'American Express transactionFeeProposed': type: number example: 0.18 'American Express Auth nrTransactions': type: string example: null 'American Express Auth transactionFee': type: string example: null 'American Express Auth transactionFeeProposed': type: string example: null 'PIN Debit amount': type: string example: null 'PIN Debit discRate': type: string example: null 'PIN Debit nrTransactions': type: string example: null 'PIN Debit transactionFee': type: string example: null 'PIN Debit discRateProposed': type: string example: null 'PIN Debit transactionFeeProposed': type: string example: null 'EBT amount': type: string example: null 'EBT nrTransactions': type: string example: null 'EBT transactionFee': type: string example: null 'EBT transactionFeeProposed': type: string example: null 'Fleet Cards / Other amount': type: string example: null 'Fleet Cards / Other discRate': type: string example: null 'Fleet Cards / Other nrTransactions': type: string example: null 'Fleet Cards / Other transactionFee': type: string example: null 'Fleet Cards / Other discRateProposed': type: string example: null 'Fleet Cards / Other transactionFeeProposed': type: string example: null 'Interchange & downgrades': type: integer example: 12407 'Dues & Assessments': type: number example: 747.84 'PIN debit interchange': type: string example: null 'AVS nrTransactions': type: string example: null 'AVS transactionFee': type: string example: null 'PCI compliance': type: integer example: 3 'Non-PCI compliance': type: string example: null 'Batch nrTransactions': type: integer example: 21 'Batch transactionFee': type: number example: 0.25 Monthly: type: number example: 153.44 Chargeback: type: string example: null Surcharging: type: string example: null 'Total Volume': type: number example: 518981.95 'Total Fees': type: number example: 16737.1 Industry: type: string example: '5713' 'Representative First Name': type: string example: null 'Representative Last Name': type: string example: null 'Representative Phone': type: string example: null 'Representative Email': type: string example: null 'Card brands / other': type: string example: null 'Processing Fees': type: number example: 3582.26 'Pass-Through Fees': type: number example: 13154.84 'Other fees': type: number example: 566.17 'Calculated Other Fees': type: string example: null 'Total Calculated Fees': type: number example: 16737.1 'Monthly Fees': type: number example: 16737.1 '1-Year Fees': type: number example: 200845.2 '3-Year Fees': type: number example: 602535.6 'Effective Rate': type: number example: 0.0322 'Avoidable Fees': type: string example: null 'Potential Savings': type: number example: 7598.12 'Statement Period': type: string example: 'Oct 2022' 'Total nrTransactions': type: integer example: 123 'Average Ticket': type: number example: 4219.37 'Processing Fees Proposed': type: number example: 6873.24 'Interchange & downgrades Proposed': type: number example: 12406.99 'Interchange optimization Proposed': type: number example: -3924.15 'PIN debit interchange Proposed': type: string example: null 'AVS transactionFee Proposed': type: string example: null 'PCI compliance Proposed': type: string example: null 'Non-PCI compliance Proposed': type: string example: null 'Batch transactionFee Proposed': type: number example: 0.25 'Monthly Proposed': type: string example: null 'Chargeback Proposed': type: string example: null 'Other fees Proposed': type: number example: 566.17 'Total Fees Proposed': type: number example: 16103.92 'Effective Rate Proposed': type: number example: 0.031 'Monthly Savings': type: number example: 633.18 '3 Year Savings': type: number example: 22794.37 'Pass-Through Fees Proposed': type: number example: 9230.68 'Percent Processing Fees': type: number example: 0.0069 'Percent Processing Fees Proposed': type: number example: 0.0132 'Percent Pass-Through Fees': type: number example: 0.0253 'Percent Pass-Through Fees Proposed': type: number example: 0.0178 'Calculated Other Fees Proposed': type: string example: null 'Percent Other Fees': type: string example: null 'Percent Other Fees Proposed': type: string example: null 'Calculated Total Volume': type: number example: 518981.95 'Card brands / other Proposed': type: string example: null 'Dues & Assessments Proposed': type: number example: 747.84 'Surcharging Proposed': type: string example: null 'Tiers Proposed': type: string example: null 'Custom Service Proposed': type: string example: null 'Other Processing Fees': type: string example: null 'Margin Proposed Company': type: number example: 4999.81 'Company Residual Proposed': type: number example: 2499.91 'Agent Residual Proposed': type: number example: 2499.91 'Potential Margin Company': type: number example: 6166.42 'Potential Margin Agent': type: number example: 6166.42 'Processor Cost Proposed': type: number example: 1302.01 'Margin Proposed Agent': type: number example: 4999.81 'Pass-through Fees To Substract': type: integer example: 0 Interchange: type: array example: - term: 'VS Non-Qual Purchasing Credit' normalized: null network: null amount: 5299.95 countTx: 1 rate: 0.0295 perTx: 0.1 fee: 156.45 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS EIRF Debit' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 1387.22 countTx: 1 rate: 0.0175 perTx: 0.2 fee: 24.48 standardRate: 0.0175 standardPerTx: 0.2 standardFee: 24.47635 padding: 0 - term: 'VS Non Qual Cons Cr' normalized: 'Non-Qualified Consumer Credit - Signature Preferred (Visa Infinite)' network: Visa amount: 21581.19 countTx: 9 rate: 0.0315 perTx: 0.1 fee: 680.71 standardRate: 0.0315 standardPerTx: 0.1 standardFee: 680.707485 padding: 0 - term: 'VS Non Qual Bus Cr' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 298378.08 countTx: 28 rate: 0.0315 perTx: 0.2 fee: 9404.52 standardRate: 0.0315 standardPerTx: 0.2 standardFee: 9404.50952 padding: 0.01048 - term: 'VS US Regulated Debit' normalized: 'CPS/Retail, Debit - Regulated (CP)' network: Visa amount: 105031.36 countTx: 50 rate: 0.0005 perTx: 0.22 fee: 63.52 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 63.51568 padding: 0 - term: 'MC World Elite Key Entered' normalized: 'Key-entered - World Elite' network: Mastercard amount: 5541.63 countTx: 2 rate: 0.026 perTx: 0.1 fee: 144.29 standardRate: 0.026 standardPerTx: 0.1 standardFee: 144.28238 padding: 0 - term: 'MC Business Level 5 Data Rate I' normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5' network: Mastercard amount: 25357.9 countTx: 11 rate: 0.03 perTx: 0.1 fee: 761.84 standardRate: 0.03 standardPerTx: 0.1 standardFee: 761.837 padding: 0 - term: 'MC US Cons Regulated POS Debit w/Fraud Adj' normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj' network: Mastercard amount: 8326.22 countTx: 5 rate: 0.0005 perTx: 0.22 fee: 5.27 standardRate: 0.0005 standardPerTx: 0.22 standardFee: 5.26311 padding: 0 - term: 'AM Retail Tier 2' normalized: 'Retail Tier 2' network: AMEX amount: 2643.42 countTx: 4 rate: 0.0195 perTx: 0.1 fee: 51.94 standardRate: 0.0195 standardPerTx: 0.1 standardFee: 51.94669 padding: 0 - term: 'AM Retail Tier 3' normalized: 'Retail Tier 3' network: AMEX amount: 44502.81 countTx: 13 rate: 0.024 perTx: 0.1 fee: 1069.36 standardRate: 0.024 standardPerTx: 0.1 standardFee: 1069.36744 padding: 0 - term: 'DS PSL Key Entry PR' normalized: 'PSL Key Entry - Premium' network: Discover amount: 2171.6 countTx: 1 rate: 0.0205 perTx: 0.1 fee: 44.62 standardRate: 0.0205 standardPerTx: 0.1 standardFee: 44.6178 padding: 0 items: type: object properties: term: type: string example: 'VS Non-Qual Purchasing Credit' normalized: type: string example: null network: type: string example: null amount: type: number example: 5299.95 countTx: type: integer example: 1 rate: type: number example: 0.0295 perTx: type: number example: 0.1 fee: type: number example: 156.45 standardRate: type: integer example: 0 standardPerTx: type: integer example: 0 standardFee: type: integer example: 0 padding: type: integer example: 0 'Total Interchange padding': type: number example: 0.01048 'Interchange optimization': type: object properties: totalSavings: type: number example: 3924.14747 items: type: array example: - type: Other term: 'VS Non Qual Bus Cr' normalized: 'Business Non-Qualified - Tier 1' network: Visa amount: 298378.08 rate: 0.0315 countTx: 28 perTx: 0.2 fee: 9404.52 padding: 0.01048 paddingPercentage: 1.1143577767931E-6 standardCost: 9404.50952 standardRate: 0.0315 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'Business Level II - Tier 1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 5671.98352 savings: 3732.526 maxOptimizedCategory: 'Business Level II - Tier 1' maxOptimizedRate: 0.019 maxOptimizedPerTx: 0.1 maxOptimizedCost: 5671.98352 maxOptimizedSavings: 3732.526 - type: Other term: 'MC Business Level 5 Data Rate I' normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5' network: Mastercard amount: 25357.9 rate: 0.03 countTx: 11 perTx: 0.1 fee: 761.84 padding: 0 paddingPercentage: 0 standardCost: 761.837 standardRate: 0.03 standardPerTx: 0.1 availableOptimizations: - level: 2 optimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5' optimizedRate: 0.0225 optimizedPerTx: 0.1 optimizedCost: 571.65275 savings: 190.18425 maxOptimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5' maxOptimizedRate: 0.0225 maxOptimizedPerTx: 0.1 maxOptimizedCost: 571.65275 maxOptimizedSavings: 190.18425 - type: Other term: 'VS EIRF Debit' normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt' network: Visa amount: 1387.22 rate: 0.0175 countTx: 1 perTx: 0.2 fee: 24.48 padding: 0 paddingPercentage: 0 standardCost: 24.47635 standardRate: 0.0175 standardPerTx: 0.2 availableOptimizations: - level: 2 optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' optimizedRate: 0.0165 optimizedPerTx: 0.15 optimizedCost: 23.03913 savings: 1.43722 maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)' maxOptimizedRate: 0.0165 maxOptimizedPerTx: 0.15 maxOptimizedCost: 23.03913 maxOptimizedSavings: 1.43722 items: type: object properties: type: type: string example: Other term: type: string example: 'VS Non Qual Bus Cr' normalized: type: string example: 'Business Non-Qualified - Tier 1' network: type: string example: Visa amount: type: number example: 298378.08 rate: type: number example: 0.0315 countTx: type: integer example: 28 perTx: type: number example: 0.2 fee: type: number example: 9404.52 padding: type: number example: 0.01048 paddingPercentage: type: number example: 1.1143577767931E-6 standardCost: type: number example: 9404.50952 standardRate: type: number example: 0.0315 standardPerTx: type: number example: 0.2 availableOptimizations: type: array example: - level: 2 optimizedCategory: 'Business Level II - Tier 1' optimizedRate: 0.019 optimizedPerTx: 0.1 optimizedCost: 5671.98352 savings: 3732.526 items: type: object properties: level: { type: integer, example: 2 } optimizedCategory: { type: string, example: 'Business Level II - Tier 1' } optimizedRate: { type: number, example: 0.019 } optimizedPerTx: { type: number, example: 0.1 } optimizedCost: { type: number, example: 5671.98352 } savings: { type: number, example: 3732.526 } maxOptimizedCategory: type: string example: 'Business Level II - Tier 1' maxOptimizedRate: type: number example: 0.019 maxOptimizedPerTx: type: number example: 0.1 maxOptimizedCost: type: number example: 5671.98352 maxOptimizedSavings: type: number example: 3732.526 'Card Brands Dues and Assessments': type: array example: - term: VS-NAPF-Credit normalized: null network: null amount: 0 countTx: 45 rate: 0 perTx: 0.0195 fee: 0.88 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-NAPFDOMCRAUTHREV normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.0195 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-VS FANF CP' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0 fee: 2 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-NAPF-Debit normalized: null network: null amount: 0 countTx: 55 rate: 0 perTx: 0.0155 fee: 0.85 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-TIF normalized: null network: null amount: 431677.8 countTx: 89 rate: 0 perTx: 0.1 fee: 8.9 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-ASSMNT CREDIT' normalized: 'Assessments %' network: Visa amount: 325259.22 countTx: 38 rate: 0.0014 perTx: 0 fee: 455.34 standardRate: 0.0014 standardPerTx: 0 standardFee: 455.362908 padding: 0 - term: 'VS-ASSMNT DEBIT' normalized: null network: null amount: 106418.58 countTx: 51 rate: 0.0013 perTx: 0 fee: 138.34 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'VS-VS TRANSMFEE' normalized: null network: null amount: 432909.3 countTx: 90 rate: 0 perTx: 0.0018 fee: 0.16 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: VS-VSCRVCHRFEEDB normalized: null network: null amount: 1231.5 countTx: 1 rate: 0 perTx: 0.0155 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ACQ Brnd Vol ABV' normalized: null network: null amount: 27791.75 countTx: 8 rate: 0.0014 perTx: 0 fee: 38.92 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-ACQ Brand Volume' normalized: null network: null amount: 11434 countTx: 10 rate: 0.0013 perTx: 0 fee: 14.86 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-AVS CardPresent' normalized: null network: null amount: 0 countTx: 10 rate: 0 perTx: 0.01 fee: 0.1 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Acq Licn Fee' normalized: null network: null amount: 39225.75 countTx: 18 rate: 0.000125 perTx: 0 fee: 4.9 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Location Fee' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0 fee: 1.25 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-NABU Auth' normalized: null network: null amount: 0 countTx: 21 rate: 0 perTx: 0.0195 fee: 0.41 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'MC-MC Sfe Nt Aq Fee' normalized: null network: null amount: 0 countTx: 21 rate: 0 perTx: 0.0007 fee: 0.01 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'AM-AM USASSMNTFEE' normalized: null network: null amount: 47146.23 countTx: 17 rate: 0.00165 perTx: 0 fee: 77.82 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DS-DS Assessment' normalized: null network: null amount: 2171.6 countTx: 1 rate: 0.0014 perTx: 0 fee: 3.04 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 - term: 'DS-DS Ntwk Auth Fee' normalized: null network: null amount: 0 countTx: 1 rate: 0 perTx: 0.019 fee: 0.02 standardRate: 0 standardPerTx: 0 standardFee: 0 padding: 0 items: type: object properties: term: type: string example: VS-NAPF-Credit normalized: type: string example: null network: type: string example: null amount: type: integer example: 0 countTx: type: integer example: 45 rate: type: integer example: 0 perTx: type: number example: 0.0195 fee: type: number example: 0.88 standardRate: type: integer example: 0 standardPerTx: type: integer example: 0 standardFee: type: integer example: 0 padding: type: integer example: 0 'Total Card Brands Dues and Assessments padding': type: integer example: 0 'Processor-Specific Fees': type: array example: - term: 'Discover Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 1 perTx: 0.1 fee: 0.1 - term: 'MasterCard Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 21 perTx: 0.1 fee: 2.1 - term: 'Visa Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 102 perTx: 0.1 fee: 10.2 - term: 'AMEX Authorization' category: 'Processing fee' amount: 0 rate: 0 countTx: 19 perTx: 0.1 fee: 1.9 - term: 'AM-Non-Swiped Tr' category: 'Processing fee' amount: 49085.22 rate: 0.003 countTx: 18 perTx: 0 fee: 147.25 - term: 'AMEX Support Fee' category: Service amount: 47146.23 rate: 0.003 countTx: 1 perTx: 0 fee: 141.44 - term: 'Monthly Service Fee' category: Service amount: 5 rate: 0 countTx: 1 perTx: 0 fee: 5 - term: 'Regulatory Compliance Fee' category: 'PCI Compliance' amount: 3 rate: 0 countTx: 1 perTx: 0 fee: 3 - term: 'Gateway Access Fee' category: Service amount: 7 rate: 0 countTx: 1 perTx: 0 fee: 7 - term: 'Batch Fee' category: Batch amount: 0 rate: 0 countTx: 21 perTx: 0.25 fee: 5.25 items: type: object properties: term: type: string example: 'Discover Authorization' category: type: string example: 'Processing fee' amount: type: integer example: 0 rate: type: integer example: 0 countTx: type: integer example: 1 perTx: type: number example: 0.1 fee: type: number example: 0.1 'Unknown Fees': type: array example: - term: 'Gateway Authorization' normalized: null network: null amount: 0 rate: 0 countTx: 143 perTx: 0.07 fee: 10.01 - term: 'VS-Visa US AVS' normalized: null network: null amount: 0 rate: 0 countTx: 70 perTx: 0.001 fee: 0.07 - term: 'AM-Amex AcqTransFee' normalized: null network: null amount: 49085.22 rate: 0 countTx: 18 perTx: 0.02 fee: 0.36 - term: 'DS-DS AVS' normalized: null network: null amount: 0 rate: 0 countTx: 1 perTx: 0.005 fee: 0.01 - term: 'DS-DS Dig Invt Fee' normalized: null network: null amount: 2171.6 rate: 0.0001 countTx: 1 perTx: 0 fee: 0.22 - term: 'TSS Network Fee' normalized: null network: null amount: 520221.38 rate: 0.0007 countTx: 125 perTx: 0 fee: 364.15 - term: 'Compass Reporting Fee' normalized: null network: null amount: 3 rate: 0 countTx: 1 perTx: 0 fee: 3 items: type: object properties: term: type: string example: 'Gateway Authorization' normalized: type: string example: null network: type: string example: null amount: type: integer example: 0 rate: type: integer example: 0 countTx: type: integer example: 143 perTx: type: number example: 0.07 fee: type: number example: 10.01 IsQuickQuote: type: integer example: 0 tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: xYz23Pq required: true schema: type: string '/api/v1/set-plan/{id}': put: summary: '2.13 Set Plan (id) - PUT' operationId: 213SetPlanidPUT description: '

Sets a specified proposal plan so that the proposal may be re-generated using the corresponding {pricing regimen, cost/commissions, proposal template} set.

' parameters: - in: query name: idPlan description: 'ApPlan id previously obtained.' example: '1755002352774017576' required: true schema: type: string description: 'ApPlan id previously obtained.' example: '1755002352774017576' responses: 200: description: '' content: application/json: schema: type: object example: status: updated properties: status: type: string example: updated 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: errors: - 'Internal Server Error -- We had a problem with our server. Try again later.' properties: errors: type: array example: - 'Internal Server Error -- We had a problem with our server. Try again later.' items: type: string tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/set-default-plan/{id}': put: summary: '2.14 Set Default Plan (id) - PUT' operationId: 214SetDefaultPlanidPUT description: "

Sets the default proposal plan for this user.

\n\n

The proposal plan includes a set of {pricing regimen, cost/commissions, proposal template}.

" parameters: [] responses: 200: description: '' content: application/json: schema: type: object example: status: updated properties: status: type: string example: updated 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: errors: - 'Internal Server Error -- We had a problem with our server. Try again later.' properties: errors: type: array example: - 'Internal Server Error -- We had a problem with our server. Try again later.' items: type: string tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '1755002352774017576' required: true schema: type: string '/api/v1/set-mcc/{id}': put: summary: '2.15 Set MCC (id) - PUT' operationId: 215SetMCCidPUT description: '

Sets the industry/MCC associated with the statement.

' parameters: - in: query name: idMcc description: 'industry id previously obtained.' example: '1755002352774017576' required: true schema: type: string description: 'industry id previously obtained.' example: '1755002352774017576' responses: 200: description: '' content: application/json: schema: type: object example: status: updated properties: status: type: string example: updated 404: description: '' content: application/json: schema: type: object example: errors: - 'Statement not found' properties: errors: type: array example: - 'Statement not found' items: type: string 500: description: '' content: application/json: schema: type: object example: errors: - 'Internal Server Error -- We had a problem with our server. Try again later.' properties: errors: type: array example: - 'Internal Server Error -- We had a problem with our server. Try again later.' items: type: string tags: - '2. Proposal' parameters: - in: path name: id description: 'Statement id previously obtained.' example: '1755002352774017576' required: true schema: type: string /api/v1/get-statement-history: get: summary: '2.16 Get History - GET' operationId: 216GetHistoryGET description: '

Returns the count and names of PDF statements submitted by all the team users during a specific time interval.

' parameters: - in: query name: startDate description: 'Beginning of the date/time interval.' example: '2020-06-01' required: true schema: type: string description: 'Beginning of the date/time interval.' example: '2020-06-01' - in: query name: endDate description: 'End of the date/time interval.' example: '2020-12-01' required: true schema: type: string description: 'End of the date/time interval.' example: '2020-12-01' responses: 200: description: '' content: application/json: schema: type: object example: count: 2 history: - timestamp: '2020-06-19 12:56:32' statementId: 1753313502913753640 fileName: 'Demo Statement 1.pdf' - timestamp: '2020-06-19 13:55:11' statementId: 1753032027937042984 fileName: 'Demo Statement 2.pdf' properties: count: type: integer example: 2 history: type: array example: - timestamp: '2020-06-19 12:56:32' statementId: 1753313502913753640 fileName: 'Demo Statement 1.pdf' - timestamp: '2020-06-19 13:55:11' statementId: 1753032027937042984 fileName: 'Demo Statement 2.pdf' items: type: object properties: timestamp: type: string example: '2020-06-19 12:56:32' statementId: type: integer example: 1753313502913753640 fileName: type: string example: 'Demo Statement 1.pdf' 400: description: '' content: application/json: schema: type: object example: error: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' code: 400 properties: error: type: array example: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' items: type: string code: type: integer example: 400 tags: - '2. Proposal' /api/v1/get-user-statement-history: get: summary: '2.17 Get History User - GET' operationId: 217GetHistoryUserGET description: '

Returns the count and names of PDF statements submitted by a specific user during a chosen time interval.

' parameters: - in: query name: email description: 'Searched user email.' example: example@example.com required: true schema: type: string description: 'Searched user email.' example: example@example.com - in: query name: startDate description: 'Beginning of the date/time interval.' example: '2020-06-01' required: true schema: type: string description: 'Beginning of the date/time interval.' example: '2020-06-01' - in: query name: endDate description: 'End of the date/time interval.' example: '2020-12-01' required: true schema: type: string description: 'End of the date/time interval.' example: '2020-12-01' responses: 200: description: '' content: application/json: schema: type: object example: count: 2 history: - timestamp: '2020-06-19 12:56:32' statementId: 1753313502913753640 fileName: 'Demo Statement 1.pdf' - timestamp: '2020-06-19 13:55:11' statementId: 1753032027937042984 fileName: 'Demo Statement 2.pdf' properties: count: type: integer example: 2 history: type: array example: - timestamp: '2020-06-19 12:56:32' statementId: 1753313502913753640 fileName: 'Demo Statement 1.pdf' - timestamp: '2020-06-19 13:55:11' statementId: 1753032027937042984 fileName: 'Demo Statement 2.pdf' items: type: object properties: timestamp: type: string example: '2020-06-19 12:56:32' statementId: type: integer example: 1753313502913753640 fileName: type: string example: 'Demo Statement 1.pdf' 400: description: '' content: application/json: schema: type: object example: error: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' - 'Can not find user with provided company' code: 400 properties: error: type: array example: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' - 'Can not find user with provided company' items: type: string code: type: integer example: 400 tags: - '2. Proposal' /api/v1/proposal/send-link: post: summary: '2.18 Send Proposal link - POST' operationId: 218SendProposalLinkPOST description: '

Send Proposal link.

' parameters: [] responses: { } tags: - '2. Proposal' requestBody: required: true content: application/json: schema: type: object properties: proposalId: type: string description: 'A previously acquired analysis id.' example: '267672' 'sendTo[merchantName]': type: string description: "The Merchant's name." example: iusto 'sendTo[firstName]': type: string description: "The contact person's first name." example: John 'sendTo[email]': type: string description: "The contact person's email." example: john@smith.com 'sendTo[expirationDays]': type: integer description: 'After how many days the link becomes invalid.' example: 2 'sendTo[expirationViews]': type: integer description: 'After how many visualizations the link becomes invalid.' example: 20 required: - proposalId - 'sendTo[firstName]' - 'sendTo[email]' - 'sendTo[expirationDays]' - 'sendTo[expirationViews]' /api/v1/ic-schedule: get: summary: '3.1 Get IC Schedule - GET' operationId: 31GetICScheduleGET description: '

Returns the current interchange schedule .

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - type: IC network: Discover plan: 'PSL E-Commerce DB Reg' rate: '0.05000000' perTx: '0.21000000' cap: '0.00000000' - type: IC network: Visa plan: 'Non-Qualified Commercial Prepaid Regulated' rate: '0.05000000' perTx: '0.22000000' cap: '0.00000000' - type: DA network: Visa plan: 'Fixed Acquirer Network Fee - Table 1B Tier 4' rate: null perTx: '0.00000000' cap: '0.00000000' - type: IC network: Mastercard plan: 'Standard - Core | Consumer Standard Consumer Credit' rate: '2.95000000' perTx: '0.10000000' cap: '0.00000000' - type: DA network: Visa plan: "Int'l Acquiring Fee (IAF)" rate: null perTx: '0.00000000' cap: '0.00000000' - type: IC network: Discover plan: 'PSL Card Not Present (excluding eCommerce/ Internet) - Core' rate: '1.89000000' perTx: '0.10000000' cap: '0.00000000' - type: IC network: Discover plan: 'PSL E-Commerce Secured DB Reg' rate: '0.05000000' perTx: '0.21000000' cap: '0.00000000' 400: description: '' content: application/json: schema: type: object example: error: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' code: 400 properties: error: type: array example: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' items: type: string code: type: integer example: 400 tags: - '3. Industry' /api/v1/normalized-term: get: summary: '3.2 Get Normalized Term - GET' operationId: 32GetNormalizedTermGET description: '

Returns the most recent interchange normalized term associated with the entered term, as well as its rate, per tx, and cap.

' parameters: - in: query name: term description: 'Searched term' example: quisquam required: true schema: type: string description: 'Searched term' example: quisquam responses: 200: description: '' content: application/json: schema: type: object example: type: IC network: Mastercard plan: 'Full UCAF SecureCode - World' rate: '2.05000000' perTx: '0.10000000' cap: '0.00000000' properties: type: type: string example: IC network: type: string example: Mastercard plan: type: string example: 'Full UCAF SecureCode - World' rate: type: string example: '2.05000000' perTx: type: string example: '0.10000000' cap: type: string example: '0.00000000' 400: description: '' content: application/json: schema: type: object example: error: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' code: 400 properties: error: type: array example: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' items: type: string code: type: integer example: 400 tags: - '3. Industry' /api/v1/mcc-list: get: summary: '3.3 Get MCC List - GET' operationId: 33GetMCCListGET description: '

Returns the industry/MCC list

' parameters: [] responses: 200: description: '' content: application/json: schema: type: array items: type: object example: - id: 31 Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME' mcc: '5712' MCC: 'FURNITURE/EQUIP STORES' - id: 32 Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME' mcc: '5713' MCC: 'FLOOR COVERING STORES' - id: 33 Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME' mcc: '5714' MCC: 'DRAPERY & UPHOLSTERY STORES' - id: 34 Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME' mcc: '5719' MCC: 'MISC HOME FURNISHING SPECIALT' - id: 35 Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME' mcc: '5722' MCC: 'HOUSEHOLD APPLIANCE STORES' 400: description: '' content: application/json: schema: type: object example: error: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' code: 400 properties: error: type: array example: - 'Please provide a valid startDate.' - 'Please provide a valid endDate.' items: type: string code: type: integer example: 400 tags: - '3. Industry' tags: - name: '1. Admin' description: '' - name: '2. Proposal' description: '' - name: '3. Industry' description: '' components: securitySchemes: default: type: apiKey name: Authorization in: header description: 'You can retrieve your token by visiting your dashboard and clicking Generate API token.' security: - default: []