openapi: 3.0.3
info:
title: 'Fee Navigator'
description: 'Fee Navigator API offers a suite of technology components to automate merchant statement analysis and comparison.'
version: 1.0.0
servers:
-
url: 'https://developer.feenavigator.com'
paths:
/api/v1/get-fee-library:
get:
summary: '1.1 Fee Library - GET'
operationId: 11FeeLibraryGET
description: "<p>Returns the current fee library.</p>\n\n<p> These are custom fees in your account, set up based on rate, per transaction, or as an individual fee.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 4
name: 'Statement Fee'
-
id: 6
name: 'Monthly Fee'
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
/api/v1/get-pricing-regimens:
get:
summary: '1.2 Pricing Regimens - GET'
operationId: 12PricingRegimensGET
description: "<p>Returns the pricing regimens. </p>\n\n<p>These are pricing structures defined in your plan, which may include one or more of the following: Interchange Plus, Interchange Plus with Pass-Through AMEX, Flat, Cash Discount, Surcharge, Tier. </p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 66
name: 'Sample Flat'
type: Flat
-
id: 67
name: 'Sample IC Plus'
type: 'IC Plus'
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
'/api/v1/get-pricing-regimens/{id}':
get:
summary: '1.3 Pricing Regimen (id) - GET'
operationId: 13PricingRegimenidGET
description: "<p>Returns a specific pricing regimen identified by its <b>id</b>.</p>\n\n<p>This returns all the details (definition) of the selected pricing regimen.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
name: 'Sample Flat'
type: Flat
minMargin: 50
minMarginLevels:
-
minLevel: 0
minMargin: 50
minMarginPeriod: Monthly
targetMargin: 500
targetPercent: null
targetType: fixed
targetMarginPeriod: Monthly
datapoints:
'Visa Debit nrTransactions': 0.23
'Visa Auth nrTransactions': 2
'Mastercard Credit amount': 3
serviceFees:
-
idServiceFee: 22
networkType:
- Credit
- Debit
rate: 0.0001
per_tx: 0
fixedAmount: 0
-
idServiceFee: 4
networkType: []
rate: 0
perTx: 0
fixedAmount: 10
-
idServiceFee: 8
networkType:
- Credit
rate: 0
perTx: 0.02
fixedAmount: 3
tiers:
-
name: Qualified
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.75
rate: 0.0169
perTx: 0.2
-
name: MidQual
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.1
rate: 0.028
perTx: 0.2
-
name: NonQual
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.15
rate: 0.033
perTx: 0.2
-
name: Debit
network:
- Visa
- Mastercard
- Discover
- 'American Express'
networkType:
- Debit
volumePercentage: 1
rate: 0.0169
perTx: 0.2
properties:
name:
type: string
example: 'Sample Flat'
type:
type: string
example: Flat
minMargin:
type: integer
example: 50
minMarginLevels:
type: array
example:
-
minLevel: 0
minMargin: 50
items:
type: object
properties:
minLevel:
type: integer
example: 0
minMargin:
type: integer
example: 50
minMarginPeriod:
type: string
example: Monthly
targetMargin:
type: integer
example: 500
targetPercent:
type: string
example: null
targetType:
type: string
example: fixed
targetMarginPeriod:
type: string
example: Monthly
datapoints:
type: object
properties:
'Visa Debit nrTransactions':
type: number
example: 0.23
'Visa Auth nrTransactions':
type: integer
example: 2
'Mastercard Credit amount':
type: integer
example: 3
serviceFees:
type: array
example:
-
idServiceFee: 22
networkType:
- Credit
- Debit
rate: 0.0001
per_tx: 0
fixedAmount: 0
-
idServiceFee: 4
networkType: []
rate: 0
perTx: 0
fixedAmount: 10
-
idServiceFee: 8
networkType:
- Credit
rate: 0
perTx: 0.02
fixedAmount: 3
items:
type: object
properties:
idServiceFee:
type: integer
example: 22
networkType:
type: array
example:
- Credit
- Debit
items:
type: string
rate:
type: number
example: 0.0001
per_tx:
type: integer
example: 0
fixedAmount:
type: integer
example: 0
tiers:
type: array
example:
-
name: Qualified
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.75
rate: 0.0169
perTx: 0.2
-
name: MidQual
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.1
rate: 0.028
perTx: 0.2
-
name: NonQual
network:
- Visa
- Mastercard
- Discover
- 'American Express'
network_type:
- Credit
volumePercentage: 0.15
rate: 0.033
perTx: 0.2
-
name: Debit
network:
- Visa
- Mastercard
- Discover
- 'American Express'
networkType:
- Debit
volumePercentage: 1
rate: 0.0169
perTx: 0.2
items:
type: object
properties:
name:
type: string
example: Qualified
network:
type: array
example:
- Visa
- Mastercard
- Discover
- 'American Express'
items:
type: string
network_type:
type: array
example:
- Credit
items:
type: string
volumePercentage:
type: number
example: 0.75
rate:
type: number
example: 0.0169
perTx:
type: number
example: 0.2
400:
description: ''
content:
application/json:
schema:
type: object
example:
errors: 'Pricing regimen not found'
code: 400
properties:
errors:
type: string
example: 'Pricing regimen not found'
code:
type: integer
example: 400
tags:
- '1. Admin'
parameters:
-
in: path
name: id
description: 'A valid pricing regimen ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/get-cost-schedules:
get:
summary: '1.4 Cost Schedules - GET'
operationId: 14CostSchedulesGET
description: '<p>Returns a list of the available cost/commission schedules.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 113
name: 'Sample Schedule A'
-
id: 145
name: 'AT Sample Schedule A'
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
'/api/v1/get-cost-schedules/{id}':
get:
summary: '1.5 Cost Schedule (id) - GET'
operationId: 15CostScheduleidGET
description: "<p>Returns the details of a specific cost/commission schedule.</p>\n\n<p>This will include buy and sell rates for each revenue source, as well as revenue shares.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
name: 'Sample Schedule A'
datapoints:
'Visa Debit nrTransactions':
buyRate: 0.0001
buyRevShare: 80
sellRate: 0.0001
sellRevShare: 40
serviceFees:
-
idServiceFee: 4
buyRate: 1
buyRevShare: 100
sellRate: 1
sellRevShare: 100
properties:
name:
type: string
example: 'Sample Schedule A'
datapoints:
type: object
properties:
'Visa Debit nrTransactions':
type: object
properties:
buyRate:
type: number
example: 0.0001
buyRevShare:
type: integer
example: 80
sellRate:
type: number
example: 0.0001
sellRevShare:
type: integer
example: 40
serviceFees:
type: array
example:
-
idServiceFee: 4
buyRate: 1
buyRevShare: 100
sellRate: 1
sellRevShare: 100
items:
type: object
properties:
idServiceFee:
type: integer
example: 4
buyRate:
type: integer
example: 1
buyRevShare:
type: integer
example: 100
sellRate:
type: integer
example: 1
sellRevShare:
type: integer
example: 100
400:
description: ''
content:
application/json:
schema:
type: object
example:
errors: 'Commission not found'
code: 400
properties:
errors:
type: string
example: 'Commission not found'
code:
type: integer
example: 400
tags:
- '1. Admin'
parameters:
-
in: path
name: id
description: 'A valid Commission ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/get-proposal-templates:
get:
summary: '1.6 Proposal Templates - GET'
operationId: 16ProposalTemplatesGET
description: '<p>Returns a list with the available proposal templates.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 34
name: FN_Sample_EXCEL_Proposal.xlsx
-
id: 85
name: Sample_Excel_Second_Proposal.xlsx
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
'/api/v1/get-proposal-templates/{id}':
get:
summary: '1.7 Proposal Template (id) - GET'
operationId: 17ProposalTemplateidGET
description: '<p>Returns the proposal template identified by the specific <b>id</b></p>'
parameters: []
responses:
400:
description: ''
content:
application/json:
schema:
type: object
example:
errors: 'Proposal template not found'
code: 400
properties:
errors:
type: string
example: 'Proposal template not found'
code:
type: integer
example: 400
500:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'Server Error'
properties:
message:
type: string
example: 'Server Error'
tags:
- '1. Admin'
parameters:
-
in: path
name: id
description: 'A valid proposal template ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/get-usable-tokens:
get:
summary: '1.8 Usable Tokens - GET'
operationId: 18UsableTokensGET
description: "<p>Returns the available data point tokens, including the ones extracted and calculated from the statement, as well as the ones generated by the proposal.</p>\n\n<p>The tokens may be used in Excel and Word templates, and they will be replaced at runtime with their actual values.</p>\n\n<p>Tokens may be used to create calculations in Excel, and they also may be formatted for display as desired.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
term: VisaAuthorizations
definition: 'Number of authorizations for Visa'
-
id: VisaPerAuthCurrent
name: 'Per authorization cost for Visa (Current)'
tags:
- '1. Admin'
/api/v1/get-plans:
get:
summary: '1.9 Plans - GET'
operationId: 19PlansGET
description: "<p>Returns a list of the available proposal plans.</p>\n\n<p>A proposal plan includes (1) pricing regimen, (1) cost schedule, and (1) Excel/Word template file that will format the generated data. </p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 102
name: 'Sample IC Plus Fixed'
isDefault: 0
-
id: 103
name: 'Sample IC Plus Dynamic'
isDefault: 1
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
'/api/v1/get-plans/{id}':
get:
summary: '1.10 Plan (id) - GET'
operationId: 110PlanidGET
description: '<p>Returns the details of a specific proposal plan.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
name: Name
pricingRegimen:
'68': 'pricing regimen name'
commission:
'113': 'commission name'
template:
'36': template.docx
onboardUrl: 'https://www.your-onboarding-url.com'
targetMcc: '5399'
supportsICOptimization: 1
dynamicPricing: 0
isDefault: 0
showResiduals: 1
maxDiscRate: 0.0399
maxTransactionFee: 0.49
distributionOrder: rateThenTxFee
hideWordExport: 0
properties:
name:
type: string
example: Name
pricingRegimen:
type: object
properties:
68:
type: string
example: 'pricing regimen name'
commission:
type: object
properties:
113:
type: string
example: 'commission name'
template:
type: object
properties:
36:
type: string
example: template.docx
onboardUrl:
type: string
example: 'https://www.your-onboarding-url.com'
targetMcc:
type: string
example: '5399'
supportsICOptimization:
type: integer
example: 1
dynamicPricing:
type: integer
example: 0
isDefault:
type: integer
example: 0
showResiduals:
type: integer
example: 1
maxDiscRate:
type: number
example: 0.0399
maxTransactionFee:
type: number
example: 0.49
distributionOrder:
type: string
example: rateThenTxFee
hideWordExport:
type: integer
example: 0
400:
description: ''
content:
application/json:
schema:
type: object
example:
errors: 'Proposal template not found'
code: 400
properties:
errors:
type: string
example: 'Proposal template not found'
code:
type: integer
example: 400
tags:
- '1. Admin'
parameters:
-
in: path
name: id
description: 'A valid plan ID previously obtained.'
example: '175'
required: true
schema:
type: string
/api/v1/get-assignments:
get:
summary: '1.11 Assignments - GET'
operationId: 111AssignmentsGET
description: '<p>Returns the users that are part of the team and their roles.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 1
name: 'Example User'
role: manager
-
id: 2
name: 'Example User two'
role: member
400:
description: ''
content:
text/plain:
schema:
type: string
example: "{\n\"error\": [\n],\n\"code\": 400 {\n}"
tags:
- '1. Admin'
'/api/v1/get-assignments/{id}':
get:
summary: '1.12 Assignment (id) - GET'
operationId: 112AssignmentidGET
description: '<p>Returns the proposal plans assigned to the specified user, including the default plan.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
name: 'A7 User'
role: owner
idDefaultPlan: 105
assignedPlans:
'102': 'Sample IC Plus Fixed'
'103': 'Sample IC Plus Dynamic'
properties:
name:
type: string
example: 'A7 User'
role:
type: string
example: owner
idDefaultPlan:
type: integer
example: 105
assignedPlans:
type: object
properties:
102:
type: string
example: 'Sample IC Plus Fixed'
103:
type: string
example: 'Sample IC Plus Dynamic'
400:
description: ''
content:
application/json:
schema:
type: object
example:
errors: 'Proposal template not found'
code: 400
properties:
errors:
type: string
example: 'Proposal template not found'
code:
type: integer
example: 400
tags:
- '1. Admin'
parameters:
-
in: path
name: id
description: 'A valid assignment ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/statements/upload:
post:
summary: '2.1 Submit Statement - POST'
operationId: 21SubmitStatementPOST
description: '<p>Upload a PDF statement (native or scanned) and get an id as a result. You will use this id to perform functions on this statement.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
id: 1755002352774017576
properties:
id:
type: integer
example: 1755002352774017576
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Not Found -- The specified resource could not be found'
properties:
errors:
type: array
example:
- 'Not Found -- The specified resource could not be found'
items:
type: string
tags:
- '2. Proposal'
requestBody:
required: true
content:
multipart/form-data:
schema:
type: object
properties:
pdf:
type: string
format: binary
description: 'Statement PDF file.'
merchantId:
type: string
description: 'The ID of the existing Merchant to whom the statement belongs to. <br> <b>Note: </b>If it is not provided it means that a new Merchant must be created and therefore the below section (merchantData) is required.'
example: 95b7a4b5-da9a-43bf-bd4a-b6d158d9e6f6
'merchantData[merchantName]':
type: string
description: "The Merchant's name. <br> <b>Note: </b>It is required if <b>merchantId</b> was not provided."
example: 'Acme Inc.'
'merchantData[industry]':
type: string
description: "The Merchant's MCC industry code. <br> <b>Note: </b>It is required if <b>merchantId</b> was not provided."
example: '5712'
'merchantData[firstName]':
type: string
description: "Merchant's first name."
example: John
'merchantData[lastName]':
type: string
description: "Merchant's last name."
example: Smith
'merchantData[phone]':
type: string
description: "Merchant's mobile phone number."
example: quis
'merchantData[email]':
type: string
description: "Merchant's email address."
example: john@smith.com
'merchantData[zip]':
type: string
description: "Merchant's ZIP."
example: '23456'
withDatapoints:
type: integer
description: 'Append all data points to the response. Default value = 0. <br>Possible values: [1 = true, 0 = false].'
example: 0
required:
- pdf
'/api/v1/statements/delete/{id}':
delete:
summary: '2.2 Delete Statement (id) - DEL'
operationId: 22DeleteStatementidDEL
description: '<p>Deletes a statement and all extracted or processed information, including any associated analyses.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example: []
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'A valid statement ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/submit-quote:
post:
summary: '2.3 Submit Quote - POST'
operationId: 23SubmitQuotePOST
description: "<p> When no statement is available, you may generate a proposal using generated data.</p>\n\n<p> Submit a quote by entering just a few data points.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'The given data was invalid.'
errors:
merchantData.merchantName:
- 'The merchant data.merchant name field is required.'
merchantData.industry:
- 'The merchant data.industry field is required.'
properties:
message:
type: string
example: 'The given data was invalid.'
errors:
type: object
properties:
merchantData.merchantName:
type: array
example:
- 'The merchant data.merchant name field is required.'
items:
type: string
merchantData.industry:
type: array
example:
- 'The merchant data.industry field is required.'
items:
type: string
tags:
- '2. Proposal'
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
debitVsCredit:
type: integer
description: 'Debit vs credit percentage.'
example: 50
cpVsCnp:
type: integer
description: 'Card present vs card not present percentage.'
example: 80
volume:
type: number
description: ''
example: 100000.0
averageTransaction:
type: number
description: ''
example: 45.0
fees:
type: number
description: ''
example: 2500.0
idPlan:
type: string
description: ''
example: '100'
merchantId:
type: string
description: 'The ID of the existing Merchant for whom the quick quote is done for. <br> <b>Note: </b>If it is not provided it means that a new Merchant must be created and therefore the below section (merchantData) is required.'
example: 95b7a4b5-da9a-43bf-bd4a-b6d158d9e6f6
'merchantData[merchantName]':
type: string
description: "The Merchant's name. <br> <b>Note: </b>It is required if <b>merchantId</b> is missing."
example: 'Acme Inc'
'merchantData[industry]':
type: string
description: "The Merchant's MCC industry code. <br> <b>Note: </b>It is required if <b>merchantId</b> is missing."
example: '5712'
'merchantData[firstName]':
type: string
description: "Merchant's first name."
example: John
'merchantData[lastName]':
type: string
description: "Merchant's last name."
example: Smith
'merchantData[phone]':
type: string
description: "Merchant's mobile phone number."
example: '23456785'
'merchantData[email]':
type: string
description: "Merchant's email address."
example: john@smith.com
'merchantData[zip]':
type: string
description: "Merchant's ZIP."
example: '52343'
withDatapoints:
type: integer
description: 'Append all data points to the response. Default value = 0. <br>Possible values: [1 = true, 0 = false].'
example: 0
required:
- debitVsCredit
- cpVsCnp
- volume
- averageTransaction
- fees
'/api/v1/submit-quote/{id}':
delete:
summary: '2.4 Delete Quote (id) - DEL'
operationId: 24DeleteQuoteidDEL
description: '<p>Deletes a specified quote, and all the data associated with it. </p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example: []
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'A valid statement ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/statement/download/pdf/{id}':
get:
summary: '2.5 Get Statement (id) - GET'
operationId: 25GetStatementidGET
description: '<p>Returns the uploaded statement with the specified id. </p>'
parameters: []
responses:
500:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'Server Error'
properties:
message:
type: string
example: 'Server Error'
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'A valid statement ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/statements/get-extracted-text/{id}':
get:
summary: '2.6 Get Extracted Text (id) - GET'
operationId: 26GetExtractedTextidGET
description: "<p>Returns the textual representation after performing optical-character-recognition (OCR) on the PDF statement.</p>\n\n<p>Depending on the quality of the document itself, this may not match 100% the PDF content.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
extractedText: '.... extracted text as a string ...'
properties:
extractedText:
type: string
example: '.... extracted text as a string ...'
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'A valid statement ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/statements/get-datapoints/{id}':
get:
summary: '2.7 Get Data Points (id)- GET'
operationId: 27GetDataPointsidGET
description: '<p>Returns the extracted and processed elements from the statement and proposal.</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
'EBT discRate': null
'Pricing Type': 'IC Plus'
'Merchant Name': GRILLE
'Merchant Address': null
'Merchant Number': '496'
'Statement Period Start': 05/01/18
'Statement Period End': 05/31/18
'Third Party Transactions': null
'Visa Credit amount': 22517.51
'Visa Credit discRate': 0.0015
'Visa Credit nrTransactions': 436
'Visa Credit transactionFee': null
'Visa Credit discRateProposed': 0.0027
'Visa Credit transactionFeeProposed': 0
'Visa Debit amount': 25568.33
'Visa Debit discRate': 0.0015
'Visa Debit nrTransactions': 553
'Visa Debit transactionFee': null
'Visa Debit discRateProposed': 0.0027
'Visa Debit transactionFeeProposed': 0
'Visa Auth nrTransactions': 1031
'Visa Auth transactionFee': 0.05
'Visa Auth transactionFeeProposed': 0
'Mastercard Credit amount': 15250.57
'Mastercard Credit discRate': 0.0015
'Mastercard Credit nrTransactions': 316
'Mastercard Credit transactionFee': null
'Mastercard Credit discRateProposed': 0.0027
'Mastercard Credit transactionFeeProposed': 0
'Mastercard Debit amount': 5275.82
'Mastercard Debit discRate': 0.0015
'Mastercard Debit nrTransactions': 103
'Mastercard Debit transactionFee': null
'Mastercard Debit discRateProposed': 0.0027
'Mastercard Debit transactionFeeProposed': 0
'Mastercard Auth nrTransactions': 435
'Mastercard Auth transactionFee': 0.05
'Mastercard Auth transactionFeeProposed': 0
'Discover Credit amount': 3609.83
'Discover Credit discRate': 0.0015
'Discover Credit nrTransactions': 64
'Discover Credit transactionFee': null
'Discover Credit discRateProposed': 0.0027
'Discover Credit transactionFeeProposed': 0
'Discover Debit amount': 152.31
'Discover Debit discRate': 0.0015
'Discover Debit nrTransactions': null
'Discover Debit transactionFee': null
'Discover Debit discRateProposed': 0.0027
'Discover Debit transactionFeeProposed': null
'Discover Auth nrTransactions': 64
'Discover Auth transactionFee': 0.05
'Discover Auth transactionFeeProposed': 0
'American Express amount': 13237.43
'American Express discRate': 0.0025
'American Express nrTransactions': 238
'American Express transactionFee': null
'American Express discRateProposed': 0.0027
'American Express transactionFeeProposed': 0
'American Express Auth nrTransactions': 242
'American Express Auth transactionFee': 0.05
'American Express Auth transactionFeeProposed': 0
'PIN Debit amount': null
'PIN Debit discRate': null
'PIN Debit nrTransactions': null
'PIN Debit transactionFee': null
'PIN Debit discRateProposed': null
'PIN Debit transactionFeeProposed': null
'EBT amount': null
'EBT nrTransactions': null
'EBT transactionFee': null
'EBT transactionFeeProposed': null
'Fleet Cards / Other amount': null
'Fleet Cards / Other discRate': null
'Fleet Cards / Other nrTransactions': null
'Fleet Cards / Other transactionFee': null
'Fleet Cards / Other discRateProposed': null
'Fleet Cards / Other transactionFeeProposed': null
'Interchange & downgrades': 1606.9
'Dues & Assessments': 153.86
'PIN debit interchange': null
'AVS nrTransactions': null
'AVS transactionFee': null
'PCI compliance': null
'Non-PCI compliance': null
'Batch nrTransactions': 24
'Batch transactionFee': 0.05
Monthly: 13.5
Chargeback: null
Surcharging: null
'Total Volume': 85611.8
'Total Fees': 2013.2
Industry: '5399'
'Representative First Name': null
'Representative Last Name': null
'Representative Phone': null
'Representative Email': null
'Card brands / other': null
'Processing Fees': 252.44
'Pass-Through Fees': 1760.76
'Other fees': 7.48
'Calculated Other Fees': null
'Total Calculated Fees': 2013.2
'Monthly Fees': 2013.2
'1-Year Fees': 24158.4
'3-Year Fees': 72475.2
'Effective Rate': 0.0235
'Avoidable Fees': null
'Potential Savings': 820.71
'Statement Period': 'May 2018'
'Total nrTransactions': 1710
'Average Ticket': 50.07
'Processing Fees Proposed': 239.84
'Interchange & downgrades Proposed': 1577.23
'Interchange optimization Proposed': -26.12
'PIN debit interchange Proposed': null
'AVS transactionFee Proposed': null
'PCI compliance Proposed': null
'Non-PCI compliance Proposed': null
'Batch transactionFee Proposed': 0.05
'Monthly Proposed': null
'Chargeback Proposed': null
'Other fees Proposed': 7.48
'Total Fees Proposed': 1944.81
'Effective Rate Proposed': 0.0227
'Monthly Savings': 68.39
'3 Year Savings': 2462.14
'Pass-Through Fees Proposed': 1704.97
'Percent Processing Fees': 0.0029
'Percent Processing Fees Proposed': 0.0028
'Percent Pass-Through Fees': 0.0206
'Percent Pass-Through Fees Proposed': 0.0199
'Calculated Other Fees Proposed': null
'Percent Other Fees': null
'Percent Other Fees Proposed': null
'Calculated Total Volume': 85611.8
'Card brands / other Proposed': null
'Dues & Assessments Proposed': 153.86
'Surcharging Proposed': null
'Tiers Proposed': null
'Custom Service Proposed': null
'Other Processing Fees': null
'Margin Proposed Company': 161.99
'Company Residual Proposed': 81
'Agent Residual Proposed': 81
'Potential Margin Company': 218.97
'Potential Margin Agent': 218.97
'Processor Cost Proposed': 69.16
'Margin Proposed Agent': 161.99
'Pass-through Fees To Substract': 0
Interchange:
-
term: 'MC-WORLDCARD RESTAURANT'
normalized: 'Restaurant - World'
network: Mastercard
amount: 1320.32
countTx: 44
rate: 0.0173
perTx: 0.1
fee: 27.24
standardRate: 0.0173
standardPerTx: 0.1
standardFee: 27.241536
padding: 0
-
term: 'MC-COM T & E I(US) FLEET'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1199.97
countTx: 32
rate: 0.0275
perTx: 0
fee: 33
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 34.999205
padding: 0
-
term: 'MC-CORP T & E I(US) BUS'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1352.58
countTx: 29
rate: 0.025
perTx: 0
fee: 33.82
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 38.74337
padding: 0
-
term: 'MC-CORP PURCHASING INTL PUR'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 40
countTx: 1
rate: 0.0285
perTx: 0
fee: 1.14
standardRate: 0.02
standardPerTx: 0
standardFee: 0.8
padding: 0.34
-
term: 'MC-CORP T & E I(US) CORP'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1237.1
countTx: 27
rate: 0.0275
perTx: 0
fee: 34.02
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 35.48315
padding: 0
-
term: 'MC-CORP BUSINESS INTL FLT'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 153.13
countTx: 3
rate: 0.0285
perTx: 0
fee: 4.36
standardRate: 0.02
standardPerTx: 0
standardFee: 3.0626
padding: 1.2974
-
term: 'MC-WORLD ELITE RESTAURANT'
normalized: 'Restaurant - World Elite'
network: Mastercard
amount: 1460.21
countTx: 44
rate: 0.022
perTx: 0.1
fee: 36.52
standardRate: 0.022
standardPerTx: 0.1
standardFee: 36.52462
padding: 0
-
term: 'MC-WORLD ELITE - OTHER'
normalized: 'Merit I - World Elite '
network: Mastercard
amount: 1855.57
countTx: 19
rate: 0.0275
perTx: 0.1
fee: 52.93
standardRate: 0.025
standardPerTx: 0.1
standardFee: 48.28925
padding: 4.64075
-
term: 'MC-BUS LEVEL 2 T&E I'
normalized: 'Commercial T&E Business Level 2'
network: Mastercard
amount: 71
countTx: 4
rate: 0.0266
perTx: 0
fee: 1.89
standardRate: 0.025
standardPerTx: 0.1
standardFee: 2.175
padding: 0
-
term: 'MC-SMALL TICKET (DB)'
normalized: 'Small Ticket Debit/Prepaid - Non-Regulated Consumer Debit'
network: Mastercard
amount: 55.24
countTx: 6
rate: 0.0155
perTx: 0.04
fee: 1.1
standardRate: 0.0155
standardPerTx: 0.04
standardFee: 1.09622
padding: 0
-
term: 'MC-RESTAURANT (DB)'
normalized: null
network: null
amount: 308.38
countTx: 12
rate: 0.0119
perTx: 0.1
fee: 4.87
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-INT SPR PREM ELECTRONIC(US)'
normalized: null
network: null
amount: 25.14
countTx: 1
rate: 0.0283
perTx: 0
fee: 0.71
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-COM T & E I(US) PURCH'
normalized: null
network: null
amount: 449.72
countTx: 7
rate: 0.0275
perTx: 0
fee: 12.37
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-BUS LEVEL 3 T&E I'
normalized: null
network: null
amount: 122.06
countTx: 2
rate: 0.0271
perTx: 0
fee: 3.31
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-BUS LEVEL 4 T&E I'
normalized: 'Commercial T&E Business Level 4'
network: Mastercard
amount: 30.78
countTx: 1
rate: 0.0281
perTx: 0
fee: 0.86
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 0.91567
padding: 0
-
term: 'MC-REG INCENT FRF ADJ POS (DB)'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 3268.01
countTx: 60
rate: 0.0005
perTx: 0.22
fee: 14.83
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 14.834005
padding: 0
-
term: 'MC-REGULATED FRD ADJ COMM (DB)'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 103
countTx: 1
rate: 0.0005
perTx: 0.22
fee: 0.27
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 0.2715
padding: 0
-
term: 'MC-PREM CON ELEC ACQUSISSCAN'
normalized: null
network: null
amount: 197.24
countTx: 3
rate: 0.027
perTx: 0
fee: 5.33
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ENHANCED MERIT III BASE'
normalized: 'Merit III Base - Enhanced (=Card Present)'
network: Mastercard
amount: 1280.19
countTx: 32
rate: 0.0173
perTx: 0.1
fee: 25.35
standardRate: 0.0173
standardPerTx: 0.1
standardFee: 25.347287
padding: 0
-
term: 'MC-PREM CON ELEC ACQUSISSLAC'
normalized: null
network: null
amount: 30.1
countTx: 2
rate: 0.027
perTx: 0
fee: 0.81
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-HIGH VAL RESTAURANT'
normalized: 'Restaurant - World High Value'
network: Mastercard
amount: 84.32
countTx: 2
rate: 0.022
perTx: 0.1
fee: 2.06
standardRate: 0.022
standardPerTx: 0.1
standardFee: 2.05504
padding: 0
-
term: 'MC-DOMESTIC MERIT III (DB)'
normalized: 'Merit III Base (Card Present) - Non-Regulated Consumer Debit'
network: Mastercard
amount: 1541.19
countTx: 24
rate: 0.0105
perTx: 0.15
fee: 19.78
standardRate: 0.0105
standardPerTx: 0.15
standardFee: 19.782495
padding: 0
-
term: 'MC-FOREIGN ELECTRONIC PLUS'
normalized: null
network: null
amount: 73.05
countTx: 4
rate: 0.0195
perTx: 0
fee: 1.42
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-DOMESTIC MERIT III'
normalized: 'Merit III Base - Core (=Card Present) | Consumer Credit'
network: Mastercard
amount: 1882.57
countTx: 38
rate: 0.0158
perTx: 0.1
fee: 33.54
standardRate: 0.0158
standardPerTx: 0.1
standardFee: 33.544606
padding: 0
-
term: 'MC-WORLDCARD - OTHER'
normalized: 'Merit III Base - World (=Card Present)'
network: Mastercard
amount: 2385.52
countTx: 21
rate: 0.023
perTx: 0.1
fee: 56.97
standardRate: 0.0177
standardPerTx: 0.1
standardFee: 44.323704
padding: 12.646296
-
term: VISA
normalized: null
network: null
amount: -25
countTx: 1
rate: 0
perTx: 0
fee: 0
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-US REGULATED (DB)'
normalized: 'CPS/Supermarket, Debit - Regulated (CP)'
network: Visa
amount: 17032.88
countTx: 326
rate: 0.0005
perTx: 0.22
fee: 80.24
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 80.23644
padding: 0
-
term: 'VI-CPS SMALL TICKET (PP)'
normalized: 'CPS/Small Ticket, Prepaid - Exempt (CP)'
network: Visa
amount: 55.46
countTx: 6
rate: 0.016
perTx: 0.05
fee: 1.19
standardRate: 0.016
standardPerTx: 0.05
standardFee: 1.18736
padding: 0
-
term: 'VI-BUSINESS CARD CP (DB)'
normalized: 'Business Debit Card Present CP - Exempt'
network: Visa
amount: 57.72
countTx: 2
rate: 0.017
perTx: 0.1
fee: 1.18
standardRate: 0.017
standardPerTx: 0.1
standardFee: 1.18124
padding: 0
-
term: 'VI-US REGULATED COMM (DB)'
normalized: 'Interregional Regulated Debit - All Commercial Products'
network: Visa
amount: 510.5
countTx: 8
rate: 0.0005
perTx: 0.22
fee: 2.02
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 2.01525
padding: 0
-
term: 'VI-US CPS/SMALL TCKT REG (DB)'
normalized: 'CPS/Small Ticket, Debit - Regulated (CP)'
network: Visa
amount: 498.36
countTx: 53
rate: 0.0005
perTx: 0.22
fee: 11.91
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 11.90918
padding: 0
-
term: 'VI-CPS/SMALL TICKET'
normalized: 'Small Ticket - All Other'
network: Visa
amount: 264.38
countTx: 25
rate: 0.0165
perTx: 0.04
fee: 5.36
standardRate: 0.019
standardPerTx: 0
standardFee: 5.02322
padding: 0.33678
-
term: 'VI-CPS/REWARDS 2'
normalized: null
network: null
amount: 1780.83
countTx: 24
rate: 0.0195
perTx: 0.1
fee: 37.13
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS/RESTAURANT CREDIT'
normalized: null
network: null
amount: 1304.7
countTx: 27
rate: 0.0154
perTx: 0.1
fee: 22.79
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-INTREG BUS/CORP/PURCH (US)'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 334.68
countTx: 10
rate: 0.0245
perTx: 0
fee: 8.2
standardRate: 0.02
standardPerTx: 0
standardFee: 6.6936
padding: 1.5064
-
term: 'VI-ELECTRONIC (US ACQ)'
normalized: 'Electronic Program - All Commerical Products'
network: Visa
amount: 248.93
countTx: 10
rate: 0.0155
perTx: 0
fee: 3.86
standardRate: 0.02
standardPerTx: 0
standardFee: 4.9786
padding: 0
-
term: 'VI-INTREG CHIP ISS (US)'
normalized: 'Issuer Chip Card - All Commerical Products'
network: Visa
amount: 114.82
countTx: 4
rate: 0.0165
perTx: 0
fee: 1.89
standardRate: 0.02
standardPerTx: 0
standardFee: 2.2964
padding: 0
-
term: 'VI-EIRF NON CPS ALL OTHER'
normalized: null
network: null
amount: 181
countTx: 1
rate: 0.023
perTx: 0.1
fee: 4.26
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE CARD ELECTRONIC'
normalized: null
network: null
amount: 5682.82
countTx: 101
rate: 0.023
perTx: 0.1
fee: 140.81
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-INTER PREM CAN ISS US ACQ'
normalized: null
network: null
amount: 111.49
countTx: 3
rate: 0.0225
perTx: 0
fee: 2.51
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-BUSINESS CARD TR1 ELEC T&E'
normalized: null
network: null
amount: 246.88
countTx: 4
rate: 0.024
perTx: 0.1
fee: 6.33
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE PREFERRED CRP ELC'
normalized: null
network: null
amount: 8346.52
countTx: 158
rate: 0.024
perTx: 0.1
fee: 216.12
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE PREFERRED CRP STD'
normalized: null
network: null
amount: 86.63
countTx: 1
rate: 0.0295
perTx: 0.1
fee: 2.66
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SUPER PREMIUM LAC ISS US AC'
normalized: 'Issuer Chip Card - Infinite'
network: Visa
amount: 86.2
countTx: 4
rate: 0.0242
perTx: 0
fee: 2.09
standardRate: 0.0197
standardPerTx: 0
standardFee: 1.69814
padding: 0.39186
-
term: 'VI-BUSINESS CARD TR2 ELEC T&E'
normalized: 'Commercial/Corporate/Purchasing Level II'
network: Visa
amount: 36
countTx: 1
rate: 0.0275
perTx: 0.15
fee: 1.14
standardRate: 0.025
standardPerTx: 0.1
standardFee: 1
padding: 0.14
-
term: 'VI-BUSINESS CARD TR3 ELEC T&E'
normalized: null
network: null
amount: 281.19
countTx: 5
rate: 0.0285
perTx: 0.2
fee: 9.01
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS SMALL TICKET (DB)'
normalized: 'CPS/Small Ticket, Debit - Exempt (CP)'
network: Visa
amount: 248.33
countTx: 22
rate: 0.0155
perTx: 0.04
fee: 4.73
standardRate: 0.0155
standardPerTx: 0.04
standardFee: 4.729115
padding: 0
-
term: 'VI-CPS/RESTAURANT (DB)'
normalized: 'CPS/Restaurant, Debit - Exempt (CP)'
network: Visa
amount: 6826.5
countTx: 123
rate: 0.0119
perTx: 0.1
fee: 93.54
standardRate: 0.0119
standardPerTx: 0.1
standardFee: 93.53535
padding: 0
-
term: 'VI-CORPORATE TRAVEL SVC'
normalized: 'Commercial/Corporate/Purchasing Travel Service'
network: Visa
amount: 1881.49
countTx: 28
rate: 0.0265
perTx: 0.1
fee: 52.66
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 52.659485
padding: 0
-
term: 'VI-PURCHASING TRAVEL SVC'
normalized: 'Commercial/Corporate/Purchasing Travel Service'
network: Visa
amount: 830.56
countTx: 12
rate: 0.0265
perTx: 0.1
fee: 23.21
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 23.20984
padding: 0
-
term: 'VI-US HNW CONSUMER ELECT'
normalized: null
network: null
amount: 159.79
countTx: 7
rate: 0.024
perTx: 0.1
fee: 4.54
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-BUSINESS CARD TR4 ELEC'
normalized: null
network: null
amount: 563.6
countTx: 11
rate: 0.0295
perTx: 0.2
fee: 18.83
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS/RESTAURANT (PP)'
normalized: 'CPS/Restaurant, Prepaid - Exempt (CP)'
network: Visa
amount: 338.58
countTx: 13
rate: 0.0115
perTx: 0.15
fee: 5.84
standardRate: 0.0115
standardPerTx: 0.15
standardFee: 5.84367
padding: 0
-
term: 'DSCVR INTL CONSUMER CREDIT'
normalized: 'PSL US International Commercial'
network: Discover
amount: 58
countTx: 2
rate: 0.0215
perTx: 0
fee: 1.25
standardRate: 0.024
standardPerTx: 0.1
standardFee: 1.592
padding: 0
-
term: 'DSCVR PSL REST DB'
normalized: 'PSL Restaurants - Premium Plus'
network: Discover
amount: 152.31
countTx: 1
rate: 0.011
perTx: 0.16
fee: 1.84
standardRate: 0.024
standardPerTx: 0.1
standardFee: 3.75544
padding: 0
-
term: 'DSCVR COMML ELECT OTHER'
normalized: 'PSL Commercial Electronic'
network: Discover
amount: 978.02
countTx: 17
rate: 0.023
perTx: 0.1
fee: 24.19
standardRate: 0.0235
standardPerTx: 0.1
standardFee: 24.68347
padding: 0
-
term: 'DSCVR PSL REST PR'
normalized: 'PSL Restaurants - Rewards'
network: Discover
amount: 894.54
countTx: 10
rate: 0.022
perTx: 0.1
fee: 20.68
standardRate: 0.0195
standardPerTx: 0.1
standardFee: 18.44353
padding: 2.23647
-
term: 'DSCVR PSL REST RW'
normalized: 'PSL Restaurants - Core'
network: Discover
amount: 1666.27
countTx: 32
rate: 0.019
perTx: 0.1
fee: 34.86
standardRate: 0.0156
standardPerTx: 0.1
standardFee: 29.193812
padding: 5.666188
-
term: 'DSCVR PSL EXP SVC RW'
normalized: 'PSL Express Services - Core'
network: Discover
amount: 13
countTx: 2
rate: 0.0195
perTx: 0
fee: 0.25
standardRate: 0.0195
standardPerTx: 0
standardFee: 0.2535
padding: 0
-
term: 'AXP RESTAURANT BASE T1'
normalized: 'Restaurant Tier 1'
network: AMEX
amount: 987.3
countTx: 55
rate: 0.0185
perTx: 0.1
fee: 23.77
standardRate: 0.0185
standardPerTx: 0.1
standardFee: 23.76505
padding: 0
-
term: 'AXP RESTAURANT NONUS T1'
normalized: 'Restaurant Non-U.S. Tier 1'
network: AMEX
amount: 93.8
countTx: 4
rate: 0.0225
perTx: 0.1
fee: 2.51
standardRate: 0.0225
standardPerTx: 0.1
standardFee: 2.5105
padding: 0
-
term: 'AXP RESTAURANT BASE T2'
normalized: 'Restaurant Tier 2'
network: AMEX
amount: 9111.85
countTx: 166
rate: 0.0245
perTx: 0.1
fee: 239.84
standardRate: 0.025
standardPerTx: 0.1
standardFee: 244.39625
padding: 0
-
term: 'AXP RESTAURANT NONSWIPE T2'
normalized: 'Restaurant Non-Swipe Tier 2'
network: AMEX
amount: 41.2
countTx: 1
rate: 0.0275
perTx: 0.1
fee: 1.23
standardRate: 0.028
standardPerTx: 0.1
standardFee: 1.2536
padding: 0
-
term: 'AXP RESTAURANT NONUS T2'
normalized: 'Restaurant Non-U.S. Tier 2'
network: AMEX
amount: 131.43
countTx: 3
rate: 0.0285
perTx: 0.1
fee: 4.05
standardRate: 0.025
standardPerTx: 0.1
standardFee: 3.58575
padding: 0.46425
-
term: 'AXP RESTAURANT BASE T3'
normalized: 'Restaurant Tier 3'
network: AMEX
amount: 2871.85
countTx: 9
rate: 0.0275
perTx: 0.1
fee: 79.88
standardRate: 0.0285
standardPerTx: 0.1
standardFee: 82.747725
padding: 0
'Total Interchange padding': 29.666394
'Interchange optimization':
totalSavings: 189.54499
items:
-
term: 'MC-CORP DATA RATE I (US) BUS'
normalized: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1'
network: Mastercard
amount: 15303.97
rate: 0.0265
countTx: 48
perTx: 0.1
fee: 410.36
padding: 0
paddingPercentage: 0
standardCost: 410.35521
standardRate: 0.0265
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 295.57543
savings: 114.77978
maxOptimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 295.57543
maxOptimizedSavings: 114.77978
-
term: 'VI-PURCHASING CARD CNP'
normalized: 'Commercial/Corporate/Purchasing Card Not Present'
network: Visa
amount: 5297.85
rate: 0.027
countTx: 11
perTx: 0.1
fee: 144.14
padding: 0
paddingPercentage: 0
standardCost: 144.14195
standardRate: 0.027
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Commercial/Corporate/Purchasing Level II'
optimizedRate: 0.025
optimizedPerTx: 0.1
optimizedCost: 133.54625
savings: 10.5957
-
level: 3
optimizedCategory: 'Commercial/Corporate/Purchasing Level III'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 101.75915
savings: 42.3828
maxOptimizedCategory: 'Commercial/Corporate/Purchasing Level III'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 101.75915
maxOptimizedSavings: 42.3828
-
term: 'MC-WORLD ELITE MERIT I'
normalized: 'Merit I - World Elite '
network: Mastercard
amount: 1671.82
rate: 0.026
countTx: 7
perTx: 0.1
fee: 44.17
padding: 0
paddingPercentage: 0
standardCost: 44.16732
standardRate: 0.026
standardPerTx: 0.1
availableOptimizations:
-
level: 3
optimizedCategory: 'MC World Elite Merit 1 (3D Secure)'
optimizedRate: 0.022
optimizedPerTx: 0.1
optimizedCost: 37.48004
savings: 6.68728
maxOptimizedCategory: 'MC World Elite Merit 1 (3D Secure)'
maxOptimizedRate: 0.022
maxOptimizedPerTx: 0.1
maxOptimizedCost: 37.48004
maxOptimizedSavings: 6.68728
-
term: 'VI-EIRF NON CPS ALL OTHER (PP)'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF) - Exempt'
network: Visa
amount: 1825
rate: 0.018
countTx: 5
perTx: 0.2
fee: 33.85
padding: 0
paddingPercentage: 0
standardCost: 33.85
standardRate: 0.018
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)'
optimizedRate: 0.0175
optimizedPerTx: 0.2
optimizedCost: 32.9375
savings: 0.9125
maxOptimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)'
maxOptimizedRate: 0.0175
maxOptimizedPerTx: 0.2
maxOptimizedCost: 32.9375
maxOptimizedSavings: 0.9125
-
term: 'MC-COM DATA RATE I FLT NFUEL'
normalized: 'Data Rate I - Large Market Credit | Commercial Data Rate I Large Market'
network: Mastercard
amount: 1118.8
rate: 0.027
countTx: 8
perTx: 0.1
fee: 31.01
padding: 0
paddingPercentage: 0
standardCost: 31.0076
standardRate: 0.027
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II - Large Market Credit | Commercial Data Rate II Large Market'
optimizedRate: 0.025
optimizedPerTx: 0.1
optimizedCost: 28.77
savings: 2.2376
-
level: 3
optimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 22.0572
savings: 8.9504
maxOptimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 22.0572
maxOptimizedSavings: 8.9504
-
term: 'MC-DOMESTIC MERIT I (DB)'
normalized: 'Merit I - Debit Rate | Non-Regulated Consumer Debit'
network: Mastercard
amount: 1067.32
rate: 0.0165
countTx: 9
perTx: 0.15
fee: 18.96
padding: 0
paddingPercentage: 0
standardCost: 18.96078
standardRate: 0.0165
standardPerTx: 0.15
availableOptimizations:
-
level: 3
optimizedCategory: 'MC Merit 1 Debit (3D Secure)'
optimizedRate: 0.011
optimizedPerTx: 0.15
optimizedCost: 13.09052
savings: 5.87026
maxOptimizedCategory: 'MC Merit 1 Debit (3D Secure)'
maxOptimizedRate: 0.011
maxOptimizedPerTx: 0.15
maxOptimizedCost: 13.09052
maxOptimizedSavings: 5.87026
-
term: 'MC-BUS LEVEL 2 DATA RATE I'
normalized: 'Data Rate I Level 2 Business World | Commercial Data Rate I Business Level 2'
network: Mastercard
amount: 550
rate: 0.028
countTx: 1
perTx: 0.1
fee: 15.5
padding: 0
paddingPercentage: 0
standardCost: 15.5
standardRate: 0.028
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2'
optimizedRate: 0.0205
optimizedPerTx: 0.1
optimizedCost: 11.375
savings: 4.125
maxOptimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2'
maxOptimizedRate: 0.0205
maxOptimizedPerTx: 0.1
maxOptimizedCost: 11.375
maxOptimizedSavings: 4.125
-
term: 'VI-EIRF NON CPS ALL OTHER (DB)'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 558.22
rate: 0.0175
countTx: 5
perTx: 0.2
fee: 10.77
padding: 0
paddingPercentage: 0
standardCost: 10.76885
standardRate: 0.0175
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
optimizedRate: 0.0165
optimizedPerTx: 0.15
optimizedCost: 9.96063
savings: 0.80822
maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
maxOptimizedRate: 0.0165
maxOptimizedPerTx: 0.15
maxOptimizedCost: 9.96063
maxOptimizedSavings: 0.80822
-
term: 'VI-US BUS TR4 PRD 1'
normalized: 'Business Product 1 - Tier 4'
network: Visa
amount: 254.5
rate: 0.0295
countTx: 2
perTx: 0.1
fee: 7.71
padding: 0
paddingPercentage: 0
standardCost: 7.70775
standardRate: 0.0295
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 4'
optimizedRate: 0.022
optimizedPerTx: 0.1
optimizedCost: 5.799
savings: 1.90875
maxOptimizedCategory: 'Business Level II - Tier 4'
maxOptimizedRate: 0.022
maxOptimizedPerTx: 0.1
maxOptimizedCost: 5.799
maxOptimizedSavings: 1.90875
-
term: 'VI-NON QUAL BUS CR'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 200
rate: 0.0315
countTx: 1
perTx: 0.2
fee: 6.5
padding: 0
paddingPercentage: 0
standardCost: 6.5
standardRate: 0.0315
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 3.9
savings: 2.6
maxOptimizedCategory: 'Business Level II - Tier 1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 3.9
maxOptimizedSavings: 2.6
-
term: 'MC-ENHANCED MERIT I'
normalized: 'Merit I - Enhanced '
network: Mastercard
amount: 130
rate: 0.021
countTx: 1
perTx: 0.1
fee: 2.83
padding: 0
paddingPercentage: 0
standardCost: 2.83
standardRate: 0.021
standardPerTx: 0.1
availableOptimizations:
-
level: 3
optimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)'
optimizedRate: 0.017
optimizedPerTx: 0.1
optimizedCost: 2.31
savings: 0.52
maxOptimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)'
maxOptimizedRate: 0.017
maxOptimizedPerTx: 0.1
maxOptimizedCost: 2.31
maxOptimizedSavings: 0.52
'Card Brands Dues and Assessments':
-
term: 'MASTERCARD ASSESSMENT FEE'
normalized: 'Assessment %'
network: Mastercard
amount: 20526.39
countTx: 1
rate: 0.0013
perTx: 0
fee: 26.68
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC LICENSE VOLUME FEE'
normalized: 'MC Acquirer License Fee'
network: Mastercard
amount: 20526.39
countTx: 1
rate: 6.1E-5
perTx: 0
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC NETWORK ACCESS AUTH FEE'
normalized: 'Assessment PI (NABU Fee)'
network: Mastercard
amount: 0
countTx: 416
rate: 0
perTx: 0.0195
fee: 8.11
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA ASSESSMENT FEE CR'
normalized: 'Assessments %'
network: Visa
amount: 22542.51
countTx: 1
rate: 0.0013
perTx: 0
fee: 29.31
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA ASSESSMENT FEE DB'
normalized: 'Visa Debit Assessments'
network: Visa
amount: 25568.33
countTx: 1
rate: 0.0013
perTx: 0
fee: 33.24
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'ACQUIRER PROCESSOR FEE CREDIT'
normalized: null
network: null
amount: 0
countTx: 448
rate: 0
perTx: 0.0195
fee: 8.74
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'ACQUIRER PROCESSOR FEE DB/PP'
normalized: null
network: null
amount: 0
countTx: 573
rate: 0
perTx: 0.0155
fee: 8.88
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DISCOVER ASSESSMENT FEE'
normalized: 'Assessment %'
network: Discover
amount: 3762.14
countTx: 1
rate: 0.0013
perTx: 0
fee: 4.89
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DISCOVER DATA USAGE FEE'
normalized: 'Assessment PI (Network Authorization Fee)†'
network: Discover
amount: 0
countTx: 64
rate: 0
perTx: 0.0195
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'NETWORK AUTHORIZATION FEE'
normalized: null
network: null
amount: 0
countTx: 64
rate: 0
perTx: 0.0025
fee: 0.16
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'AMEX NETWORK FEE'
normalized: 'Amex Network Fees'
network: AMEX
amount: 13237.43
countTx: 1
rate: 0.0015
perTx: 0
fee: 19.86
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI BASE II SYSTEM FILE FEE'
normalized: 'Clearing Access'
network: Visa
amount: 0
countTx: 990
rate: 0
perTx: 0.0018
fee: 1.78
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI BASE II CR VOUCHER FEE CR'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.0195
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA INTL SERVICE FEE - BASE'
normalized: null
network: null
amount: 797.21
countTx: 28
rate: 0
perTx: 0
fee: 6.38
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'US CROSS BORDER FEE'
normalized: null
network: null
amount: 518.66
countTx: 14
rate: 0
perTx: 0
fee: 3.11
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI TRANSACTION INTEGRITY FEE'
normalized: 'Visa Transaction Integrity Fee (TIF)'
network: Visa
amount: 0
countTx: 2
rate: 0
perTx: 0.1
fee: 0.2
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
'Total Card Brands Dues and Assessments padding': 0
'Processor-Specific Fees':
-
term: 'MASTERCARD SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 15250.57
rate: 0.0015
countTx: 1
perTx: 0
fee: 22.88
-
term: 'MASTERCARD DEBIT SALES DISC'
category: 'Processing fee'
network: Processor
amount: 5275.82
rate: 0.0015
countTx: 1
perTx: 0
fee: 7.91
-
term: 'MASTERCARD AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 435
perTx: 0.05
fee: 21.75
-
term: 'VISA DEBIT SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 25568.33
rate: 0.0015
countTx: 1
perTx: 0
fee: 38.35
-
term: 'VISA SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 22542.51
rate: 0.0015
countTx: 1
perTx: 0
fee: 33.81
-
term: 'VISA AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 1031
perTx: 0.05
fee: 51.55
-
term: 'DISCOVER SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 3609.83
rate: 0.0015
countTx: 1
perTx: 0
fee: 5.41
-
term: 'DISCOVER DEBIT SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 152.31
rate: 0.0015
countTx: 1
perTx: 0
fee: 0.23
-
term: 'DISCOVER AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 64
perTx: 0.05
fee: 3.2
-
term: 'AMEX AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 242
perTx: 0.05
fee: 12.1
-
term: 'AMEX SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 13237.43
rate: 0.0025
countTx: 1
perTx: 0
fee: 33.09
-
term: 'BATCH SETTLEMENT FEE'
category: Batch
network: Processor
amount: 0
rate: 0
countTx: 24
perTx: 0.05
fee: 1.2
-
term: 'REGULATORY PRODUCT FEE'
category: Service
network: Processor
amount: 0
rate: 0
countTx: 1
perTx: 0
fee: 3.5
-
term: 'MONTHLY STATEMENT FEE'
category: Service
network: Processor
amount: 0
rate: 0
countTx: 1
perTx: 0
fee: 10
'Unknown Fees':
-
term: 'MASTERCARD KILOBYTE TRANS FEE'
normalized: null
network: null
amount: 0
rate: 0
countTx: 213
perTx: 0.035
fee: 7.46
properties:
'EBT discRate':
type: string
example: null
'Pricing Type':
type: string
example: 'IC Plus'
'Merchant Name':
type: string
example: GRILLE
'Merchant Address':
type: string
example: null
'Merchant Number':
type: string
example: '496'
'Statement Period Start':
type: string
example: 05/01/18
'Statement Period End':
type: string
example: 05/31/18
'Third Party Transactions':
type: string
example: null
'Visa Credit amount':
type: number
example: 22517.51
'Visa Credit discRate':
type: number
example: 0.0015
'Visa Credit nrTransactions':
type: integer
example: 436
'Visa Credit transactionFee':
type: string
example: null
'Visa Credit discRateProposed':
type: number
example: 0.0027
'Visa Credit transactionFeeProposed':
type: integer
example: 0
'Visa Debit amount':
type: number
example: 25568.33
'Visa Debit discRate':
type: number
example: 0.0015
'Visa Debit nrTransactions':
type: integer
example: 553
'Visa Debit transactionFee':
type: string
example: null
'Visa Debit discRateProposed':
type: number
example: 0.0027
'Visa Debit transactionFeeProposed':
type: integer
example: 0
'Visa Auth nrTransactions':
type: integer
example: 1031
'Visa Auth transactionFee':
type: number
example: 0.05
'Visa Auth transactionFeeProposed':
type: integer
example: 0
'Mastercard Credit amount':
type: number
example: 15250.57
'Mastercard Credit discRate':
type: number
example: 0.0015
'Mastercard Credit nrTransactions':
type: integer
example: 316
'Mastercard Credit transactionFee':
type: string
example: null
'Mastercard Credit discRateProposed':
type: number
example: 0.0027
'Mastercard Credit transactionFeeProposed':
type: integer
example: 0
'Mastercard Debit amount':
type: number
example: 5275.82
'Mastercard Debit discRate':
type: number
example: 0.0015
'Mastercard Debit nrTransactions':
type: integer
example: 103
'Mastercard Debit transactionFee':
type: string
example: null
'Mastercard Debit discRateProposed':
type: number
example: 0.0027
'Mastercard Debit transactionFeeProposed':
type: integer
example: 0
'Mastercard Auth nrTransactions':
type: integer
example: 435
'Mastercard Auth transactionFee':
type: number
example: 0.05
'Mastercard Auth transactionFeeProposed':
type: integer
example: 0
'Discover Credit amount':
type: number
example: 3609.83
'Discover Credit discRate':
type: number
example: 0.0015
'Discover Credit nrTransactions':
type: integer
example: 64
'Discover Credit transactionFee':
type: string
example: null
'Discover Credit discRateProposed':
type: number
example: 0.0027
'Discover Credit transactionFeeProposed':
type: integer
example: 0
'Discover Debit amount':
type: number
example: 152.31
'Discover Debit discRate':
type: number
example: 0.0015
'Discover Debit nrTransactions':
type: string
example: null
'Discover Debit transactionFee':
type: string
example: null
'Discover Debit discRateProposed':
type: number
example: 0.0027
'Discover Debit transactionFeeProposed':
type: string
example: null
'Discover Auth nrTransactions':
type: integer
example: 64
'Discover Auth transactionFee':
type: number
example: 0.05
'Discover Auth transactionFeeProposed':
type: integer
example: 0
'American Express amount':
type: number
example: 13237.43
'American Express discRate':
type: number
example: 0.0025
'American Express nrTransactions':
type: integer
example: 238
'American Express transactionFee':
type: string
example: null
'American Express discRateProposed':
type: number
example: 0.0027
'American Express transactionFeeProposed':
type: integer
example: 0
'American Express Auth nrTransactions':
type: integer
example: 242
'American Express Auth transactionFee':
type: number
example: 0.05
'American Express Auth transactionFeeProposed':
type: integer
example: 0
'PIN Debit amount':
type: string
example: null
'PIN Debit discRate':
type: string
example: null
'PIN Debit nrTransactions':
type: string
example: null
'PIN Debit transactionFee':
type: string
example: null
'PIN Debit discRateProposed':
type: string
example: null
'PIN Debit transactionFeeProposed':
type: string
example: null
'EBT amount':
type: string
example: null
'EBT nrTransactions':
type: string
example: null
'EBT transactionFee':
type: string
example: null
'EBT transactionFeeProposed':
type: string
example: null
'Fleet Cards / Other amount':
type: string
example: null
'Fleet Cards / Other discRate':
type: string
example: null
'Fleet Cards / Other nrTransactions':
type: string
example: null
'Fleet Cards / Other transactionFee':
type: string
example: null
'Fleet Cards / Other discRateProposed':
type: string
example: null
'Fleet Cards / Other transactionFeeProposed':
type: string
example: null
'Interchange & downgrades':
type: number
example: 1606.9
'Dues & Assessments':
type: number
example: 153.86
'PIN debit interchange':
type: string
example: null
'AVS nrTransactions':
type: string
example: null
'AVS transactionFee':
type: string
example: null
'PCI compliance':
type: string
example: null
'Non-PCI compliance':
type: string
example: null
'Batch nrTransactions':
type: integer
example: 24
'Batch transactionFee':
type: number
example: 0.05
Monthly:
type: number
example: 13.5
Chargeback:
type: string
example: null
Surcharging:
type: string
example: null
'Total Volume':
type: number
example: 85611.8
'Total Fees':
type: number
example: 2013.2
Industry:
type: string
example: '5399'
'Representative First Name':
type: string
example: null
'Representative Last Name':
type: string
example: null
'Representative Phone':
type: string
example: null
'Representative Email':
type: string
example: null
'Card brands / other':
type: string
example: null
'Processing Fees':
type: number
example: 252.44
'Pass-Through Fees':
type: number
example: 1760.76
'Other fees':
type: number
example: 7.48
'Calculated Other Fees':
type: string
example: null
'Total Calculated Fees':
type: number
example: 2013.2
'Monthly Fees':
type: number
example: 2013.2
'1-Year Fees':
type: number
example: 24158.4
'3-Year Fees':
type: number
example: 72475.2
'Effective Rate':
type: number
example: 0.0235
'Avoidable Fees':
type: string
example: null
'Potential Savings':
type: number
example: 820.71
'Statement Period':
type: string
example: 'May 2018'
'Total nrTransactions':
type: integer
example: 1710
'Average Ticket':
type: number
example: 50.07
'Processing Fees Proposed':
type: number
example: 239.84
'Interchange & downgrades Proposed':
type: number
example: 1577.23
'Interchange optimization Proposed':
type: number
example: -26.12
'PIN debit interchange Proposed':
type: string
example: null
'AVS transactionFee Proposed':
type: string
example: null
'PCI compliance Proposed':
type: string
example: null
'Non-PCI compliance Proposed':
type: string
example: null
'Batch transactionFee Proposed':
type: number
example: 0.05
'Monthly Proposed':
type: string
example: null
'Chargeback Proposed':
type: string
example: null
'Other fees Proposed':
type: number
example: 7.48
'Total Fees Proposed':
type: number
example: 1944.81
'Effective Rate Proposed':
type: number
example: 0.0227
'Monthly Savings':
type: number
example: 68.39
'3 Year Savings':
type: number
example: 2462.14
'Pass-Through Fees Proposed':
type: number
example: 1704.97
'Percent Processing Fees':
type: number
example: 0.0029
'Percent Processing Fees Proposed':
type: number
example: 0.0028
'Percent Pass-Through Fees':
type: number
example: 0.0206
'Percent Pass-Through Fees Proposed':
type: number
example: 0.0199
'Calculated Other Fees Proposed':
type: string
example: null
'Percent Other Fees':
type: string
example: null
'Percent Other Fees Proposed':
type: string
example: null
'Calculated Total Volume':
type: number
example: 85611.8
'Card brands / other Proposed':
type: string
example: null
'Dues & Assessments Proposed':
type: number
example: 153.86
'Surcharging Proposed':
type: string
example: null
'Tiers Proposed':
type: string
example: null
'Custom Service Proposed':
type: string
example: null
'Other Processing Fees':
type: string
example: null
'Margin Proposed Company':
type: number
example: 161.99
'Company Residual Proposed':
type: integer
example: 81
'Agent Residual Proposed':
type: integer
example: 81
'Potential Margin Company':
type: number
example: 218.97
'Potential Margin Agent':
type: number
example: 218.97
'Processor Cost Proposed':
type: number
example: 69.16
'Margin Proposed Agent':
type: number
example: 161.99
'Pass-through Fees To Substract':
type: integer
example: 0
Interchange:
type: array
example:
-
term: 'MC-WORLDCARD RESTAURANT'
normalized: 'Restaurant - World'
network: Mastercard
amount: 1320.32
countTx: 44
rate: 0.0173
perTx: 0.1
fee: 27.24
standardRate: 0.0173
standardPerTx: 0.1
standardFee: 27.241536
padding: 0
-
term: 'MC-COM T & E I(US) FLEET'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1199.97
countTx: 32
rate: 0.0275
perTx: 0
fee: 33
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 34.999205
padding: 0
-
term: 'MC-CORP T & E I(US) BUS'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1352.58
countTx: 29
rate: 0.025
perTx: 0
fee: 33.82
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 38.74337
padding: 0
-
term: 'MC-CORP PURCHASING INTL PUR'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 40
countTx: 1
rate: 0.0285
perTx: 0
fee: 1.14
standardRate: 0.02
standardPerTx: 0
standardFee: 0.8
padding: 0.34
-
term: 'MC-CORP T & E I(US) CORP'
normalized: 'Commercial T&E Large Market'
network: Mastercard
amount: 1237.1
countTx: 27
rate: 0.0275
perTx: 0
fee: 34.02
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 35.48315
padding: 0
-
term: 'MC-CORP BUSINESS INTL FLT'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 153.13
countTx: 3
rate: 0.0285
perTx: 0
fee: 4.36
standardRate: 0.02
standardPerTx: 0
standardFee: 3.0626
padding: 1.2974
-
term: 'MC-WORLD ELITE RESTAURANT'
normalized: 'Restaurant - World Elite'
network: Mastercard
amount: 1460.21
countTx: 44
rate: 0.022
perTx: 0.1
fee: 36.52
standardRate: 0.022
standardPerTx: 0.1
standardFee: 36.52462
padding: 0
-
term: 'MC-WORLD ELITE - OTHER'
normalized: 'Merit I - World Elite '
network: Mastercard
amount: 1855.57
countTx: 19
rate: 0.0275
perTx: 0.1
fee: 52.93
standardRate: 0.025
standardPerTx: 0.1
standardFee: 48.28925
padding: 4.64075
-
term: 'MC-BUS LEVEL 2 T&E I'
normalized: 'Commercial T&E Business Level 2'
network: Mastercard
amount: 71
countTx: 4
rate: 0.0266
perTx: 0
fee: 1.89
standardRate: 0.025
standardPerTx: 0.1
standardFee: 2.175
padding: 0
-
term: 'MC-SMALL TICKET (DB)'
normalized: 'Small Ticket Debit/Prepaid - Non-Regulated Consumer Debit'
network: Mastercard
amount: 55.24
countTx: 6
rate: 0.0155
perTx: 0.04
fee: 1.1
standardRate: 0.0155
standardPerTx: 0.04
standardFee: 1.09622
padding: 0
-
term: 'MC-RESTAURANT (DB)'
normalized: null
network: null
amount: 308.38
countTx: 12
rate: 0.0119
perTx: 0.1
fee: 4.87
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-INT SPR PREM ELECTRONIC(US)'
normalized: null
network: null
amount: 25.14
countTx: 1
rate: 0.0283
perTx: 0
fee: 0.71
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-COM T & E I(US) PURCH'
normalized: null
network: null
amount: 449.72
countTx: 7
rate: 0.0275
perTx: 0
fee: 12.37
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-BUS LEVEL 3 T&E I'
normalized: null
network: null
amount: 122.06
countTx: 2
rate: 0.0271
perTx: 0
fee: 3.31
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-BUS LEVEL 4 T&E I'
normalized: 'Commercial T&E Business Level 4'
network: Mastercard
amount: 30.78
countTx: 1
rate: 0.0281
perTx: 0
fee: 0.86
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 0.91567
padding: 0
-
term: 'MC-REG INCENT FRF ADJ POS (DB)'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 3268.01
countTx: 60
rate: 0.0005
perTx: 0.22
fee: 14.83
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 14.834005
padding: 0
-
term: 'MC-REGULATED FRD ADJ COMM (DB)'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 103
countTx: 1
rate: 0.0005
perTx: 0.22
fee: 0.27
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 0.2715
padding: 0
-
term: 'MC-PREM CON ELEC ACQUSISSCAN'
normalized: null
network: null
amount: 197.24
countTx: 3
rate: 0.027
perTx: 0
fee: 5.33
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ENHANCED MERIT III BASE'
normalized: 'Merit III Base - Enhanced (=Card Present)'
network: Mastercard
amount: 1280.19
countTx: 32
rate: 0.0173
perTx: 0.1
fee: 25.35
standardRate: 0.0173
standardPerTx: 0.1
standardFee: 25.347287
padding: 0
-
term: 'MC-PREM CON ELEC ACQUSISSLAC'
normalized: null
network: null
amount: 30.1
countTx: 2
rate: 0.027
perTx: 0
fee: 0.81
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-HIGH VAL RESTAURANT'
normalized: 'Restaurant - World High Value'
network: Mastercard
amount: 84.32
countTx: 2
rate: 0.022
perTx: 0.1
fee: 2.06
standardRate: 0.022
standardPerTx: 0.1
standardFee: 2.05504
padding: 0
-
term: 'MC-DOMESTIC MERIT III (DB)'
normalized: 'Merit III Base (Card Present) - Non-Regulated Consumer Debit'
network: Mastercard
amount: 1541.19
countTx: 24
rate: 0.0105
perTx: 0.15
fee: 19.78
standardRate: 0.0105
standardPerTx: 0.15
standardFee: 19.782495
padding: 0
-
term: 'MC-FOREIGN ELECTRONIC PLUS'
normalized: null
network: null
amount: 73.05
countTx: 4
rate: 0.0195
perTx: 0
fee: 1.42
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-DOMESTIC MERIT III'
normalized: 'Merit III Base - Core (=Card Present) | Consumer Credit'
network: Mastercard
amount: 1882.57
countTx: 38
rate: 0.0158
perTx: 0.1
fee: 33.54
standardRate: 0.0158
standardPerTx: 0.1
standardFee: 33.544606
padding: 0
-
term: 'MC-WORLDCARD - OTHER'
normalized: 'Merit III Base - World (=Card Present)'
network: Mastercard
amount: 2385.52
countTx: 21
rate: 0.023
perTx: 0.1
fee: 56.97
standardRate: 0.0177
standardPerTx: 0.1
standardFee: 44.323704
padding: 12.646296
-
term: VISA
normalized: null
network: null
amount: -25
countTx: 1
rate: 0
perTx: 0
fee: 0
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-US REGULATED (DB)'
normalized: 'CPS/Supermarket, Debit - Regulated (CP)'
network: Visa
amount: 17032.88
countTx: 326
rate: 0.0005
perTx: 0.22
fee: 80.24
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 80.23644
padding: 0
-
term: 'VI-CPS SMALL TICKET (PP)'
normalized: 'CPS/Small Ticket, Prepaid - Exempt (CP)'
network: Visa
amount: 55.46
countTx: 6
rate: 0.016
perTx: 0.05
fee: 1.19
standardRate: 0.016
standardPerTx: 0.05
standardFee: 1.18736
padding: 0
-
term: 'VI-BUSINESS CARD CP (DB)'
normalized: 'Business Debit Card Present CP - Exempt'
network: Visa
amount: 57.72
countTx: 2
rate: 0.017
perTx: 0.1
fee: 1.18
standardRate: 0.017
standardPerTx: 0.1
standardFee: 1.18124
padding: 0
-
term: 'VI-US REGULATED COMM (DB)'
normalized: 'Interregional Regulated Debit - All Commercial Products'
network: Visa
amount: 510.5
countTx: 8
rate: 0.0005
perTx: 0.22
fee: 2.02
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 2.01525
padding: 0
-
term: 'VI-US CPS/SMALL TCKT REG (DB)'
normalized: 'CPS/Small Ticket, Debit - Regulated (CP)'
network: Visa
amount: 498.36
countTx: 53
rate: 0.0005
perTx: 0.22
fee: 11.91
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 11.90918
padding: 0
-
term: 'VI-CPS/SMALL TICKET'
normalized: 'Small Ticket - All Other'
network: Visa
amount: 264.38
countTx: 25
rate: 0.0165
perTx: 0.04
fee: 5.36
standardRate: 0.019
standardPerTx: 0
standardFee: 5.02322
padding: 0.33678
-
term: 'VI-CPS/REWARDS 2'
normalized: null
network: null
amount: 1780.83
countTx: 24
rate: 0.0195
perTx: 0.1
fee: 37.13
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS/RESTAURANT CREDIT'
normalized: null
network: null
amount: 1304.7
countTx: 27
rate: 0.0154
perTx: 0.1
fee: 22.79
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-INTREG BUS/CORP/PURCH (US)'
normalized: 'T&E Large Ticket - World High Value'
network: Mastercard
amount: 334.68
countTx: 10
rate: 0.0245
perTx: 0
fee: 8.2
standardRate: 0.02
standardPerTx: 0
standardFee: 6.6936
padding: 1.5064
-
term: 'VI-ELECTRONIC (US ACQ)'
normalized: 'Electronic Program - All Commerical Products'
network: Visa
amount: 248.93
countTx: 10
rate: 0.0155
perTx: 0
fee: 3.86
standardRate: 0.02
standardPerTx: 0
standardFee: 4.9786
padding: 0
-
term: 'VI-INTREG CHIP ISS (US)'
normalized: 'Issuer Chip Card - All Commerical Products'
network: Visa
amount: 114.82
countTx: 4
rate: 0.0165
perTx: 0
fee: 1.89
standardRate: 0.02
standardPerTx: 0
standardFee: 2.2964
padding: 0
-
term: 'VI-EIRF NON CPS ALL OTHER'
normalized: null
network: null
amount: 181
countTx: 1
rate: 0.023
perTx: 0.1
fee: 4.26
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE CARD ELECTRONIC'
normalized: null
network: null
amount: 5682.82
countTx: 101
rate: 0.023
perTx: 0.1
fee: 140.81
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-INTER PREM CAN ISS US ACQ'
normalized: null
network: null
amount: 111.49
countTx: 3
rate: 0.0225
perTx: 0
fee: 2.51
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-BUSINESS CARD TR1 ELEC T&E'
normalized: null
network: null
amount: 246.88
countTx: 4
rate: 0.024
perTx: 0.1
fee: 6.33
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE PREFERRED CRP ELC'
normalized: null
network: null
amount: 8346.52
countTx: 158
rate: 0.024
perTx: 0.1
fee: 216.12
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SIGNATURE PREFERRED CRP STD'
normalized: null
network: null
amount: 86.63
countTx: 1
rate: 0.0295
perTx: 0.1
fee: 2.66
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-SUPER PREMIUM LAC ISS US AC'
normalized: 'Issuer Chip Card - Infinite'
network: Visa
amount: 86.2
countTx: 4
rate: 0.0242
perTx: 0
fee: 2.09
standardRate: 0.0197
standardPerTx: 0
standardFee: 1.69814
padding: 0.39186
-
term: 'VI-BUSINESS CARD TR2 ELEC T&E'
normalized: 'Commercial/Corporate/Purchasing Level II'
network: Visa
amount: 36
countTx: 1
rate: 0.0275
perTx: 0.15
fee: 1.14
standardRate: 0.025
standardPerTx: 0.1
standardFee: 1
padding: 0.14
-
term: 'VI-BUSINESS CARD TR3 ELEC T&E'
normalized: null
network: null
amount: 281.19
countTx: 5
rate: 0.0285
perTx: 0.2
fee: 9.01
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS SMALL TICKET (DB)'
normalized: 'CPS/Small Ticket, Debit - Exempt (CP)'
network: Visa
amount: 248.33
countTx: 22
rate: 0.0155
perTx: 0.04
fee: 4.73
standardRate: 0.0155
standardPerTx: 0.04
standardFee: 4.729115
padding: 0
-
term: 'VI-CPS/RESTAURANT (DB)'
normalized: 'CPS/Restaurant, Debit - Exempt (CP)'
network: Visa
amount: 6826.5
countTx: 123
rate: 0.0119
perTx: 0.1
fee: 93.54
standardRate: 0.0119
standardPerTx: 0.1
standardFee: 93.53535
padding: 0
-
term: 'VI-CORPORATE TRAVEL SVC'
normalized: 'Commercial/Corporate/Purchasing Travel Service'
network: Visa
amount: 1881.49
countTx: 28
rate: 0.0265
perTx: 0.1
fee: 52.66
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 52.659485
padding: 0
-
term: 'VI-PURCHASING TRAVEL SVC'
normalized: 'Commercial/Corporate/Purchasing Travel Service'
network: Visa
amount: 830.56
countTx: 12
rate: 0.0265
perTx: 0.1
fee: 23.21
standardRate: 0.0265
standardPerTx: 0.1
standardFee: 23.20984
padding: 0
-
term: 'VI-US HNW CONSUMER ELECT'
normalized: null
network: null
amount: 159.79
countTx: 7
rate: 0.024
perTx: 0.1
fee: 4.54
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-BUSINESS CARD TR4 ELEC'
normalized: null
network: null
amount: 563.6
countTx: 11
rate: 0.0295
perTx: 0.2
fee: 18.83
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI-CPS/RESTAURANT (PP)'
normalized: 'CPS/Restaurant, Prepaid - Exempt (CP)'
network: Visa
amount: 338.58
countTx: 13
rate: 0.0115
perTx: 0.15
fee: 5.84
standardRate: 0.0115
standardPerTx: 0.15
standardFee: 5.84367
padding: 0
-
term: 'DSCVR INTL CONSUMER CREDIT'
normalized: 'PSL US International Commercial'
network: Discover
amount: 58
countTx: 2
rate: 0.0215
perTx: 0
fee: 1.25
standardRate: 0.024
standardPerTx: 0.1
standardFee: 1.592
padding: 0
-
term: 'DSCVR PSL REST DB'
normalized: 'PSL Restaurants - Premium Plus'
network: Discover
amount: 152.31
countTx: 1
rate: 0.011
perTx: 0.16
fee: 1.84
standardRate: 0.024
standardPerTx: 0.1
standardFee: 3.75544
padding: 0
-
term: 'DSCVR COMML ELECT OTHER'
normalized: 'PSL Commercial Electronic'
network: Discover
amount: 978.02
countTx: 17
rate: 0.023
perTx: 0.1
fee: 24.19
standardRate: 0.0235
standardPerTx: 0.1
standardFee: 24.68347
padding: 0
-
term: 'DSCVR PSL REST PR'
normalized: 'PSL Restaurants - Rewards'
network: Discover
amount: 894.54
countTx: 10
rate: 0.022
perTx: 0.1
fee: 20.68
standardRate: 0.0195
standardPerTx: 0.1
standardFee: 18.44353
padding: 2.23647
-
term: 'DSCVR PSL REST RW'
normalized: 'PSL Restaurants - Core'
network: Discover
amount: 1666.27
countTx: 32
rate: 0.019
perTx: 0.1
fee: 34.86
standardRate: 0.0156
standardPerTx: 0.1
standardFee: 29.193812
padding: 5.666188
-
term: 'DSCVR PSL EXP SVC RW'
normalized: 'PSL Express Services - Core'
network: Discover
amount: 13
countTx: 2
rate: 0.0195
perTx: 0
fee: 0.25
standardRate: 0.0195
standardPerTx: 0
standardFee: 0.2535
padding: 0
-
term: 'AXP RESTAURANT BASE T1'
normalized: 'Restaurant Tier 1'
network: AMEX
amount: 987.3
countTx: 55
rate: 0.0185
perTx: 0.1
fee: 23.77
standardRate: 0.0185
standardPerTx: 0.1
standardFee: 23.76505
padding: 0
-
term: 'AXP RESTAURANT NONUS T1'
normalized: 'Restaurant Non-U.S. Tier 1'
network: AMEX
amount: 93.8
countTx: 4
rate: 0.0225
perTx: 0.1
fee: 2.51
standardRate: 0.0225
standardPerTx: 0.1
standardFee: 2.5105
padding: 0
-
term: 'AXP RESTAURANT BASE T2'
normalized: 'Restaurant Tier 2'
network: AMEX
amount: 9111.85
countTx: 166
rate: 0.0245
perTx: 0.1
fee: 239.84
standardRate: 0.025
standardPerTx: 0.1
standardFee: 244.39625
padding: 0
-
term: 'AXP RESTAURANT NONSWIPE T2'
normalized: 'Restaurant Non-Swipe Tier 2'
network: AMEX
amount: 41.2
countTx: 1
rate: 0.0275
perTx: 0.1
fee: 1.23
standardRate: 0.028
standardPerTx: 0.1
standardFee: 1.2536
padding: 0
-
term: 'AXP RESTAURANT NONUS T2'
normalized: 'Restaurant Non-U.S. Tier 2'
network: AMEX
amount: 131.43
countTx: 3
rate: 0.0285
perTx: 0.1
fee: 4.05
standardRate: 0.025
standardPerTx: 0.1
standardFee: 3.58575
padding: 0.46425
-
term: 'AXP RESTAURANT BASE T3'
normalized: 'Restaurant Tier 3'
network: AMEX
amount: 2871.85
countTx: 9
rate: 0.0275
perTx: 0.1
fee: 79.88
standardRate: 0.0285
standardPerTx: 0.1
standardFee: 82.747725
padding: 0
items:
type: object
properties:
term:
type: string
example: 'MC-WORLDCARD RESTAURANT'
normalized:
type: string
example: 'Restaurant - World'
network:
type: string
example: Mastercard
amount:
type: number
example: 1320.32
countTx:
type: integer
example: 44
rate:
type: number
example: 0.0173
perTx:
type: number
example: 0.1
fee:
type: number
example: 27.24
standardRate:
type: number
example: 0.0173
standardPerTx:
type: number
example: 0.1
standardFee:
type: number
example: 27.241536
padding:
type: integer
example: 0
'Total Interchange padding':
type: number
example: 29.666394
'Interchange optimization':
type: object
properties:
totalSavings:
type: number
example: 189.54499
items:
type: array
example:
-
term: 'MC-CORP DATA RATE I (US) BUS'
normalized: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1'
network: Mastercard
amount: 15303.97
rate: 0.0265
countTx: 48
perTx: 0.1
fee: 410.36
padding: 0
paddingPercentage: 0
standardCost: 410.35521
standardRate: 0.0265
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 295.57543
savings: 114.77978
maxOptimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 295.57543
maxOptimizedSavings: 114.77978
-
term: 'VI-PURCHASING CARD CNP'
normalized: 'Commercial/Corporate/Purchasing Card Not Present'
network: Visa
amount: 5297.85
rate: 0.027
countTx: 11
perTx: 0.1
fee: 144.14
padding: 0
paddingPercentage: 0
standardCost: 144.14195
standardRate: 0.027
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Commercial/Corporate/Purchasing Level II'
optimizedRate: 0.025
optimizedPerTx: 0.1
optimizedCost: 133.54625
savings: 10.5957
-
level: 3
optimizedCategory: 'Commercial/Corporate/Purchasing Level III'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 101.75915
savings: 42.3828
maxOptimizedCategory: 'Commercial/Corporate/Purchasing Level III'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 101.75915
maxOptimizedSavings: 42.3828
-
term: 'MC-WORLD ELITE MERIT I'
normalized: 'Merit I - World Elite '
network: Mastercard
amount: 1671.82
rate: 0.026
countTx: 7
perTx: 0.1
fee: 44.17
padding: 0
paddingPercentage: 0
standardCost: 44.16732
standardRate: 0.026
standardPerTx: 0.1
availableOptimizations:
-
level: 3
optimizedCategory: 'MC World Elite Merit 1 (3D Secure)'
optimizedRate: 0.022
optimizedPerTx: 0.1
optimizedCost: 37.48004
savings: 6.68728
maxOptimizedCategory: 'MC World Elite Merit 1 (3D Secure)'
maxOptimizedRate: 0.022
maxOptimizedPerTx: 0.1
maxOptimizedCost: 37.48004
maxOptimizedSavings: 6.68728
-
term: 'VI-EIRF NON CPS ALL OTHER (PP)'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF) - Exempt'
network: Visa
amount: 1825
rate: 0.018
countTx: 5
perTx: 0.2
fee: 33.85
padding: 0
paddingPercentage: 0
standardCost: 33.85
standardRate: 0.018
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)'
optimizedRate: 0.0175
optimizedPerTx: 0.2
optimizedCost: 32.9375
savings: 0.9125
maxOptimizedCategory: 'CPS/Card Not Present, Prepaid - Exempt (CNP)'
maxOptimizedRate: 0.0175
maxOptimizedPerTx: 0.2
maxOptimizedCost: 32.9375
maxOptimizedSavings: 0.9125
-
term: 'MC-COM DATA RATE I FLT NFUEL'
normalized: 'Data Rate I - Large Market Credit | Commercial Data Rate I Large Market'
network: Mastercard
amount: 1118.8
rate: 0.027
countTx: 8
perTx: 0.1
fee: 31.01
padding: 0
paddingPercentage: 0
standardCost: 31.0076
standardRate: 0.027
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II - Large Market Credit | Commercial Data Rate II Large Market'
optimizedRate: 0.025
optimizedPerTx: 0.1
optimizedCost: 28.77
savings: 2.2376
-
level: 3
optimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 22.0572
savings: 8.9504
maxOptimizedCategory: 'Data Rate III - Large Market Credit | Commercial Data Rate III Large Market'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 22.0572
maxOptimizedSavings: 8.9504
-
term: 'MC-DOMESTIC MERIT I (DB)'
normalized: 'Merit I - Debit Rate | Non-Regulated Consumer Debit'
network: Mastercard
amount: 1067.32
rate: 0.0165
countTx: 9
perTx: 0.15
fee: 18.96
padding: 0
paddingPercentage: 0
standardCost: 18.96078
standardRate: 0.0165
standardPerTx: 0.15
availableOptimizations:
-
level: 3
optimizedCategory: 'MC Merit 1 Debit (3D Secure)'
optimizedRate: 0.011
optimizedPerTx: 0.15
optimizedCost: 13.09052
savings: 5.87026
maxOptimizedCategory: 'MC Merit 1 Debit (3D Secure)'
maxOptimizedRate: 0.011
maxOptimizedPerTx: 0.15
maxOptimizedCost: 13.09052
maxOptimizedSavings: 5.87026
-
term: 'MC-BUS LEVEL 2 DATA RATE I'
normalized: 'Data Rate I Level 2 Business World | Commercial Data Rate I Business Level 2'
network: Mastercard
amount: 550
rate: 0.028
countTx: 1
perTx: 0.1
fee: 15.5
padding: 0
paddingPercentage: 0
standardCost: 15.5
standardRate: 0.028
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2'
optimizedRate: 0.0205
optimizedPerTx: 0.1
optimizedCost: 11.375
savings: 4.125
maxOptimizedCategory: 'Data Rate II Level 2 Business World | Commercial Data Rate II L2'
maxOptimizedRate: 0.0205
maxOptimizedPerTx: 0.1
maxOptimizedCost: 11.375
maxOptimizedSavings: 4.125
-
term: 'VI-EIRF NON CPS ALL OTHER (DB)'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 558.22
rate: 0.0175
countTx: 5
perTx: 0.2
fee: 10.77
padding: 0
paddingPercentage: 0
standardCost: 10.76885
standardRate: 0.0175
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
optimizedRate: 0.0165
optimizedPerTx: 0.15
optimizedCost: 9.96063
savings: 0.80822
maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
maxOptimizedRate: 0.0165
maxOptimizedPerTx: 0.15
maxOptimizedCost: 9.96063
maxOptimizedSavings: 0.80822
-
term: 'VI-US BUS TR4 PRD 1'
normalized: 'Business Product 1 - Tier 4'
network: Visa
amount: 254.5
rate: 0.0295
countTx: 2
perTx: 0.1
fee: 7.71
padding: 0
paddingPercentage: 0
standardCost: 7.70775
standardRate: 0.0295
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 4'
optimizedRate: 0.022
optimizedPerTx: 0.1
optimizedCost: 5.799
savings: 1.90875
maxOptimizedCategory: 'Business Level II - Tier 4'
maxOptimizedRate: 0.022
maxOptimizedPerTx: 0.1
maxOptimizedCost: 5.799
maxOptimizedSavings: 1.90875
-
term: 'VI-NON QUAL BUS CR'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 200
rate: 0.0315
countTx: 1
perTx: 0.2
fee: 6.5
padding: 0
paddingPercentage: 0
standardCost: 6.5
standardRate: 0.0315
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 3.9
savings: 2.6
maxOptimizedCategory: 'Business Level II - Tier 1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 3.9
maxOptimizedSavings: 2.6
-
term: 'MC-ENHANCED MERIT I'
normalized: 'Merit I - Enhanced '
network: Mastercard
amount: 130
rate: 0.021
countTx: 1
perTx: 0.1
fee: 2.83
padding: 0
paddingPercentage: 0
standardCost: 2.83
standardRate: 0.021
standardPerTx: 0.1
availableOptimizations:
-
level: 3
optimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)'
optimizedRate: 0.017
optimizedPerTx: 0.1
optimizedCost: 2.31
savings: 0.52
maxOptimizedCategory: 'MC Enhanced Value Merit 1 (3D Secure)'
maxOptimizedRate: 0.017
maxOptimizedPerTx: 0.1
maxOptimizedCost: 2.31
maxOptimizedSavings: 0.52
items:
type: object
properties:
term:
type: string
example: 'MC-CORP DATA RATE I (US) BUS'
normalized:
type: string
example: 'Data Rate I Level 1 Business Core | Commercial Data Rate I Business Level 1'
network:
type: string
example: Mastercard
amount:
type: number
example: 15303.97
rate:
type: number
example: 0.0265
countTx:
type: integer
example: 48
perTx:
type: number
example: 0.1
fee:
type: number
example: 410.36
padding:
type: integer
example: 0
paddingPercentage:
type: integer
example: 0
standardCost:
type: number
example: 410.35521
standardRate:
type: number
example: 0.0265
standardPerTx:
type: number
example: 0.1
availableOptimizations:
type: array
example:
-
level: 2
optimizedCategory: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 295.57543
savings: 114.77978
items:
type: object
properties:
level:
type: integer
example: 2
optimizedCategory:
type: string
example: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
optimizedRate:
type: number
example: 0.019
optimizedPerTx:
type: number
example: 0.1
optimizedCost:
type: number
example: 295.57543
savings:
type: number
example: 114.77978
maxOptimizedCategory:
type: string
example: 'Data Rate II Level 1 Business Core | Commercial Data Rate II L1'
maxOptimizedRate:
type: number
example: 0.019
maxOptimizedPerTx:
type: number
example: 0.1
maxOptimizedCost:
type: number
example: 295.57543
maxOptimizedSavings:
type: number
example: 114.77978
'Card Brands Dues and Assessments':
type: array
example:
-
term: 'MASTERCARD ASSESSMENT FEE'
normalized: 'Assessment %'
network: Mastercard
amount: 20526.39
countTx: 1
rate: 0.0013
perTx: 0
fee: 26.68
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC LICENSE VOLUME FEE'
normalized: 'MC Acquirer License Fee'
network: Mastercard
amount: 20526.39
countTx: 1
rate: 6.1E-5
perTx: 0
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC NETWORK ACCESS AUTH FEE'
normalized: 'Assessment PI (NABU Fee)'
network: Mastercard
amount: 0
countTx: 416
rate: 0
perTx: 0.0195
fee: 8.11
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA ASSESSMENT FEE CR'
normalized: 'Assessments %'
network: Visa
amount: 22542.51
countTx: 1
rate: 0.0013
perTx: 0
fee: 29.31
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA ASSESSMENT FEE DB'
normalized: 'Visa Debit Assessments'
network: Visa
amount: 25568.33
countTx: 1
rate: 0.0013
perTx: 0
fee: 33.24
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'ACQUIRER PROCESSOR FEE CREDIT'
normalized: null
network: null
amount: 0
countTx: 448
rate: 0
perTx: 0.0195
fee: 8.74
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'ACQUIRER PROCESSOR FEE DB/PP'
normalized: null
network: null
amount: 0
countTx: 573
rate: 0
perTx: 0.0155
fee: 8.88
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DISCOVER ASSESSMENT FEE'
normalized: 'Assessment %'
network: Discover
amount: 3762.14
countTx: 1
rate: 0.0013
perTx: 0
fee: 4.89
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DISCOVER DATA USAGE FEE'
normalized: 'Assessment PI (Network Authorization Fee)†'
network: Discover
amount: 0
countTx: 64
rate: 0
perTx: 0.0195
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'NETWORK AUTHORIZATION FEE'
normalized: null
network: null
amount: 0
countTx: 64
rate: 0
perTx: 0.0025
fee: 0.16
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'AMEX NETWORK FEE'
normalized: 'Amex Network Fees'
network: AMEX
amount: 13237.43
countTx: 1
rate: 0.0015
perTx: 0
fee: 19.86
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI BASE II SYSTEM FILE FEE'
normalized: 'Clearing Access'
network: Visa
amount: 0
countTx: 990
rate: 0
perTx: 0.0018
fee: 1.78
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI BASE II CR VOUCHER FEE CR'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.0195
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VISA INTL SERVICE FEE - BASE'
normalized: null
network: null
amount: 797.21
countTx: 28
rate: 0
perTx: 0
fee: 6.38
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'US CROSS BORDER FEE'
normalized: null
network: null
amount: 518.66
countTx: 14
rate: 0
perTx: 0
fee: 3.11
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VI TRANSACTION INTEGRITY FEE'
normalized: 'Visa Transaction Integrity Fee (TIF)'
network: Visa
amount: 0
countTx: 2
rate: 0
perTx: 0.1
fee: 0.2
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
items:
type: object
properties:
term:
type: string
example: 'MASTERCARD ASSESSMENT FEE'
normalized:
type: string
example: 'Assessment %'
network:
type: string
example: Mastercard
amount:
type: number
example: 20526.39
countTx:
type: integer
example: 1
rate:
type: number
example: 0.0013
perTx:
type: integer
example: 0
fee:
type: number
example: 26.68
standardRate:
type: integer
example: 0
standardPerTx:
type: integer
example: 0
standardFee:
type: integer
example: 0
padding:
type: integer
example: 0
'Total Card Brands Dues and Assessments padding':
type: integer
example: 0
'Processor-Specific Fees':
type: array
example:
-
term: 'MASTERCARD SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 15250.57
rate: 0.0015
countTx: 1
perTx: 0
fee: 22.88
-
term: 'MASTERCARD DEBIT SALES DISC'
category: 'Processing fee'
network: Processor
amount: 5275.82
rate: 0.0015
countTx: 1
perTx: 0
fee: 7.91
-
term: 'MASTERCARD AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 435
perTx: 0.05
fee: 21.75
-
term: 'VISA DEBIT SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 25568.33
rate: 0.0015
countTx: 1
perTx: 0
fee: 38.35
-
term: 'VISA SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 22542.51
rate: 0.0015
countTx: 1
perTx: 0
fee: 33.81
-
term: 'VISA AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 1031
perTx: 0.05
fee: 51.55
-
term: 'DISCOVER SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 3609.83
rate: 0.0015
countTx: 1
perTx: 0
fee: 5.41
-
term: 'DISCOVER DEBIT SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 152.31
rate: 0.0015
countTx: 1
perTx: 0
fee: 0.23
-
term: 'DISCOVER AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 64
perTx: 0.05
fee: 3.2
-
term: 'AMEX AUTH FEE'
category: 'Processing fee'
network: Processor
amount: 0
rate: 0
countTx: 242
perTx: 0.05
fee: 12.1
-
term: 'AMEX SALES DISCOUNT'
category: 'Processing fee'
network: Processor
amount: 13237.43
rate: 0.0025
countTx: 1
perTx: 0
fee: 33.09
-
term: 'BATCH SETTLEMENT FEE'
category: Batch
network: Processor
amount: 0
rate: 0
countTx: 24
perTx: 0.05
fee: 1.2
-
term: 'REGULATORY PRODUCT FEE'
category: Service
network: Processor
amount: 0
rate: 0
countTx: 1
perTx: 0
fee: 3.5
-
term: 'MONTHLY STATEMENT FEE'
category: Service
network: Processor
amount: 0
rate: 0
countTx: 1
perTx: 0
fee: 10
items:
type: object
properties:
term:
type: string
example: 'MASTERCARD SALES DISCOUNT'
category:
type: string
example: 'Processing fee'
network:
type: string
example: Processor
amount:
type: number
example: 15250.57
rate:
type: number
example: 0.0015
countTx:
type: integer
example: 1
perTx:
type: integer
example: 0
fee:
type: number
example: 22.88
'Unknown Fees':
type: array
example:
-
term: 'MASTERCARD KILOBYTE TRANS FEE'
normalized: null
network: null
amount: 0
rate: 0
countTx: 213
perTx: 0.035
fee: 7.46
items:
type: object
properties:
term:
type: string
example: 'MASTERCARD KILOBYTE TRANS FEE'
normalized:
type: string
example: null
network:
type: string
example: null
amount:
type: integer
example: 0
rate:
type: integer
example: 0
countTx:
type: integer
example: 213
perTx:
type: number
example: 0.035
fee:
type: number
example: 7.46
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'A valid statement ID previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/analysis/download/excel/{id}':
get:
summary: '2.8 Get FeeNav Excel (id) - GET'
operationId: 28GetFeeNavExcelidGET
description: '<p>Returns the completed analysis in the Fee Navigator standard Excel .xlsx format. It will include multiple tabs, based on the options selected.</p>'
parameters:
-
in: query
name: analysis
description: 'Whether to return full analysis (1) or not (0).'
example: '1'
required: true
schema:
type: string
description: 'Whether to return full analysis (1) or not (0).'
example: '1'
-
in: query
name: summary
description: 'Whether to return summary analysis (1) or not (0).'
example: '0'
required: true
schema:
type: string
description: 'Whether to return summary analysis (1) or not (0).'
example: '0'
-
in: query
name: padding
description: 'Whether to extract IC Padding (1) or not (0).'
example: '1'
required: true
schema:
type: string
description: 'Whether to extract IC Padding (1) or not (0).'
example: '1'
-
in: query
name: optimization
description: 'Whether to extract IC Optimization (1) or not (0).'
example: '1'
required: true
schema:
type: string
description: 'Whether to extract IC Optimization (1) or not (0).'
example: '1'
responses:
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'Server Error'
properties:
message:
type: string
example: 'Server Error'
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '"xK1v5bvy"'
required: true
schema:
type: string
'/api/v1/get-proposal-pdf/{id}':
get:
summary: '2.9 Get Proposal PDF (id) - GET'
operationId: 29GetProposalPDFidGET
description: '<p> Returns the completed proposal in PDF format. That is, once generated in Word/Excel, it will be converted to PDF and returned.</p>'
parameters: []
responses:
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'Server Error'
properties:
message:
type: string
example: 'Server Error'
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/get-proposal/{id}':
get:
summary: '2.10 Get Proposal - GET'
operationId: 210GetProposalGET
description: '<p> Returns the completed proposal in its source template format - either Word or Excel. </p>'
parameters: []
responses:
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
message: 'Server Error'
properties:
message:
type: string
example: 'Server Error'
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/update-proposal/{id}':
post:
summary: '2.11 Update Proposal (id) - POST'
operationId: 211UpdateProposalidPOST
description: "<table>\n<thead>\n<tr>\n<th>ID</th>\n<th>Name</th>\n<th>Description</th>\n</tr>\n</thead>\n<tbody>\n<tr>\n<td>95</td>\n<td>Visa Credit discRateProposed</td>\n<td>Discount Rate for Visa Credit (Proposed)</td>\n</tr>\n<tr>\n<td>96</td>\n<td>Visa Credit transactionFeeProposed</td>\n<td>Per transaction cost for Visa Credit (Proposed)</td>\n</tr>\n<tr>\n<td>97</td>\n<td>Visa Debit discRateProposed</td>\n<td>Discount Rate for Visa Debit (Proposed)</td>\n</tr>\n<tr>\n<td>98</td>\n<td>Visa Debit transactionFeeProposed</td>\n<td>Per transaction cost for Visa Debit (Proposed)</td>\n</tr>\n<tr>\n<td>99</td>\n<td>Visa Auth transactionFeeProposed</td>\n<td>Per authorization cost for Visa (Proposed)</td>\n</tr>\n<tr>\n<td>100</td>\n<td>Mastercard Credit discRateProposed</td>\n<td>Discount Rate for Mastercard Credit (Proposed)</td>\n</tr>\n<tr>\n<td>101</td>\n<td>Mastercard Credit transactionFeeProposed</td>\n<td>Per transaction cost for Mastercard Credit (Proposed)</td>\n</tr>\n<tr>\n<td>102</td>\n<td>Mastercard Debit discRateProposed</td>\n<td>Discount Rate for Mastercard Debit (Proposed)</td>\n</tr>\n<tr>\n<td>103</td>\n<td>Mastercard Debit transactionFeeProposed</td>\n<td>Per transaction cost for Mastercard Debit (Proposed)</td>\n</tr>\n<tr>\n<td>104</td>\n<td>Mastercard Auth transactionFeeProposed</td>\n<td>Per authorization cost for Mastercard (Proposed)</td>\n</tr>\n<tr>\n<td>105</td>\n<td>Discover Credit discRateProposed</td>\n<td>Discount Rate for Discover Credit (Proposed)</td>\n</tr>\n<tr>\n<td>106</td>\n<td>Discover Credit transactionFeeProposed</td>\n<td>Per transaction cost for Discover Credit (Proposed)</td>\n</tr>\n<tr>\n<td>107</td>\n<td>Discover Debit discRateProposed</td>\n<td>Discount Rate for Discover Debit (Proposed)</td>\n</tr>\n<tr>\n<td>108</td>\n<td>Discover Debit transactionFeeProposed</td>\n<td>Per transaction cost for Discover Debit (Proposed)</td>\n</tr>\n<tr>\n<td>109</td>\n<td>Discover Auth transactionFeeProposed</td>\n<td>Per authorization cost for Discover (Proposed)</td>\n</tr>\n<tr>\n<td>110</td>\n<td>American Express discRateProposed</td>\n<td>Discount Rate for AMEX Credit (Proposed)</td>\n</tr>\n<tr>\n<td>111</td>\n<td>American Express transactionFeeProposed</td>\n<td>Per transaction cost for AMEX Credit (Proposed)</td>\n</tr>\n<tr>\n<td>112</td>\n<td>American Express Auth transactionFeeProposed</td>\n<td>Per authorization cost for AMEX (Proposed)</td>\n</tr>\n<tr>\n<td>113</td>\n<td>PIN Debit discRateProposed</td>\n<td>Discount Rate for PIN Debit (Proposed)</td>\n</tr>\n<tr>\n<td>114</td>\n<td>PIN Debit transactionFeeProposed</td>\n<td>Discount Rate for Discover Debit (Proposed)</td>\n</tr>\n<tr>\n<td>115</td>\n<td>EBT transactionFeeProposed</td>\n<td>Discount Rate for EBT (Proposed)</td>\n</tr>\n<tr>\n<td>116</td>\n<td>Fleet Cards / Other discRateProposed</td>\n<td></td>\n</tr>\n<tr>\n<td>117</td>\n<td>Fleet Cards / Other transactionFeeProposed</td>\n<td></td>\n</tr>\n<tr>\n<td>122</td>\n<td>Interchange & downgrades Proposed</td>\n<td>Interchange & Amex Program (Proposed)</td>\n</tr>\n<tr>\n<td>123</td>\n<td>Interchange optimization Proposed</td>\n<td>"Interchange optimization, if available"</td>\n</tr>\n<tr>\n<td>125</td>\n<td>AVS transactionFee Proposed</td>\n<td>Cost Per AVS transaction (Proposed)</td>\n</tr>\n<tr>\n<td>126</td>\n<td>PCI compliance Proposed</td>\n<td>PCI Compliance Fee (Proposed)</td>\n</tr>\n<tr>\n<td>127</td>\n<td>Non-PCI compliance Proposed</td>\n<td>PCI Non-Complince Fee (Proposed)</td>\n</tr>\n<tr>\n<td>128</td>\n<td>Batch transactionFee Proposed</td>\n<td>Per batch transaction cost (Proposed)</td>\n</tr>\n<tr>\n<td>129</td>\n<td>Monthly Proposed</td>\n<td>Service/Custom fees (Proposed)</td>\n</tr>\n<tr>\n<td>151</td>\n<td>Other fees Proposed</td>\n<td></td>\n</tr>\n<tr>\n<td>155</td>\n<td>Dues & Assessments Proposed</td>\n<td>Dues & Assessments (Proposed)</td>\n</tr>\n<tr>\n<td>162</td>\n<td>Chargeback Proposed</td>\n<td>Chargeback (Proposed)</td>\n</tr>\n<tr>\n<td>166</td>\n<td>Surcharging Proposed</td>\n<td>Surcharging (Proposed)</td>\n</tr>\n<tr>\n<td>169</td>\n<td>Total Volume Proposed</td>\n<td>Volume amount for all card types (Proposed)</td>\n</tr>\n</tbody>\n</table>\n\n\n<p> Update proposed data points for a statement's proposal.</p>\n<p><b>If the plan is changed after setting the datapoints, all the custom datapoints entered will be overwritten.</b></p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
status: success
affectedDataPoints:
-
id: 78
name: 'Potential Savings'
type: number
decimals: 2
isCorrect: null
value: -21569.14
prettyValue: null
-
id: 121
name: 'Processing Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 2233.82
prettyValue: null
-
id: 130
name: 'Total Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 2884.62
prettyValue: null
-
id: 131
name: 'Effective Rate Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.0844
prettyValue: null
-
id: 132
name: 'Monthly Savings'
type: number
decimals: 2
isCorrect: null
value: -1797.43
prettyValue: null
-
id: 133
name: '3 Year Savings'
type: number
decimals: 2
isCorrect: null
value: -64707.42
prettyValue: null
-
id: 134
name: 'Pass-Through Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 650.8
prettyValue: null
-
id: 136
name: 'Percent Processing Fees Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.0654
prettyValue: null
-
id: 138
name: 'Percent Pass-Through Fees Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.019
prettyValue: null
-
id: 80
name: Markup
type: number
decimals: 2
isCorrect: null
value: 0.07
prettyValue: null
-
id: 142
name: 'Margin Proposed Company'
type: number
decimals: 2
isCorrect: null
value: 1123.3
prettyValue: null
-
id: 146
name: 'Company Residual Proposed'
type: number
decimals: 2
isCorrect: null
value: 561.65
prettyValue: null
-
id: 147
name: 'Agent Residual Proposed'
type: number
decimals: 2
isCorrect: null
value: 561.65
prettyValue: null
-
id: 150
name: 'Processor Cost Proposed'
type: number
decimals: 2
isCorrect: null
value: 464.14
prettyValue: null
-
id: 152
name: 'Margin Proposed Agent'
type: number
decimals: 2
isCorrect: null
value: 1123.3
prettyValue: null
properties:
status:
type: string
example: success
affectedDataPoints:
type: array
example:
-
id: 78
name: 'Potential Savings'
type: number
decimals: 2
isCorrect: null
value: -21569.14
prettyValue: null
-
id: 121
name: 'Processing Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 2233.82
prettyValue: null
-
id: 130
name: 'Total Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 2884.62
prettyValue: null
-
id: 131
name: 'Effective Rate Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.0844
prettyValue: null
-
id: 132
name: 'Monthly Savings'
type: number
decimals: 2
isCorrect: null
value: -1797.43
prettyValue: null
-
id: 133
name: '3 Year Savings'
type: number
decimals: 2
isCorrect: null
value: -64707.42
prettyValue: null
-
id: 134
name: 'Pass-Through Fees Proposed'
type: number
decimals: 2
isCorrect: null
value: 650.8
prettyValue: null
-
id: 136
name: 'Percent Processing Fees Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.0654
prettyValue: null
-
id: 138
name: 'Percent Pass-Through Fees Proposed'
type: percentage
decimals: 2
isCorrect: null
value: 0.019
prettyValue: null
-
id: 80
name: Markup
type: number
decimals: 2
isCorrect: null
value: 0.07
prettyValue: null
-
id: 142
name: 'Margin Proposed Company'
type: number
decimals: 2
isCorrect: null
value: 1123.3
prettyValue: null
-
id: 146
name: 'Company Residual Proposed'
type: number
decimals: 2
isCorrect: null
value: 561.65
prettyValue: null
-
id: 147
name: 'Agent Residual Proposed'
type: number
decimals: 2
isCorrect: null
value: 561.65
prettyValue: null
-
id: 150
name: 'Processor Cost Proposed'
type: number
decimals: 2
isCorrect: null
value: 464.14
prettyValue: null
-
id: 152
name: 'Margin Proposed Agent'
type: number
decimals: 2
isCorrect: null
value: 1123.3
prettyValue: null
items:
type: object
properties:
id:
type: integer
example: 78
name:
type: string
example: 'Potential Savings'
type:
type: string
example: number
decimals:
type: integer
example: 2
isCorrect:
type: string
example: null
value:
type: number
example: -21569.14
prettyValue:
type: string
example: null
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found.'
properties:
errors:
type: array
example:
- 'Statement not found.'
items:
type: string
tags:
- '2. Proposal'
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
dataPoints:
type: string
description: 'An JSON encoded array containing some or all the proposed data points new values having the data point ID as key.'
example: '{"95":"0.01990","162":"30"}'
required:
- dataPoints
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: x236td5
required: true
schema:
type: string
'/api/v1/new-proposal/{id}':
get:
summary: '2.12 New Proposal - GET'
operationId: 212NewProposalGET
description: '<p> Generates a new Proposal for existing analysed statement based on the specified plan. </p>'
parameters:
-
in: query
name: idPlan
description: 'optional The new plan based on which to generate the new proposal.'
example: '123'
required: false
schema:
type: string
description: 'optional The new plan based on which to generate the new proposal.'
example: '123'
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
idStatement: ccYrRdByO
idCase: _NNN_
idMerchant: _UUID_
MerchantProposalLink: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_'
AnalysisEditLink: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_'
datapoints:
merchant:
id: _UUID_
company_id: 1234
merchant_name: 'SOME MERCHANT NAME'
first_name: John
last_name: Smith
email: null
mobile: null
zip: 90670-5133
industry: 5713
crm_stage_id: null
created_at: '2023-01-17T07:27:22.000000Z'
updated_at: '2023-01-17T07:27:22.000000Z'
MerchantProposalLink: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_'
AnalysisEditLink: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_'
'EBT discRate': null
'Pricing Type': 'IC Plus'
'Merchant Name': 'SOME MERCHANT NAME'
'Merchant Address': "1234 BEST AVE\r\nSANTA FE SPGS CA 90670-1234"
'Merchant Number': '56220000005223'
'Statement Period Start': 10/01/22
'Statement Period End': 10/31/22
'Third Party Transactions': null
'Visa Credit amount': 430446.3
'Visa Credit discRate': 0.0055
'Visa Credit nrTransactions': 88
'Visa Credit transactionFee': null
'Visa Credit discRateProposed': 0.0121
'Visa Credit transactionFeeProposed': 0.18
'Visa Debit amount': null
'Visa Debit discRate': null
'Visa Debit nrTransactions': null
'Visa Debit transactionFee': null
'Visa Debit discRateProposed': null
'Visa Debit transactionFeeProposed': null
'Visa Auth nrTransactions': null
'Visa Auth transactionFee': null
'Visa Auth transactionFeeProposed': null
'Mastercard Credit amount': 39225.75
'Mastercard Credit discRate': 0.0055
'Mastercard Credit nrTransactions': 18
'Mastercard Credit transactionFee': null
'Mastercard Credit discRateProposed': 0.0121
'Mastercard Credit transactionFeeProposed': 0.18
'Mastercard Debit amount': null
'Mastercard Debit discRate': null
'Mastercard Debit nrTransactions': null
'Mastercard Debit transactionFee': null
'Mastercard Debit discRateProposed': null
'Mastercard Debit transactionFeeProposed': null
'Mastercard Auth nrTransactions': null
'Mastercard Auth transactionFee': null
'Mastercard Auth transactionFeeProposed': null
'Discover Credit amount': 2171.6
'Discover Credit discRate': 0.0055
'Discover Credit nrTransactions': 1
'Discover Credit transactionFee': null
'Discover Credit discRateProposed': 0.0121
'Discover Credit transactionFeeProposed': 0.18
'Discover Debit amount': null
'Discover Debit discRate': null
'Discover Debit nrTransactions': null
'Discover Debit transactionFee': null
'Discover Debit discRateProposed': null
'Discover Debit transactionFeeProposed': null
'Discover Auth nrTransactions': null
'Discover Auth transactionFee': null
'Discover Auth transactionFeeProposed': null
'American Express amount': 47138.3
'American Express discRate': 0.0055
'American Express nrTransactions': 16
'American Express transactionFee': null
'American Express discRateProposed': 0.0121
'American Express transactionFeeProposed': 0.18
'American Express Auth nrTransactions': null
'American Express Auth transactionFee': null
'American Express Auth transactionFeeProposed': null
'PIN Debit amount': null
'PIN Debit discRate': null
'PIN Debit nrTransactions': null
'PIN Debit transactionFee': null
'PIN Debit discRateProposed': null
'PIN Debit transactionFeeProposed': null
'EBT amount': null
'EBT nrTransactions': null
'EBT transactionFee': null
'EBT transactionFeeProposed': null
'Fleet Cards / Other amount': null
'Fleet Cards / Other discRate': null
'Fleet Cards / Other nrTransactions': null
'Fleet Cards / Other transactionFee': null
'Fleet Cards / Other discRateProposed': null
'Fleet Cards / Other transactionFeeProposed': null
'Interchange & downgrades': 12407
'Dues & Assessments': 747.84
'PIN debit interchange': null
'AVS nrTransactions': null
'AVS transactionFee': null
'PCI compliance': 3
'Non-PCI compliance': null
'Batch nrTransactions': 21
'Batch transactionFee': 0.25
Monthly: 153.44
Chargeback: null
Surcharging: null
'Total Volume': 518981.95
'Total Fees': 16737.1
Industry: '5713'
'Representative First Name': null
'Representative Last Name': null
'Representative Phone': null
'Representative Email': null
'Card brands / other': null
'Processing Fees': 3582.26
'Pass-Through Fees': 13154.84
'Other fees': 566.17
'Calculated Other Fees': null
'Total Calculated Fees': 16737.1
'Monthly Fees': 16737.1
'1-Year Fees': 200845.2
'3-Year Fees': 602535.6
'Effective Rate': 0.0322
'Avoidable Fees': null
'Potential Savings': 7598.12
'Statement Period': 'Oct 2022'
'Total nrTransactions': 123
'Average Ticket': 4219.37
'Processing Fees Proposed': 6873.24
'Interchange & downgrades Proposed': 12406.99
'Interchange optimization Proposed': -3924.15
'PIN debit interchange Proposed': null
'AVS transactionFee Proposed': null
'PCI compliance Proposed': null
'Non-PCI compliance Proposed': null
'Batch transactionFee Proposed': 0.25
'Monthly Proposed': null
'Chargeback Proposed': null
'Other fees Proposed': 566.17
'Total Fees Proposed': 16103.92
'Effective Rate Proposed': 0.031
'Monthly Savings': 633.18
'3 Year Savings': 22794.37
'Pass-Through Fees Proposed': 9230.68
'Percent Processing Fees': 0.0069
'Percent Processing Fees Proposed': 0.0132
'Percent Pass-Through Fees': 0.0253
'Percent Pass-Through Fees Proposed': 0.0178
'Calculated Other Fees Proposed': null
'Percent Other Fees': null
'Percent Other Fees Proposed': null
'Calculated Total Volume': 518981.95
'Card brands / other Proposed': null
'Dues & Assessments Proposed': 747.84
'Surcharging Proposed': null
'Tiers Proposed': null
'Custom Service Proposed': null
'Other Processing Fees': null
'Margin Proposed Company': 4999.81
'Company Residual Proposed': 2499.91
'Agent Residual Proposed': 2499.91
'Potential Margin Company': 6166.42
'Potential Margin Agent': 6166.42
'Processor Cost Proposed': 1302.01
'Margin Proposed Agent': 4999.81
'Pass-through Fees To Substract': 0
Interchange:
-
term: 'VS Non-Qual Purchasing Credit'
normalized: null
network: null
amount: 5299.95
countTx: 1
rate: 0.0295
perTx: 0.1
fee: 156.45
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS EIRF Debit'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 1387.22
countTx: 1
rate: 0.0175
perTx: 0.2
fee: 24.48
standardRate: 0.0175
standardPerTx: 0.2
standardFee: 24.47635
padding: 0
-
term: 'VS Non Qual Cons Cr'
normalized: 'Non-Qualified Consumer Credit - Signature Preferred (Visa Infinite)'
network: Visa
amount: 21581.19
countTx: 9
rate: 0.0315
perTx: 0.1
fee: 680.71
standardRate: 0.0315
standardPerTx: 0.1
standardFee: 680.707485
padding: 0
-
term: 'VS Non Qual Bus Cr'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 298378.08
countTx: 28
rate: 0.0315
perTx: 0.2
fee: 9404.52
standardRate: 0.0315
standardPerTx: 0.2
standardFee: 9404.50952
padding: 0.01048
-
term: 'VS US Regulated Debit'
normalized: 'CPS/Retail, Debit - Regulated (CP)'
network: Visa
amount: 105031.36
countTx: 50
rate: 0.0005
perTx: 0.22
fee: 63.52
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 63.51568
padding: 0
-
term: 'MC World Elite Key Entered'
normalized: 'Key-entered - World Elite'
network: Mastercard
amount: 5541.63
countTx: 2
rate: 0.026
perTx: 0.1
fee: 144.29
standardRate: 0.026
standardPerTx: 0.1
standardFee: 144.28238
padding: 0
-
term: 'MC Business Level 5 Data Rate I'
normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5'
network: Mastercard
amount: 25357.9
countTx: 11
rate: 0.03
perTx: 0.1
fee: 761.84
standardRate: 0.03
standardPerTx: 0.1
standardFee: 761.837
padding: 0
-
term: 'MC US Cons Regulated POS Debit w/Fraud Adj'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 8326.22
countTx: 5
rate: 0.0005
perTx: 0.22
fee: 5.27
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 5.26311
padding: 0
-
term: 'AM Retail Tier 2'
normalized: 'Retail Tier 2'
network: AMEX
amount: 2643.42
countTx: 4
rate: 0.0195
perTx: 0.1
fee: 51.94
standardRate: 0.0195
standardPerTx: 0.1
standardFee: 51.94669
padding: 0
-
term: 'AM Retail Tier 3'
normalized: 'Retail Tier 3'
network: AMEX
amount: 44502.81
countTx: 13
rate: 0.024
perTx: 0.1
fee: 1069.36
standardRate: 0.024
standardPerTx: 0.1
standardFee: 1069.36744
padding: 0
-
term: 'DS PSL Key Entry PR'
normalized: 'PSL Key Entry - Premium'
network: Discover
amount: 2171.6
countTx: 1
rate: 0.0205
perTx: 0.1
fee: 44.62
standardRate: 0.0205
standardPerTx: 0.1
standardFee: 44.6178
padding: 0
'Total Interchange padding': 0.01048
'Interchange optimization':
totalSavings: 3924.14747
items:
-
type: Other
term: 'VS Non Qual Bus Cr'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 298378.08
rate: 0.0315
countTx: 28
perTx: 0.2
fee: 9404.52
padding: 0.01048
paddingPercentage: 1.1143577767931E-6
standardCost: 9404.50952
standardRate: 0.0315
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 5671.98352
savings: 3732.526
maxOptimizedCategory: 'Business Level II - Tier 1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 5671.98352
maxOptimizedSavings: 3732.526
-
type: Other
term: 'MC Business Level 5 Data Rate I'
normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5'
network: Mastercard
amount: 25357.9
rate: 0.03
countTx: 11
perTx: 0.1
fee: 761.84
padding: 0
paddingPercentage: 0
standardCost: 761.837
standardRate: 0.03
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5'
optimizedRate: 0.0225
optimizedPerTx: 0.1
optimizedCost: 571.65275
savings: 190.18425
maxOptimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5'
maxOptimizedRate: 0.0225
maxOptimizedPerTx: 0.1
maxOptimizedCost: 571.65275
maxOptimizedSavings: 190.18425
-
type: Other
term: 'VS EIRF Debit'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 1387.22
rate: 0.0175
countTx: 1
perTx: 0.2
fee: 24.48
padding: 0
paddingPercentage: 0
standardCost: 24.47635
standardRate: 0.0175
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
optimizedRate: 0.0165
optimizedPerTx: 0.15
optimizedCost: 23.03913
savings: 1.43722
maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
maxOptimizedRate: 0.0165
maxOptimizedPerTx: 0.15
maxOptimizedCost: 23.03913
maxOptimizedSavings: 1.43722
'Card Brands Dues and Assessments':
-
term: VS-NAPF-Credit
normalized: null
network: null
amount: 0
countTx: 45
rate: 0
perTx: 0.0195
fee: 0.88
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-NAPFDOMCRAUTHREV
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.0195
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-VS FANF CP'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0
fee: 2
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-NAPF-Debit
normalized: null
network: null
amount: 0
countTx: 55
rate: 0
perTx: 0.0155
fee: 0.85
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-TIF
normalized: null
network: null
amount: 431677.8
countTx: 89
rate: 0
perTx: 0.1
fee: 8.9
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-ASSMNT CREDIT'
normalized: 'Assessments %'
network: Visa
amount: 325259.22
countTx: 38
rate: 0.0014
perTx: 0
fee: 455.34
standardRate: 0.0014
standardPerTx: 0
standardFee: 455.362908
padding: 0
-
term: 'VS-ASSMNT DEBIT'
normalized: null
network: null
amount: 106418.58
countTx: 51
rate: 0.0013
perTx: 0
fee: 138.34
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-VS TRANSMFEE'
normalized: null
network: null
amount: 432909.3
countTx: 90
rate: 0
perTx: 0.0018
fee: 0.16
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-VSCRVCHRFEEDB
normalized: null
network: null
amount: 1231.5
countTx: 1
rate: 0
perTx: 0.0155
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ACQ Brnd Vol ABV'
normalized: null
network: null
amount: 27791.75
countTx: 8
rate: 0.0014
perTx: 0
fee: 38.92
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ACQ Brand Volume'
normalized: null
network: null
amount: 11434
countTx: 10
rate: 0.0013
perTx: 0
fee: 14.86
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-AVS CardPresent'
normalized: null
network: null
amount: 0
countTx: 10
rate: 0
perTx: 0.01
fee: 0.1
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Acq Licn Fee'
normalized: null
network: null
amount: 39225.75
countTx: 18
rate: 0.000125
perTx: 0
fee: 4.9
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Location Fee'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-NABU Auth'
normalized: null
network: null
amount: 0
countTx: 21
rate: 0
perTx: 0.0195
fee: 0.41
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Sfe Nt Aq Fee'
normalized: null
network: null
amount: 0
countTx: 21
rate: 0
perTx: 0.0007
fee: 0.01
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'AM-AM USASSMNTFEE'
normalized: null
network: null
amount: 47146.23
countTx: 17
rate: 0.00165
perTx: 0
fee: 77.82
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DS-DS Assessment'
normalized: null
network: null
amount: 2171.6
countTx: 1
rate: 0.0014
perTx: 0
fee: 3.04
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DS-DS Ntwk Auth Fee'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.019
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
'Total Card Brands Dues and Assessments padding': 0
'Processor-Specific Fees':
-
term: 'Discover Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 1
perTx: 0.1
fee: 0.1
-
term: 'MasterCard Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 21
perTx: 0.1
fee: 2.1
-
term: 'Visa Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 102
perTx: 0.1
fee: 10.2
-
term: 'AMEX Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 19
perTx: 0.1
fee: 1.9
-
term: 'AM-Non-Swiped Tr'
category: 'Processing fee'
amount: 49085.22
rate: 0.003
countTx: 18
perTx: 0
fee: 147.25
-
term: 'AMEX Support Fee'
category: Service
amount: 47146.23
rate: 0.003
countTx: 1
perTx: 0
fee: 141.44
-
term: 'Monthly Service Fee'
category: Service
amount: 5
rate: 0
countTx: 1
perTx: 0
fee: 5
-
term: 'Regulatory Compliance Fee'
category: 'PCI Compliance'
amount: 3
rate: 0
countTx: 1
perTx: 0
fee: 3
-
term: 'Gateway Access Fee'
category: Service
amount: 7
rate: 0
countTx: 1
perTx: 0
fee: 7
-
term: 'Batch Fee'
category: Batch
amount: 0
rate: 0
countTx: 21
perTx: 0.25
fee: 5.25
'Unknown Fees':
-
term: 'Gateway Authorization'
normalized: null
network: null
amount: 0
rate: 0
countTx: 143
perTx: 0.07
fee: 10.01
-
term: 'VS-Visa US AVS'
normalized: null
network: null
amount: 0
rate: 0
countTx: 70
perTx: 0.001
fee: 0.07
-
term: 'AM-Amex AcqTransFee'
normalized: null
network: null
amount: 49085.22
rate: 0
countTx: 18
perTx: 0.02
fee: 0.36
-
term: 'DS-DS AVS'
normalized: null
network: null
amount: 0
rate: 0
countTx: 1
perTx: 0.005
fee: 0.01
-
term: 'DS-DS Dig Invt Fee'
normalized: null
network: null
amount: 2171.6
rate: 0.0001
countTx: 1
perTx: 0
fee: 0.22
-
term: 'TSS Network Fee'
normalized: null
network: null
amount: 520221.38
rate: 0.0007
countTx: 125
perTx: 0
fee: 364.15
-
term: 'Compass Reporting Fee'
normalized: null
network: null
amount: 3
rate: 0
countTx: 1
perTx: 0
fee: 3
IsQuickQuote: 0
properties:
idStatement:
type: string
example: ccYrRdByO
idCase:
type: string
example: _NNN_
idMerchant:
type: string
example: _UUID_
MerchantProposalLink:
type: string
example: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_'
AnalysisEditLink:
type: string
example: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_'
datapoints:
type: object
properties:
merchant:
type: object
properties:
id:
type: string
example: _UUID_
company_id:
type: integer
example: 1234
merchant_name:
type: string
example: 'SOME MERCHANT NAME'
first_name:
type: string
example: John
last_name:
type: string
example: Smith
email:
type: string
example: null
mobile:
type: string
example: null
zip:
type: string
example: 90670-5133
industry:
type: integer
example: 5713
crm_stage_id:
type: string
example: null
created_at:
type: string
example: '2023-01-17T07:27:22.000000Z'
updated_at:
type: string
example: '2023-01-17T07:27:22.000000Z'
MerchantProposalLink:
type: string
example: 'https://periscope-ui.pro.feenavigator.com/#/merchant-proposal/_UUID_'
AnalysisEditLink:
type: string
example: 'https://feenavigator.com/compass/#/upload/case/_NNNNN_'
'EBT discRate':
type: string
example: null
'Pricing Type':
type: string
example: 'IC Plus'
'Merchant Name':
type: string
example: 'SOME MERCHANT NAME'
'Merchant Address':
type: string
example: "1234 BEST AVE\r\nSANTA FE SPGS CA 90670-1234"
'Merchant Number':
type: string
example: '56220000005223'
'Statement Period Start':
type: string
example: 10/01/22
'Statement Period End':
type: string
example: 10/31/22
'Third Party Transactions':
type: string
example: null
'Visa Credit amount':
type: number
example: 430446.3
'Visa Credit discRate':
type: number
example: 0.0055
'Visa Credit nrTransactions':
type: integer
example: 88
'Visa Credit transactionFee':
type: string
example: null
'Visa Credit discRateProposed':
type: number
example: 0.0121
'Visa Credit transactionFeeProposed':
type: number
example: 0.18
'Visa Debit amount':
type: string
example: null
'Visa Debit discRate':
type: string
example: null
'Visa Debit nrTransactions':
type: string
example: null
'Visa Debit transactionFee':
type: string
example: null
'Visa Debit discRateProposed':
type: string
example: null
'Visa Debit transactionFeeProposed':
type: string
example: null
'Visa Auth nrTransactions':
type: string
example: null
'Visa Auth transactionFee':
type: string
example: null
'Visa Auth transactionFeeProposed':
type: string
example: null
'Mastercard Credit amount':
type: number
example: 39225.75
'Mastercard Credit discRate':
type: number
example: 0.0055
'Mastercard Credit nrTransactions':
type: integer
example: 18
'Mastercard Credit transactionFee':
type: string
example: null
'Mastercard Credit discRateProposed':
type: number
example: 0.0121
'Mastercard Credit transactionFeeProposed':
type: number
example: 0.18
'Mastercard Debit amount':
type: string
example: null
'Mastercard Debit discRate':
type: string
example: null
'Mastercard Debit nrTransactions':
type: string
example: null
'Mastercard Debit transactionFee':
type: string
example: null
'Mastercard Debit discRateProposed':
type: string
example: null
'Mastercard Debit transactionFeeProposed':
type: string
example: null
'Mastercard Auth nrTransactions':
type: string
example: null
'Mastercard Auth transactionFee':
type: string
example: null
'Mastercard Auth transactionFeeProposed':
type: string
example: null
'Discover Credit amount':
type: number
example: 2171.6
'Discover Credit discRate':
type: number
example: 0.0055
'Discover Credit nrTransactions':
type: integer
example: 1
'Discover Credit transactionFee':
type: string
example: null
'Discover Credit discRateProposed':
type: number
example: 0.0121
'Discover Credit transactionFeeProposed':
type: number
example: 0.18
'Discover Debit amount':
type: string
example: null
'Discover Debit discRate':
type: string
example: null
'Discover Debit nrTransactions':
type: string
example: null
'Discover Debit transactionFee':
type: string
example: null
'Discover Debit discRateProposed':
type: string
example: null
'Discover Debit transactionFeeProposed':
type: string
example: null
'Discover Auth nrTransactions':
type: string
example: null
'Discover Auth transactionFee':
type: string
example: null
'Discover Auth transactionFeeProposed':
type: string
example: null
'American Express amount':
type: number
example: 47138.3
'American Express discRate':
type: number
example: 0.0055
'American Express nrTransactions':
type: integer
example: 16
'American Express transactionFee':
type: string
example: null
'American Express discRateProposed':
type: number
example: 0.0121
'American Express transactionFeeProposed':
type: number
example: 0.18
'American Express Auth nrTransactions':
type: string
example: null
'American Express Auth transactionFee':
type: string
example: null
'American Express Auth transactionFeeProposed':
type: string
example: null
'PIN Debit amount':
type: string
example: null
'PIN Debit discRate':
type: string
example: null
'PIN Debit nrTransactions':
type: string
example: null
'PIN Debit transactionFee':
type: string
example: null
'PIN Debit discRateProposed':
type: string
example: null
'PIN Debit transactionFeeProposed':
type: string
example: null
'EBT amount':
type: string
example: null
'EBT nrTransactions':
type: string
example: null
'EBT transactionFee':
type: string
example: null
'EBT transactionFeeProposed':
type: string
example: null
'Fleet Cards / Other amount':
type: string
example: null
'Fleet Cards / Other discRate':
type: string
example: null
'Fleet Cards / Other nrTransactions':
type: string
example: null
'Fleet Cards / Other transactionFee':
type: string
example: null
'Fleet Cards / Other discRateProposed':
type: string
example: null
'Fleet Cards / Other transactionFeeProposed':
type: string
example: null
'Interchange & downgrades':
type: integer
example: 12407
'Dues & Assessments':
type: number
example: 747.84
'PIN debit interchange':
type: string
example: null
'AVS nrTransactions':
type: string
example: null
'AVS transactionFee':
type: string
example: null
'PCI compliance':
type: integer
example: 3
'Non-PCI compliance':
type: string
example: null
'Batch nrTransactions':
type: integer
example: 21
'Batch transactionFee':
type: number
example: 0.25
Monthly:
type: number
example: 153.44
Chargeback:
type: string
example: null
Surcharging:
type: string
example: null
'Total Volume':
type: number
example: 518981.95
'Total Fees':
type: number
example: 16737.1
Industry:
type: string
example: '5713'
'Representative First Name':
type: string
example: null
'Representative Last Name':
type: string
example: null
'Representative Phone':
type: string
example: null
'Representative Email':
type: string
example: null
'Card brands / other':
type: string
example: null
'Processing Fees':
type: number
example: 3582.26
'Pass-Through Fees':
type: number
example: 13154.84
'Other fees':
type: number
example: 566.17
'Calculated Other Fees':
type: string
example: null
'Total Calculated Fees':
type: number
example: 16737.1
'Monthly Fees':
type: number
example: 16737.1
'1-Year Fees':
type: number
example: 200845.2
'3-Year Fees':
type: number
example: 602535.6
'Effective Rate':
type: number
example: 0.0322
'Avoidable Fees':
type: string
example: null
'Potential Savings':
type: number
example: 7598.12
'Statement Period':
type: string
example: 'Oct 2022'
'Total nrTransactions':
type: integer
example: 123
'Average Ticket':
type: number
example: 4219.37
'Processing Fees Proposed':
type: number
example: 6873.24
'Interchange & downgrades Proposed':
type: number
example: 12406.99
'Interchange optimization Proposed':
type: number
example: -3924.15
'PIN debit interchange Proposed':
type: string
example: null
'AVS transactionFee Proposed':
type: string
example: null
'PCI compliance Proposed':
type: string
example: null
'Non-PCI compliance Proposed':
type: string
example: null
'Batch transactionFee Proposed':
type: number
example: 0.25
'Monthly Proposed':
type: string
example: null
'Chargeback Proposed':
type: string
example: null
'Other fees Proposed':
type: number
example: 566.17
'Total Fees Proposed':
type: number
example: 16103.92
'Effective Rate Proposed':
type: number
example: 0.031
'Monthly Savings':
type: number
example: 633.18
'3 Year Savings':
type: number
example: 22794.37
'Pass-Through Fees Proposed':
type: number
example: 9230.68
'Percent Processing Fees':
type: number
example: 0.0069
'Percent Processing Fees Proposed':
type: number
example: 0.0132
'Percent Pass-Through Fees':
type: number
example: 0.0253
'Percent Pass-Through Fees Proposed':
type: number
example: 0.0178
'Calculated Other Fees Proposed':
type: string
example: null
'Percent Other Fees':
type: string
example: null
'Percent Other Fees Proposed':
type: string
example: null
'Calculated Total Volume':
type: number
example: 518981.95
'Card brands / other Proposed':
type: string
example: null
'Dues & Assessments Proposed':
type: number
example: 747.84
'Surcharging Proposed':
type: string
example: null
'Tiers Proposed':
type: string
example: null
'Custom Service Proposed':
type: string
example: null
'Other Processing Fees':
type: string
example: null
'Margin Proposed Company':
type: number
example: 4999.81
'Company Residual Proposed':
type: number
example: 2499.91
'Agent Residual Proposed':
type: number
example: 2499.91
'Potential Margin Company':
type: number
example: 6166.42
'Potential Margin Agent':
type: number
example: 6166.42
'Processor Cost Proposed':
type: number
example: 1302.01
'Margin Proposed Agent':
type: number
example: 4999.81
'Pass-through Fees To Substract':
type: integer
example: 0
Interchange:
type: array
example:
-
term: 'VS Non-Qual Purchasing Credit'
normalized: null
network: null
amount: 5299.95
countTx: 1
rate: 0.0295
perTx: 0.1
fee: 156.45
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS EIRF Debit'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 1387.22
countTx: 1
rate: 0.0175
perTx: 0.2
fee: 24.48
standardRate: 0.0175
standardPerTx: 0.2
standardFee: 24.47635
padding: 0
-
term: 'VS Non Qual Cons Cr'
normalized: 'Non-Qualified Consumer Credit - Signature Preferred (Visa Infinite)'
network: Visa
amount: 21581.19
countTx: 9
rate: 0.0315
perTx: 0.1
fee: 680.71
standardRate: 0.0315
standardPerTx: 0.1
standardFee: 680.707485
padding: 0
-
term: 'VS Non Qual Bus Cr'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 298378.08
countTx: 28
rate: 0.0315
perTx: 0.2
fee: 9404.52
standardRate: 0.0315
standardPerTx: 0.2
standardFee: 9404.50952
padding: 0.01048
-
term: 'VS US Regulated Debit'
normalized: 'CPS/Retail, Debit - Regulated (CP)'
network: Visa
amount: 105031.36
countTx: 50
rate: 0.0005
perTx: 0.22
fee: 63.52
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 63.51568
padding: 0
-
term: 'MC World Elite Key Entered'
normalized: 'Key-entered - World Elite'
network: Mastercard
amount: 5541.63
countTx: 2
rate: 0.026
perTx: 0.1
fee: 144.29
standardRate: 0.026
standardPerTx: 0.1
standardFee: 144.28238
padding: 0
-
term: 'MC Business Level 5 Data Rate I'
normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5'
network: Mastercard
amount: 25357.9
countTx: 11
rate: 0.03
perTx: 0.1
fee: 761.84
standardRate: 0.03
standardPerTx: 0.1
standardFee: 761.837
padding: 0
-
term: 'MC US Cons Regulated POS Debit w/Fraud Adj'
normalized: 'Regulated Purchases POS Debit with Fraud Adjustment - Debit Rate | Universal Regulated Debit Fraud Adj'
network: Mastercard
amount: 8326.22
countTx: 5
rate: 0.0005
perTx: 0.22
fee: 5.27
standardRate: 0.0005
standardPerTx: 0.22
standardFee: 5.26311
padding: 0
-
term: 'AM Retail Tier 2'
normalized: 'Retail Tier 2'
network: AMEX
amount: 2643.42
countTx: 4
rate: 0.0195
perTx: 0.1
fee: 51.94
standardRate: 0.0195
standardPerTx: 0.1
standardFee: 51.94669
padding: 0
-
term: 'AM Retail Tier 3'
normalized: 'Retail Tier 3'
network: AMEX
amount: 44502.81
countTx: 13
rate: 0.024
perTx: 0.1
fee: 1069.36
standardRate: 0.024
standardPerTx: 0.1
standardFee: 1069.36744
padding: 0
-
term: 'DS PSL Key Entry PR'
normalized: 'PSL Key Entry - Premium'
network: Discover
amount: 2171.6
countTx: 1
rate: 0.0205
perTx: 0.1
fee: 44.62
standardRate: 0.0205
standardPerTx: 0.1
standardFee: 44.6178
padding: 0
items:
type: object
properties:
term:
type: string
example: 'VS Non-Qual Purchasing Credit'
normalized:
type: string
example: null
network:
type: string
example: null
amount:
type: number
example: 5299.95
countTx:
type: integer
example: 1
rate:
type: number
example: 0.0295
perTx:
type: number
example: 0.1
fee:
type: number
example: 156.45
standardRate:
type: integer
example: 0
standardPerTx:
type: integer
example: 0
standardFee:
type: integer
example: 0
padding:
type: integer
example: 0
'Total Interchange padding':
type: number
example: 0.01048
'Interchange optimization':
type: object
properties:
totalSavings:
type: number
example: 3924.14747
items:
type: array
example:
-
type: Other
term: 'VS Non Qual Bus Cr'
normalized: 'Business Non-Qualified - Tier 1'
network: Visa
amount: 298378.08
rate: 0.0315
countTx: 28
perTx: 0.2
fee: 9404.52
padding: 0.01048
paddingPercentage: 1.1143577767931E-6
standardCost: 9404.50952
standardRate: 0.0315
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'Business Level II - Tier 1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 5671.98352
savings: 3732.526
maxOptimizedCategory: 'Business Level II - Tier 1'
maxOptimizedRate: 0.019
maxOptimizedPerTx: 0.1
maxOptimizedCost: 5671.98352
maxOptimizedSavings: 3732.526
-
type: Other
term: 'MC Business Level 5 Data Rate I'
normalized: 'Data Rate I Level 5 | Commercial Data Rate I Business Level 5'
network: Mastercard
amount: 25357.9
rate: 0.03
countTx: 11
perTx: 0.1
fee: 761.84
padding: 0
paddingPercentage: 0
standardCost: 761.837
standardRate: 0.03
standardPerTx: 0.1
availableOptimizations:
-
level: 2
optimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5'
optimizedRate: 0.0225
optimizedPerTx: 0.1
optimizedCost: 571.65275
savings: 190.18425
maxOptimizedCategory: 'Data Rate II Level 5 | Commercial Data Rate II L5'
maxOptimizedRate: 0.0225
maxOptimizedPerTx: 0.1
maxOptimizedCost: 571.65275
maxOptimizedSavings: 190.18425
-
type: Other
term: 'VS EIRF Debit'
normalized: 'Electronic Interchange Reimbursement Fee (EIRF), Debit - Exempt'
network: Visa
amount: 1387.22
rate: 0.0175
countTx: 1
perTx: 0.2
fee: 24.48
padding: 0
paddingPercentage: 0
standardCost: 24.47635
standardRate: 0.0175
standardPerTx: 0.2
availableOptimizations:
-
level: 2
optimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
optimizedRate: 0.0165
optimizedPerTx: 0.15
optimizedCost: 23.03913
savings: 1.43722
maxOptimizedCategory: 'CPS/Card Not Present, Debit - Exempt (CNP)'
maxOptimizedRate: 0.0165
maxOptimizedPerTx: 0.15
maxOptimizedCost: 23.03913
maxOptimizedSavings: 1.43722
items:
type: object
properties:
type:
type: string
example: Other
term:
type: string
example: 'VS Non Qual Bus Cr'
normalized:
type: string
example: 'Business Non-Qualified - Tier 1'
network:
type: string
example: Visa
amount:
type: number
example: 298378.08
rate:
type: number
example: 0.0315
countTx:
type: integer
example: 28
perTx:
type: number
example: 0.2
fee:
type: number
example: 9404.52
padding:
type: number
example: 0.01048
paddingPercentage:
type: number
example: 1.1143577767931E-6
standardCost:
type: number
example: 9404.50952
standardRate:
type: number
example: 0.0315
standardPerTx:
type: number
example: 0.2
availableOptimizations:
type: array
example:
-
level: 2
optimizedCategory: 'Business Level II - Tier 1'
optimizedRate: 0.019
optimizedPerTx: 0.1
optimizedCost: 5671.98352
savings: 3732.526
items:
type: object
properties:
level: { type: integer, example: 2 }
optimizedCategory: { type: string, example: 'Business Level II - Tier 1' }
optimizedRate: { type: number, example: 0.019 }
optimizedPerTx: { type: number, example: 0.1 }
optimizedCost: { type: number, example: 5671.98352 }
savings: { type: number, example: 3732.526 }
maxOptimizedCategory:
type: string
example: 'Business Level II - Tier 1'
maxOptimizedRate:
type: number
example: 0.019
maxOptimizedPerTx:
type: number
example: 0.1
maxOptimizedCost:
type: number
example: 5671.98352
maxOptimizedSavings:
type: number
example: 3732.526
'Card Brands Dues and Assessments':
type: array
example:
-
term: VS-NAPF-Credit
normalized: null
network: null
amount: 0
countTx: 45
rate: 0
perTx: 0.0195
fee: 0.88
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-NAPFDOMCRAUTHREV
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.0195
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-VS FANF CP'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0
fee: 2
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-NAPF-Debit
normalized: null
network: null
amount: 0
countTx: 55
rate: 0
perTx: 0.0155
fee: 0.85
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-TIF
normalized: null
network: null
amount: 431677.8
countTx: 89
rate: 0
perTx: 0.1
fee: 8.9
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-ASSMNT CREDIT'
normalized: 'Assessments %'
network: Visa
amount: 325259.22
countTx: 38
rate: 0.0014
perTx: 0
fee: 455.34
standardRate: 0.0014
standardPerTx: 0
standardFee: 455.362908
padding: 0
-
term: 'VS-ASSMNT DEBIT'
normalized: null
network: null
amount: 106418.58
countTx: 51
rate: 0.0013
perTx: 0
fee: 138.34
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'VS-VS TRANSMFEE'
normalized: null
network: null
amount: 432909.3
countTx: 90
rate: 0
perTx: 0.0018
fee: 0.16
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: VS-VSCRVCHRFEEDB
normalized: null
network: null
amount: 1231.5
countTx: 1
rate: 0
perTx: 0.0155
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ACQ Brnd Vol ABV'
normalized: null
network: null
amount: 27791.75
countTx: 8
rate: 0.0014
perTx: 0
fee: 38.92
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-ACQ Brand Volume'
normalized: null
network: null
amount: 11434
countTx: 10
rate: 0.0013
perTx: 0
fee: 14.86
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-AVS CardPresent'
normalized: null
network: null
amount: 0
countTx: 10
rate: 0
perTx: 0.01
fee: 0.1
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Acq Licn Fee'
normalized: null
network: null
amount: 39225.75
countTx: 18
rate: 0.000125
perTx: 0
fee: 4.9
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Location Fee'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0
fee: 1.25
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-NABU Auth'
normalized: null
network: null
amount: 0
countTx: 21
rate: 0
perTx: 0.0195
fee: 0.41
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'MC-MC Sfe Nt Aq Fee'
normalized: null
network: null
amount: 0
countTx: 21
rate: 0
perTx: 0.0007
fee: 0.01
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'AM-AM USASSMNTFEE'
normalized: null
network: null
amount: 47146.23
countTx: 17
rate: 0.00165
perTx: 0
fee: 77.82
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DS-DS Assessment'
normalized: null
network: null
amount: 2171.6
countTx: 1
rate: 0.0014
perTx: 0
fee: 3.04
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
-
term: 'DS-DS Ntwk Auth Fee'
normalized: null
network: null
amount: 0
countTx: 1
rate: 0
perTx: 0.019
fee: 0.02
standardRate: 0
standardPerTx: 0
standardFee: 0
padding: 0
items:
type: object
properties:
term:
type: string
example: VS-NAPF-Credit
normalized:
type: string
example: null
network:
type: string
example: null
amount:
type: integer
example: 0
countTx:
type: integer
example: 45
rate:
type: integer
example: 0
perTx:
type: number
example: 0.0195
fee:
type: number
example: 0.88
standardRate:
type: integer
example: 0
standardPerTx:
type: integer
example: 0
standardFee:
type: integer
example: 0
padding:
type: integer
example: 0
'Total Card Brands Dues and Assessments padding':
type: integer
example: 0
'Processor-Specific Fees':
type: array
example:
-
term: 'Discover Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 1
perTx: 0.1
fee: 0.1
-
term: 'MasterCard Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 21
perTx: 0.1
fee: 2.1
-
term: 'Visa Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 102
perTx: 0.1
fee: 10.2
-
term: 'AMEX Authorization'
category: 'Processing fee'
amount: 0
rate: 0
countTx: 19
perTx: 0.1
fee: 1.9
-
term: 'AM-Non-Swiped Tr'
category: 'Processing fee'
amount: 49085.22
rate: 0.003
countTx: 18
perTx: 0
fee: 147.25
-
term: 'AMEX Support Fee'
category: Service
amount: 47146.23
rate: 0.003
countTx: 1
perTx: 0
fee: 141.44
-
term: 'Monthly Service Fee'
category: Service
amount: 5
rate: 0
countTx: 1
perTx: 0
fee: 5
-
term: 'Regulatory Compliance Fee'
category: 'PCI Compliance'
amount: 3
rate: 0
countTx: 1
perTx: 0
fee: 3
-
term: 'Gateway Access Fee'
category: Service
amount: 7
rate: 0
countTx: 1
perTx: 0
fee: 7
-
term: 'Batch Fee'
category: Batch
amount: 0
rate: 0
countTx: 21
perTx: 0.25
fee: 5.25
items:
type: object
properties:
term:
type: string
example: 'Discover Authorization'
category:
type: string
example: 'Processing fee'
amount:
type: integer
example: 0
rate:
type: integer
example: 0
countTx:
type: integer
example: 1
perTx:
type: number
example: 0.1
fee:
type: number
example: 0.1
'Unknown Fees':
type: array
example:
-
term: 'Gateway Authorization'
normalized: null
network: null
amount: 0
rate: 0
countTx: 143
perTx: 0.07
fee: 10.01
-
term: 'VS-Visa US AVS'
normalized: null
network: null
amount: 0
rate: 0
countTx: 70
perTx: 0.001
fee: 0.07
-
term: 'AM-Amex AcqTransFee'
normalized: null
network: null
amount: 49085.22
rate: 0
countTx: 18
perTx: 0.02
fee: 0.36
-
term: 'DS-DS AVS'
normalized: null
network: null
amount: 0
rate: 0
countTx: 1
perTx: 0.005
fee: 0.01
-
term: 'DS-DS Dig Invt Fee'
normalized: null
network: null
amount: 2171.6
rate: 0.0001
countTx: 1
perTx: 0
fee: 0.22
-
term: 'TSS Network Fee'
normalized: null
network: null
amount: 520221.38
rate: 0.0007
countTx: 125
perTx: 0
fee: 364.15
-
term: 'Compass Reporting Fee'
normalized: null
network: null
amount: 3
rate: 0
countTx: 1
perTx: 0
fee: 3
items:
type: object
properties:
term:
type: string
example: 'Gateway Authorization'
normalized:
type: string
example: null
network:
type: string
example: null
amount:
type: integer
example: 0
rate:
type: integer
example: 0
countTx:
type: integer
example: 143
perTx:
type: number
example: 0.07
fee:
type: number
example: 10.01
IsQuickQuote:
type: integer
example: 0
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: xYz23Pq
required: true
schema:
type: string
'/api/v1/set-plan/{id}':
put:
summary: '2.13 Set Plan (id) - PUT'
operationId: 213SetPlanidPUT
description: '<p> Sets a specified proposal plan so that the proposal may be re-generated using the corresponding {pricing regimen, cost/commissions, proposal template} set.</p>'
parameters:
-
in: query
name: idPlan
description: 'ApPlan id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
description: 'ApPlan id previously obtained.'
example: '1755002352774017576'
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
status: updated
properties:
status:
type: string
example: updated
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
properties:
errors:
type: array
example:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
items:
type: string
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/set-default-plan/{id}':
put:
summary: '2.14 Set Default Plan (id) - PUT'
operationId: 214SetDefaultPlanidPUT
description: "<p>Sets the default proposal plan for this user.</p>\n\n<p>The proposal plan includes a set of {pricing regimen, cost/commissions, proposal template}.</p>"
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
status: updated
properties:
status:
type: string
example: updated
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
properties:
errors:
type: array
example:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
items:
type: string
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
'/api/v1/set-mcc/{id}':
put:
summary: '2.15 Set MCC (id) - PUT'
operationId: 215SetMCCidPUT
description: '<p> Sets the industry/MCC associated with the statement.</p>'
parameters:
-
in: query
name: idMcc
description: 'industry id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
description: 'industry id previously obtained.'
example: '1755002352774017576'
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
status: updated
properties:
status:
type: string
example: updated
404:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Statement not found'
properties:
errors:
type: array
example:
- 'Statement not found'
items:
type: string
500:
description: ''
content:
application/json:
schema:
type: object
example:
errors:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
properties:
errors:
type: array
example:
- 'Internal Server Error -- We had a problem with our server. Try again later.'
items:
type: string
tags:
- '2. Proposal'
parameters:
-
in: path
name: id
description: 'Statement id previously obtained.'
example: '1755002352774017576'
required: true
schema:
type: string
/api/v1/get-statement-history:
get:
summary: '2.16 Get History - GET'
operationId: 216GetHistoryGET
description: '<p>Returns the count and names of PDF statements submitted by all the team users during a specific time interval.</p>'
parameters:
-
in: query
name: startDate
description: 'Beginning of the date/time interval.'
example: '2020-06-01'
required: true
schema:
type: string
description: 'Beginning of the date/time interval.'
example: '2020-06-01'
-
in: query
name: endDate
description: 'End of the date/time interval.'
example: '2020-12-01'
required: true
schema:
type: string
description: 'End of the date/time interval.'
example: '2020-12-01'
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
count: 2
history:
-
timestamp: '2020-06-19 12:56:32'
statementId: 1753313502913753640
fileName: 'Demo Statement 1.pdf'
-
timestamp: '2020-06-19 13:55:11'
statementId: 1753032027937042984
fileName: 'Demo Statement 2.pdf'
properties:
count:
type: integer
example: 2
history:
type: array
example:
-
timestamp: '2020-06-19 12:56:32'
statementId: 1753313502913753640
fileName: 'Demo Statement 1.pdf'
-
timestamp: '2020-06-19 13:55:11'
statementId: 1753032027937042984
fileName: 'Demo Statement 2.pdf'
items:
type: object
properties:
timestamp:
type: string
example: '2020-06-19 12:56:32'
statementId:
type: integer
example: 1753313502913753640
fileName:
type: string
example: 'Demo Statement 1.pdf'
400:
description: ''
content:
application/json:
schema:
type: object
example:
error:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
code: 400
properties:
error:
type: array
example:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
items:
type: string
code:
type: integer
example: 400
tags:
- '2. Proposal'
/api/v1/get-user-statement-history:
get:
summary: '2.17 Get History User - GET'
operationId: 217GetHistoryUserGET
description: '<p>Returns the count and names of PDF statements submitted by a specific user during a chosen time interval.</p>'
parameters:
-
in: query
name: email
description: 'Searched user email.'
example: example@example.com
required: true
schema:
type: string
description: 'Searched user email.'
example: example@example.com
-
in: query
name: startDate
description: 'Beginning of the date/time interval.'
example: '2020-06-01'
required: true
schema:
type: string
description: 'Beginning of the date/time interval.'
example: '2020-06-01'
-
in: query
name: endDate
description: 'End of the date/time interval.'
example: '2020-12-01'
required: true
schema:
type: string
description: 'End of the date/time interval.'
example: '2020-12-01'
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
count: 2
history:
-
timestamp: '2020-06-19 12:56:32'
statementId: 1753313502913753640
fileName: 'Demo Statement 1.pdf'
-
timestamp: '2020-06-19 13:55:11'
statementId: 1753032027937042984
fileName: 'Demo Statement 2.pdf'
properties:
count:
type: integer
example: 2
history:
type: array
example:
-
timestamp: '2020-06-19 12:56:32'
statementId: 1753313502913753640
fileName: 'Demo Statement 1.pdf'
-
timestamp: '2020-06-19 13:55:11'
statementId: 1753032027937042984
fileName: 'Demo Statement 2.pdf'
items:
type: object
properties:
timestamp:
type: string
example: '2020-06-19 12:56:32'
statementId:
type: integer
example: 1753313502913753640
fileName:
type: string
example: 'Demo Statement 1.pdf'
400:
description: ''
content:
application/json:
schema:
type: object
example:
error:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
- 'Can not find user with provided company'
code: 400
properties:
error:
type: array
example:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
- 'Can not find user with provided company'
items:
type: string
code:
type: integer
example: 400
tags:
- '2. Proposal'
/api/v1/proposal/send-link:
post:
summary: '2.18 Send Proposal link - POST'
operationId: 218SendProposalLinkPOST
description: '<p>Send Proposal link.</p>'
parameters: []
responses: { }
tags:
- '2. Proposal'
requestBody:
required: true
content:
application/json:
schema:
type: object
properties:
proposalId:
type: string
description: 'A previously acquired analysis id.'
example: '267672'
'sendTo[merchantName]':
type: string
description: "The Merchant's name."
example: iusto
'sendTo[firstName]':
type: string
description: "The contact person's first name."
example: John
'sendTo[email]':
type: string
description: "The contact person's email."
example: john@smith.com
'sendTo[expirationDays]':
type: integer
description: 'After how many days the link becomes invalid.'
example: 2
'sendTo[expirationViews]':
type: integer
description: 'After how many visualizations the link becomes invalid.'
example: 20
required:
- proposalId
- 'sendTo[firstName]'
- 'sendTo[email]'
- 'sendTo[expirationDays]'
- 'sendTo[expirationViews]'
/api/v1/ic-schedule:
get:
summary: '3.1 Get IC Schedule - GET'
operationId: 31GetICScheduleGET
description: '<p>Returns the current interchange schedule .</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
type: IC
network: Discover
plan: 'PSL E-Commerce DB Reg'
rate: '0.05000000'
perTx: '0.21000000'
cap: '0.00000000'
-
type: IC
network: Visa
plan: 'Non-Qualified Commercial Prepaid Regulated'
rate: '0.05000000'
perTx: '0.22000000'
cap: '0.00000000'
-
type: DA
network: Visa
plan: 'Fixed Acquirer Network Fee - Table 1B Tier 4'
rate: null
perTx: '0.00000000'
cap: '0.00000000'
-
type: IC
network: Mastercard
plan: 'Standard - Core | Consumer Standard Consumer Credit'
rate: '2.95000000'
perTx: '0.10000000'
cap: '0.00000000'
-
type: DA
network: Visa
plan: "Int'l Acquiring Fee (IAF)"
rate: null
perTx: '0.00000000'
cap: '0.00000000'
-
type: IC
network: Discover
plan: 'PSL Card Not Present (excluding eCommerce/ Internet) - Core'
rate: '1.89000000'
perTx: '0.10000000'
cap: '0.00000000'
-
type: IC
network: Discover
plan: 'PSL E-Commerce Secured DB Reg'
rate: '0.05000000'
perTx: '0.21000000'
cap: '0.00000000'
400:
description: ''
content:
application/json:
schema:
type: object
example:
error:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
code: 400
properties:
error:
type: array
example:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
items:
type: string
code:
type: integer
example: 400
tags:
- '3. Industry'
/api/v1/normalized-term:
get:
summary: '3.2 Get Normalized Term - GET'
operationId: 32GetNormalizedTermGET
description: '<p>Returns the most recent interchange normalized term associated with the entered term, as well as its rate, per tx, and cap.</p>'
parameters:
-
in: query
name: term
description: 'Searched term'
example: quisquam
required: true
schema:
type: string
description: 'Searched term'
example: quisquam
responses:
200:
description: ''
content:
application/json:
schema:
type: object
example:
type: IC
network: Mastercard
plan: 'Full UCAF SecureCode - World'
rate: '2.05000000'
perTx: '0.10000000'
cap: '0.00000000'
properties:
type:
type: string
example: IC
network:
type: string
example: Mastercard
plan:
type: string
example: 'Full UCAF SecureCode - World'
rate:
type: string
example: '2.05000000'
perTx:
type: string
example: '0.10000000'
cap:
type: string
example: '0.00000000'
400:
description: ''
content:
application/json:
schema:
type: object
example:
error:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
code: 400
properties:
error:
type: array
example:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
items:
type: string
code:
type: integer
example: 400
tags:
- '3. Industry'
/api/v1/mcc-list:
get:
summary: '3.3 Get MCC List - GET'
operationId: 33GetMCCListGET
description: '<p>Returns the industry/MCC list</p>'
parameters: []
responses:
200:
description: ''
content:
application/json:
schema:
type: array
items:
type: object
example:
-
id: 31
Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME'
mcc: '5712'
MCC: 'FURNITURE/EQUIP STORES'
-
id: 32
Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME'
mcc: '5713'
MCC: 'FLOOR COVERING STORES'
-
id: 33
Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME'
mcc: '5714'
MCC: 'DRAPERY & UPHOLSTERY STORES'
-
id: 34
Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME'
mcc: '5719'
MCC: 'MISC HOME FURNISHING SPECIALT'
-
id: 35
Industry: 'FURNISHINGS/APPLIANCES OFFICE & HOME'
mcc: '5722'
MCC: 'HOUSEHOLD APPLIANCE STORES'
400:
description: ''
content:
application/json:
schema:
type: object
example:
error:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
code: 400
properties:
error:
type: array
example:
- 'Please provide a valid startDate.'
- 'Please provide a valid endDate.'
items:
type: string
code:
type: integer
example: 400
tags:
- '3. Industry'
tags:
-
name: '1. Admin'
description: ''
-
name: '2. Proposal'
description: ''
-
name: '3. Industry'
description: ''
components:
securitySchemes:
default:
type: apiKey
name: Authorization
in: header
description: 'You can retrieve your token by visiting your dashboard and clicking <b>Generate API token</b>.'
security:
-
default: []